Supported living and care sector arrangements are increasingly popular among landlords, with specialist providers offering long leases and reliable rent. However, insurers view these properties differently from standard lets or HMOs. Higher duty-of-care standards, safeguarding requirements, and the involvement of care providers create unique insurance challenges. This article explains what landlords need to know before […]

The property was well looked after, the tenants were reliable, and the landlord assumed their standard home insurance would cover any mishaps. When a major leak destroyed ceilings and carpets, the claim was submitted without worry. But the insurer refused to pay out — the policy specifically excluded properties let on assured shorthold tenancies. Without […]

“The Renters’ Rights Act is not a victory for tenants but economic vandalism that will hurt the very people it’s trying to protect”, claims a think-tank. The Foundation for Economic Education (FEE) has published a piece on its website by Reem Ibrahim that warns the Act will wreak havoc on the private rented sector and […]

Many landlords are expressing concern about new council powers allowing unannounced inspections of rental properties. From December 2025, these powers will come into force under the Renters’ Rights Act, enabling local authorities to enter certain rented homes without advance notice or a warrant. Understanding the New Rules The government has now published investigatory powers guidance […]

Budget speculation often sparks anxiety among homeowners, particularly when political language turns to “unearned wealth”. This year’s focus on inheritance tax has created understandable concern, yet the real story is one of foresight rather than fear. Chancellor Rachel Reeves faces a £50bn fiscal gap and is under pressure to demonstrate fairness in taxation. The Treasury […]

As we draw ever closer to the planned tighter restrictions on landlords, an increasing number of houses and apartments are appearing on the market. The effect? The market is slowing, but it’s not yet ground to a halt. Come January, though, the rush of landlords wanting to sell as they “get out” before the new […]

A lawyer has warned landlords and letting agents to focus on asking the right questions about pets rather than relying on their personal feelings. In a LinkedIn post, David Smith said the “current thinking of landlords and agents in relation to pets is one-dimensional” and needs to become more nuanced. Under the Renters’ Rights Act, […]

Energy efficiency has moved from being a “nice to have” to a core requirement in the buy-to-let sector. With government targets and regulatory pressure pushing landlords to improve property EPC ratings, lenders are responding by offering green mortgage products and adjusting criteria. In 2025, understanding the link between EPC ratings and finance is essential for […]

More buy to let (BTL) lenders are cutting rates again as competition intensifies in the mortgage market, with several big names unveiling reductions for landlords seeking new deals or remortgages. The Mortgage Works (TMW) is trimming rates across its new business and switcher ranges by up to 0.30 percentage points. The changes include new products […]

Landlords face a triple whammy of fees to register their properties under the Renters’ Rights Act. As reported by The Telegraph, those in selective licensing areas could be required to pay hundreds of pounds to register with a selective licensing scheme, the Private Rented Sector (PRS) Database, and the PRS Ombudsman. The government have previously […]

Generation Rent claims renters are forced to live in damp and mouldy homes, but a landlord organisation hit back at the claims, pointing out that standards in the private rented sector have improved. During a Housing, Communities and Local Government Committee session on housing conditions in England, the National Residential Landlords Association (NRLA) told MPs […]

A Labour peer has praised the Renters’ Rights Act, claiming it will deliver “a modern system that works for both parties.” In a pre-recorded message addressing delegates at the National Residential Landlords Association (NRLA) conference, Baroness Taylor of Stevenage thanked the landlord association for its work in helping to shape the Act. The NRLA conference […]

We have a problem trying to sell our 1st floor Local Authority Flat/Maisonette, which the council deem a house. We have buyers lined up. The Nationwide (lender) CLADDING DEPT require either EWS1 or similar, or a signed letter to state how the Freeholder “deems the property safe”. It is a 70s brick-built, build where the […]

It began with a dripping tap and a small patch of damp by the window. The tenant reported it, but the landlord put it off, thinking it could wait until the next scheduled maintenance. Months later, the leak had spread, mould had taken hold, and the tenant had stopped paying rent in protest. Instead of […]

Chapter two … The grandchildren are squealing as the rollercoaster dives. You glance across at your partner, who’s laughing so hard they can barely breathe. Your daughter’s filming on her phone. The smell of candyfloss and sunscreen hangs in the air. You close your eyes and think, this is what it was all for. For […]

The government has released the official Renters’ Rights Act guide. The government say the Act will benefit landlords and tenants and reform the private rented sector. However, as of November 2025, a number of the measures in the Act have not come into force. The government will publish a separate timeline outlining plans for implementation. […]

The Often Unspoken Aspirations of Most Landlords That Are Rarely Implemented A concise, emotionally honest eBook for successful landlords who want to turn wealth into time, memories, and continuity. Buy the eBook – £10 PDF download. Read on any device. What this eBook will help you do Shift from saving everything for “later” to creating […]

Sadly, I didn’t make it to the end of Rachel Reeves’ televised sermon on Tuesday because I was on the verge of scratching my eyes out. Somewhere between the ‘growth and fairness’ platitudes and the Pudsey Dalek’s weary insistence that ‘the world has thrown even more challenges our way’. This speech was billed as being ‘rare’, […]

A judge has ruled in one case that a social housing landlord cannot be granted permission to force entry into a tenant’s home to carry out a gas safety inspection. The ruling, made in Bromley County Court in the case of Southern Housing vs. Mr James Emmanuel, related to a situation where the tenant had […]

House prices have risen at their fastest rate since the beginning of the year, as property values hit record highs. The latest Halifax House Price Index shows that prices rose by +0.6% in October, pushing the average property price to £299,862, the highest level on record. However, affordability continues to pose a challenge for homebuyers […]

Ahead of the Autumn Budget, the National Residential Landlords Association (NRLA) is urging the Chancellor, Rachel Reeves not to impose tax hikes on the rental market. The NRLA warns imposing further tax rises would damage the government’s ambitions for economic growth and social mobility. The news comes as speculation mounts over whether landlords could face […]