Page 70 – Property118
Silhouette of a politician at a podium with Animal Farm book and justice scales, symbolising Keir Starmer’s bespoke pension law.

Keir Starmer’s Personal Pension Act – Fair or Favouritism?

30th September 2025

One of the quickest ways to undermine trust in politics is the feeling that those at the top are playing by a different set of rules. We’ve all seen examples of this creeping “them and us” culture, and one of the clearest cases is the Pensions Increase (Pension Scheme for Keir Starmer QC) Regulations 2013 […]

Prisoner behind bars with handcuffs, symbolizing legal uncertainty in eviction process

Tenant with Section 21 may be jailed?

30th September 2025

We have a situation to resolve where a tenant we have issued with a Section 21 is going to court, and there is the possibility of a custodial sentence. Without any experience in this direction, we are unsure what we can do. If he’s given a jail sentence, when does it begin, the same day […]

Blue piggy bank and house model with coin stacks symbolizing landlord deposit disputes

Are deposit schemes fair to landlords?

30th September 2025

Having used one of the government-backed deposit schemes for many years, I have recently been exposed to the unfairness of the system by the one I use (I won’t name them here). I am interested in other landlords’ experiences of using the government schemes and if there are any schemes that give landlords a fairer […]

Rolled £20 notes symbolising investment in property renovation from unfinished to modern interiors.

Landlords borrow billions to fund property upgrades

30th September 2025

Landlords are spending more than £8,000 a year on property improvements, as figures reveal a steep rise in extra buy-to-let (BTL) borrowing for upgrades. Data from Paragon Bank shows that in the first half of 2024, landlords accessed £712 million in equity for property improvements through 4,632 remortgage cases. During the same period in 2025, […]

London houses with sold sign and city skyscrapers in background

London landlords look to sell before legislation hits

30th September 2025

Uncertainty over legislation is prompting more London landlords to leave the market, claims an estate agent. Knight Frank reports the Renters’ Rights Bill, stricter EPC rules and rumours of charging national insurance on rental income have left landlords looking to exit the market. The estate agents also warn the rumoured proposal of charging national insurance […]

Estate agent holding house model with ‘Autumn Budget’ thought bubble, symbolising property tax uncertainty

Autumn Budget tax fears hit buyer demand

30th September 2025

A property portal has warned that Autumn Budget tax speculation is dampening buyer demand, with many adopting a “wait and see” approach ahead of the November budget.  Zoopla’s house price index shows that demand for properties over £500,000 has fallen by 4%, while new listings for these homes have dropped 7% over the past five […]

Landlord Insurance Blog featured image showing a house, shield, umbrella, policy document, tick and pound coins on a teal background.

The Most Common Landlord Insurance Claims in the UK

30th September 2025

Insurance is about protecting against the unexpected, but in practice, landlord claims tend to fall into a handful of categories. Understanding the most common claims helps landlords put the right cover in place, avoid preventable losses, and make sure policies respond when needed. This article explores the claims insurers see most often and what landlords […]

People sleeping rough on a city street highlighting homelessness crisis

Housing Secretary vows to tackle homelessness and build 300,000 affordable homes

30th September 2025

The Housing Secretary claims the Labour party will fight the “Tory blockers” and invest £1 billion to tackle homelessness. Speaking at the Labour party conference, Steve Reed failed to mention the private rented sector once during his speech, but claimed the party would build 300,000 social and affordable homes. During his speech, Mr Reed praised […]

The Tenant Who Kept a Pig in Their Apartment

30th September 2025

This piece is part of our International Bizarre Landlord Stories series. Today’s story was first reported in the United States. Most landlords are used to tenants having pets like cats, dogs, or even the occasional parrot. However, one landlord in the United States was shocked to find a full-grown pig living inside an apartment. The […]

Wooden scales balancing a stack of money with a pound symbol against a small model house

Tribunal Rent Decision – HUGE Valuation Discrepancy?

29th September 2025

​Hi everyone, I’m hoping to get some advice on a recent Rent Tribunal decision that has completely floored us. We’re feeling pretty confused and frustrated, and wondering if we handled the preparation poorly. The Situation: ​ Our Valuation: Our letting agency valued a property we own at £900 per calendar month (pcm), which we believed […]

Gardener pruning fruit tree branch with secateurs and gloves

Tenant cut the apple tree down in the communal garden?

29th September 2025

Hello everyone, One of my tenants cut the apple tree down in the communal garden. Her excuse for doing this was that I didn’t tell her she couldn’t cut it down! It was a tree laden with apples. I told the tenant I expected her to replace the tree, and she said I was disgusting […]

BTL Mortgage Blog featured image showing a house, key, calculator, percentage sign and pound coins on a teal background.

Remortgaging in 2025: How Landlords Can Cut Costs

29th September 2025

Thousands of landlords are rolling off fixed-rate deals in 2025. For many, this means facing significantly higher payments, tighter affordability tests and fewer choices than when they locked in. But remortgaging is not only a defensive move; it can also create opportunities to cut costs, release equity and reposition portfolios. The key is to plan […]

Why Are Landlords Selling? Real Reasons and Better Options

29th September 2025

There is nothing wrong with selling. The key is to sell with your eyes open. Many landlords are weighing exits for good reasons — cash flow pressure, big repair bills, regulation fatigue or simply the desire for a quieter life. This piece groups the real reasons we hear and sets out better options you can […]

Declining rental housing supply in Scotland shown by falling houses and downward red arrow

Scotland’s Shrinking Private Rented Sector – The Numbers Tell the Story?

29th September 2025

My latest Freedom of Information request reveals a striking trend: the number of landlords owning just one rental property is continuing to fall, substantially since last year, and dramatically since 2019. In May 2019, there were 228,212 registered single-property landlords. By June 2024, this had dropped to 179,516. As of August 2025, the figure stands […]

Landlord restricted by red tape as rental costs rise in the UK

Rules and red tape for landlords fuel rising rents

29th September 2025

An industry body warns landlords should be encouraged to invest in the private rented sector rather than be “penalised by a continuous bombardment of financial and regulatory hurdles.” A Propertymark report reveals that although rental prices have peaked and dropped slightly, this reduction is not enough to make rents more affordable, as the average salary […]

Eviction deadline reminder in Scotland with warning symbol and Scottish flag

Generation Rent slams Scottish government over ‘backward step’ on eviction notice periods

29th September 2025

Generation Rent claims Scotland will have the worst eviction notice periods in Britain under the Scottish Housing Bill. The bill, which faces its final stage tomorrow (Tuesday 30 September) before becoming law, has seen hundreds of amendments submitted, including several from the Scottish Greens, such as proposals to prevent evictions in the first 12 months […]

The Tenant Who Turned Their Flat into a Boxing Gym

29th September 2025

This piece is part of our International Bizarre Landlord Stories series. Today’s story was first reported in Australia. It is not unusual for tenants to rearrange furniture or redecorate, but one Australian landlord was stunned to discover their flat had been converted into a fully operational boxing gym. When the tenant was finally evicted for […]