Page 68 – Property118
Yellow figure symbolizing landlords leaving the rental market amid financial pressures.

One in three landlords quit as renters struggle to find homes

7th October 2025

A third of landlords have either sold or tried to sell their rental properties in the past year, a survey reveals. That’s according to Goodlord’s latest State of the Lettings Industry report, which highlights a sector under strain. Most of the issues are down to mounting financial and regulatory pressures affecting landlords, agents and renters […]

White hard hat on architectural plans symbolizing new housing planning rules.

Councils tighten rules on HMO conversions

7th October 2025

Two councils have taken steps to tighten control over Houses in Multiple Occupation (HMOs) in their areas. They say they are aiming to protect local communities and ensure higher standards in shared housing. In North Lincolnshire, councillors have approved an Article 4 Direction that will close a loophole allowing family homes to be converted into […]

New housing development under construction in Scotland with foundations and scaffolding visible

Shelter Scotland calls on government to build 15,000 new social homes

7th October 2025

Shelter Scotland has announced the launch of its ‘Delivering Homes, Delivering Rights’ plan, which calls for the Scottish government to end the inequality in the housing system. The housing charity is also demanding the Scottish government build more than 15,000 social homes a year. The news comes after a poll by YouGov and commissioned by […]

Falling limited company buy to let mortgage rates and growing product choice for landlords

Limited company BTL choice doubles as rates fall ahead of Budget speculation

7th October 2025

PRS landlords are benefiting from a wider choice of limited company buy to let products and falling rates, research reveals. According to the latest figures from Moneyfactscompare.co.uk, the rise in mortgage options comes as speculation grows that the next Budget could bring new tax measures targeting rental profits. The number of fixed-rate BTL products available […]

Energy efficiency rating chart with coins stacked to show housing costs in Wales

NRLA urges Welsh government to provide funding support for landlords to meet EPC C targets

7th October 2025

Ahead of the Welsh government’s draft budget 2026-27, the National Residential Landlords Association (NRLA) is calling on the government to support landlords in meeting EPC C targets. The NRLA warns without funding support to meet energy-efficiency targets, such as low-cost loans, landlords will simply sell up. The government have proposed, but not yet made law, […]

Tenant Turns Garden into a Private Zoo (Australia)

7th October 2025

As landlords, we learn to expect the unexpected, but some tenant stories truly stretch the limits of imagination. In Sydney, Australia, one landlord discovered their property had been turned into a miniature zoo. Neighbours raised alarms after spotting unusual animals being kept in the back garden, including exotic birds, reptiles, and even a small crocodile. […]

ATM dispensing cash symbolising high profit machines in property investment strategies

How to turn non-profitable headache portfolios into high profit machines

6th October 2025

As a private landlord of over 20 years, plus the founder of Landlord Sales Agency, which has helped over 4,000 people needing assistance with their properties over the last 15 years, I’ve seen it all. In the last five years, I’ve had the opportunity to try every single strategy to squeeze the most out of […]

Model house in a shopping cart with coins and keys, symbolizing first-time homebuyer reforms

Labour announces major overhaul of homebuying system to cut costs and delays

6th October 2025

The Labour government has announced the biggest shake-up to the homebuying system in decades. Under the proposals, which aim to cut costs and stress for homebuyers, sellers and estate agents will be required to provide buyers with vital information about a property upfront, including the condition of the home, leasehold costs, and any chains of […]

Red figure labeled “landlord” beside a sign reading “abolish” symbolizing Green Party housing reform.

Landlords to be abolished by the Green Party

6th October 2025

Green Party members have voted to ‘seek the effective abolition of private landlordism’ at their autumn conference in Bournemouth, signalling a sharp shift in the party’s housing stance. The motion, ‘Abolish Landlords’, won strong backing from delegates and now forms official party policy. It pledges to curb private renting through heavy regulation and higher taxes, […]

BTL Mortgage Blog featured image showing a house, key, calculator, percentage sign and pound coins on a teal background.

Why Specialist Lending Matters: HMO, Holiday Lets, and Semi-Commercial

6th October 2025

Not all buy-to-let properties fit neatly into the category of a single-family rental on a standard assured shorthold tenancy. Many landlords own or are considering Houses in Multiple Occupation (HMOs), holiday lets, or semi-commercial properties. These assets often deliver stronger yields, but they also come with different risks and complexities. That’s why specialist lending exists. […]

The 40 Per Cent LTV Rule of Thumb | Landlords

6th October 2025

If you remember only one number for a calmer landlord life, make it this: around 40 per cent loan-to-value (LTV). It isn’t magic and it isn’t a promise—just a practical rule of thumb that keeps lenders comfortable, cushions rate shocks and gives you choices. Get close to 40 per cent (or step down via 45% […]

Green house symbol on grass with pound currency icons, representing cost of eco-friendly home upgrades

Cost remains biggest barrier to green home upgrades

6th October 2025

Cost is holding back homeowners from making green upgrades, according to a new report. Findings by Natwest reveal nearly three-quarters (74%) of homeowners without upgrade plans cite expense as the main hurdle. Other obstacles include a reluctance to take on debt (38%), disruption caused by the work (32%), and limited financing options (27%). Clear divide […]

Black mould spreading on interior wall in Scottish social housing

Scottish social housing landlords urged to tackle damp and mould

6th October 2025

Social housing landlords in Scotland could be leaving tenants at risk due to a lack of mould training. A survey reveals one-third of Scottish social housing tenants lack confidence their landlords will resolve ongoing issues. Awaab’s law will come into effect in England with Scotland to follow at a later date to be confirmed. The […]

Business people discussing UK property investment with global market backdrop

Overseas BTL firms expand as investors tap UK lending

6th October 2025

The proportion of foreign-owned buy to let businesses in the UK has grown significantly, with research revealing one in five new companies was founded by overseas investors this year. That compares with 13% in 2016 as Indian investors lead the way, setting up 684 new firms, followed closely by Nigerians who launched 647. Now specialist […]

Property investment concept with pound symbol and houses in businessman’s hand

Housing market sees September surge

6th October 2025

September sees the highest number of homes listed this year, according to a new report. Data by estate agency eXP reveals September saw a notable surge in market activity with the firm recording an average of 81 new properties listed every day over the course of the month, the highest daily level seen across each […]

The House With a Skatepark Inside

6th October 2025

This piece is part of our International Bizarre Landlord Stories series. Today’s story was first reported in the United Kingdom. Some properties surprise on viewing. This one leaves you speechless. Behind a traditional exterior, the main living space had been converted into a full indoor skatepark. Visitors stepped straight into a wooden bowl with vert […]

Landlord highlighted among crowd to show tenant satisfaction in rental market survey

Renters prefer landlords over letting agents – Poll

3rd October 2025

The UK’s renters are much happier renting directly from landlords than from a letting agent or BTR companies, a survey reveals. The poll questioned more than 3,000 private tenants across the country and found 70% of those renting from individual landlords rated their experience as positive. Only 60% of tenants using letting agents felt the […]

House with Scottish flag beside EPC energy rating chart highlighting grade C.

Strict EPC C targets risk deepening Scotland’s housing crisis

3rd October 2025

An industry body has warned that strict EPC C targets for Scotland’s private rented sector could worsen the housing crisis. The Scottish Property Federation (SPF) welcomes measures to improve energy efficiency but says the Scottish government must provide more support for landlords to meet the EPC C targets. The government has proposed that all private […]

Students in shared house discussing changes to HMO tenancy agreement

Has anyone altered their tenancy agreement for student lets?

3rd October 2025

Hello student landlords, It may be too early as the Renters’ Rights Bill has not yet passed into legislation, but has anyone already altered their student tenancy agreements for the 2026/27 academic year? Bearing in mind that the proposed new Renters’ Rights Act may well be passed by July 2026, students will be starting to […]

Miniature houses on gold coin stacks with limited edition mortgage badge and percentage symbol

Landlords benefit as lenders cut rates and launch limited editions

3rd October 2025

More lenders are rolling out competitive buy to let products to attract landlords with Aldermore, HSBC, ModaMortgages and Fleet Mortgages announcing new deals and rate adjustments. Aldermore has introduced two new limited-edition buy to let products, both at 75% loan-to-value (LTV) with no fees. The first, aimed at individual and company landlords with single residential […]