Why Landlords Need to Act Now Making Tax Digital (MTD) for Income Tax is finally happening. From April 2026, if your total rental income is £50,000 or more, you’ll need to keep digital records and submit quarterly updates to HMRC. From April 2027, the threshold drops to £30,000, and later it’s expected to reach £20,000. […]

The upcoming Autumn Budget is expected to leave house prices constrained as uncertainty looms. According to the latest Acadata House Price Index, house prices were 3% lower than a year ago, marking the weakest year-on-year performance for a considerable period. Consumer confidence remains fragile, and the approaching Autumn Budget is weighing heavily on housing demand. […]

Three major buy to let lenders have unveiled measures aimed at strengthening support for landlords, offering improved borrowing options, rate cuts and cashback deals across the BTL sector. HSBC has expanded its BTL range with the introduction of ‘top slicing’, enabling borrowers to use their personal income alongside rental income when applying for loans. The […]

More landlords than ever are holding property through limited companies in 2025. This shift is driven partly by the impact of Section 24 restrictions on mortgage interest relief, and partly by longer-term planning for succession and refinancing flexibility. While limited company borrowing is now mainstream, the way lenders assess applications differs in several important ways […]

Millennials are taking the lead when it comes to PRS investment in England and Wales, becoming the dominant force behind new buy to let company formations despite tougher tax measures. And that’s despite many of them struggling to buy their own homes. Research by Hamptons of Companies House and Connells Group sales data, shows that […]

Rental property availability in England has jumped by almost 20% over the past year, offering relief to tenants in a market that has been under pressure. Data from Adiuvo, a property management firm, shows that the number of homes listed for rent climbed from 95,354 in Q3 2024 to 114,178 in Q3 2025. That’s a […]

Scotland’s housing emergency could worsen without proper backing for small-scale, part-time landlords who now dominate the rental market, property expert David Alexander says. His warning comes as the Housing (Scotland) Bill prepares to become law, with fresh research highlighting how crucial small landlords have become over three decades. A comprehensive study by the UK Collaborative […]

Despite London and the South East seeing a drop in the salary required to rent, regional differences remain, with rents continuing to rise across parts of the UK. According to Propertymark’s rental price and average salary tracker, London and the South East recorded the sharpest year-on-year declines in the average salary needed to rent a […]

Most landlords take pride in maintaining safe and decent homes. Yet every so often, stories emerge of letting agents marketing and renting out properties that are clearly unfit for human habitation. These cases grab national headlines because they strike at the heart of trust in the rental market. In one case reported in the UK […]

This week, the Green Party backed a plan to see the end of private letting. A motion passed at its party conference at the weekend called for the party “to seek the effective abolition of private landlordism”. Whilst this is laughable, many landlords aren’t seeing the joke, because the Green Party, despite not being in […]

A Propertymark member agent warns, “landlords are running scared of the Renters’ Rights Bill.” Propertymark’s Housing Insight Report reveals member agents are worried about the bill as landlords look to leave the market. The report also shows that, despite a drop in rent arrears and a steady return of available rental properties, this is still […]

A tenant group claims landlords selling up won’t be bad for renters, as there’s no evidence of the private rented sector shrinking. Director of the Renters’ Reform Coalition, Tom Darling, made the bold claim during a panel on reforming the private rented sector at the Conservative Party Conference. As previously reported by Property118, landlords selling […]

Labour’s housing target of 1.5 million homes by the end of this Parliament is doomed to fail without urgent action, claims firm. Analysis from planning consultancy Lanpro reveals delivery is 10% down on the ten-year average, and well below the 300,000 per year widely accepted as the minimum needed to reach Labour’s pledge. At the […]

An agent did a viewing with a new prospective tenant and noticed cockroaches. Unfortunately, the agent didn’t inform us and told the previous tenants to treat it by themselves instead of being treated professionally and to receive some sort of guarantee to say the property is clear to be let out again. The agency proceeded […]

Rent rises are cooling in some parts of the country, but not enough to help alleviate tenant affordability issues, research reveals. The latest data from Canopy’s Q3 Rental Affordability Index also found that the average renter is now spending 41% of their take-home income on rent. The index, which draws on more than 112,000 data […]

Getting onto the property ladder may be more achievable than many first-time buyers realise, data from Lloyds reveals. The bank says that buying a home with a 5% deposit is typically 17% cheaper than renting, even with higher mortgage rates. The findings compare average rent payments with first-time buyer mortgage costs in 11 major UK […]

Industry bodies are warning Scottish landlords that blanket “no pets” policies are likely to become harder to enforce. Under the Scottish Housing Bill, tenants will be able to request permission to keep a pet in their home, and landlords will not be able to unreasonably refuse such requests. While pet charities have welcomed the proposal, […]

Imagine this: you’re scrolling through rental listings, and one advert shows a gorgeous, modern two-bedroom apartment with sleek furniture, stylish décor, and a pristine kitchen. A tenant rushes to book a viewing—only to discover that the actual flat is nothing like the photos. Instead, it is dated, tired, and bears no resemblance to the dream […]

Mystic Mortar’s Landlord Horoscope Edition: Friday 3 October 2025 Welcome, star-gazers and key-holders, to another week where the skies sprinkle both promise and puzzles across your landlord journey. Gather close, for the stars whisper secrets of charm, caution and opportunity in the property realm. This week, the Sun in Libra joins Mercury and Venus, making […]

Last weekend, Green Party members voted like lemmings to ‘seek the effective abolition of private landlordism’ at their conference in Bournemouth, and become the first political party to effectively declare war on much-maligned landlords around the country. The motion, aptly titled ‘Abolish Landlords’, won strong delegate backing to become official party policy and promise heavy […]

Buy to let lenders have unveiled a wave of new mortgage products and lending criteria to meet the changing demands of the BTL landlords. The Mortgage Works has broadened its line-up for incorporated landlords with remortgage deals on two- and five-year fixed terms without solicitor costs. Its portfolio for multi-tenant dwellings gains fresh fixed-rate choices […]