Page 69 – Property118
Cartoon of a stressed landlord overwhelmed by receipts and a large HMRC tax bill.

The tax record slip that cost a landlord dearly

21st November 2025

The landlord managed their portfolio casually. Rent came in, expenses were paid, and tax returns were filed each January. But when HMRC opened an enquiry, gaps appeared. Receipts had been misplaced, mortgage interest had been miscalculated, and repair costs were confused with improvements. The result was an unexpected bill for underpaid tax, plus penalties and […]

Refund policy graphic with house keys illustrating unexpected rent refunds

Rent refund to all tenants years after S21 eviction?

21st November 2025

Do any landlords know why several former tenants (who each rented a self-contained flat within a very large house) might each receive a “rent refund” from the letting agency years after their AST tenancies ended (and given that rent wasn’t actually overpaid)?! A vulnerable friend, who has learning difficulties, rented one of these flats from […]

Property expert warns landlords rushing Section 21 evictions before ban

Landlords race to serve notices ahead of Section 21 abolition – Landlord Action

21st November 2025

Landlord Action has reported its busiest month in more than two years, with instructions from landlords to serve eviction notices up 62% year-on-year in September 2025. Landlord Action recorded significant growth in both Section 21 notices and combined Section 21 and Section 8 instructions as landlords sought clarity and control ahead of the upcoming Renter’s […]

BTL interest rate reduction illustrated with a downward percentage arrow

Mortgage Works, Aldermore and Leeds BS cut landlord BTL rates

21st November 2025

The Mortgage Works is shaving rates again, announcing reductions of up to 0.20 percentage points across several buy to let (BTL) deals. Its refresh brings a one-year fixed at 2.49% with a 2% fee at up to 75% LTV for both purchases and remortgages, trimmed by 0.20%. The two-year fixed shifts to 2.71% with a […]

Piggy bank and judge’s gavel symbolising tenancy deposit rules under the Renters’ Rights Act

Government clarifies deposit rules under the Renters’ Rights Act

21st November 2025

Under the Renters’ Rights Act, many landlords have expressed concerns about how deposits will affect their ability to regain possession of their properties. Property118 received Readers’ Questions and comments on deposits under the Renters’ Rights Act about a particular part of the government guidance, which says: “If your tenant paid you a deposit, a court […]

Lawyer with gavel and Lady Justice beside warning icon symbolising missing rent appeal tribunal data

Government has no data on rent appeal workload as Renters’ Rights Act nears

21st November 2025

The government has admitted it does not know how long the rent appeals system takes to handle cases, raising concerns that the Tribunal could be flooded with challenges when the Renters’ Rights Act takes effect. That’s on 1 May next year and a Freedom of Information response sent to property lawyer David Smith confirms that […]

Black Friday promotion for Property Investors Network encouraging early sign-ups for priority list.

The Black Friday Property Opportunity You’ll Want To Be Ready For

21st November 2025

Every year I see the same divide. Some investors position themselves early, stay switched on and secure opportunities that move them forward faster than anything else they do all year. Others wait until the noise begins, only to discover the strongest offers have already disappeared. This year, Black Friday runs from Friday 28 November to […]

Blue figures forming a circle while a red figure stands outside, symbolising rental discrimination rules

Government publishes rules for landlords on rental discrimination

21st November 2025

The government has issued guidance for landlords on rental discrimination under the Renters’ Rights Act. Landlords are prohibited from taking any action that could prevent a tenant from renting because they have children or receive benefits. Those who break the rules even without their knowledge could face fines of up to £7,000 for each offence. […]

Hands holding a glowing crystal ball with a small house inside, symbolising a landlord horoscope.

Mystic Mortar Landlord Horoscope – 21 Nov 2025

21st November 2025

Mystic Mortar’s Landlord Horoscope Edition: Friday 21 November 2025 Welcome, star-gazers and key-holders, to a week where the stars draw you into bold changes, magnetic encounters, and important decisions for your landlord path. The skies promise sparkle, yet whisper gently: charm without caution may prove costly. This week the Sun completes its journey through Scorpio […]

Broken piggy bank with scattered coins symbolising landlord uncertainty over deposit rules

Deposit return under Renter’s Rights Act eviction?

20th November 2025

Looking at the .gov – Renter’s Rights Act: An overview for Landlords, I saw this under ‘Evicting Tenants’. (After 01 May 2026) If your tenant paid you a deposit, a court will only give a possession order to evict them if you have put the deposit into a government approved tenancy deposit scheme. A possession […]

Landlord reviewing documents about the Renters’ Rights Act at his desk

Landlords say they aren’t ready for the Renters’ Rights Act

20th November 2025

More than half of landlords admit they are not ready for the Renters’ Rights Act and expect letting agents to take the lead as the sector prepares for the legislation. Research from Dwelly shows 57% of landlords feel unprepared for the new law, despite months of political debate and a deadline for the law’s implementation. […]

Concerned renter reacting to delayed home repairs alongside household tools

Slow landlord responses to repairs fuel tenant anxiety – survey

20th November 2025

Long waits for landlords to carry out repairs are piling pressure on renters, with many saying the delays are more stressful than the fault itself. Adiuvo, a property management support platform, surveyed 1,013 tenants and found that 62% had dealt with a maintenance problem in their home. While many renters praised quick action, a significant […]

Coins spilling from jar beside VAT lettering to illustrate small-business VAT threshold impact

Budget 2025 – The case for a reduction in the VAT threshold

20th November 2025

Lowering the VAT threshold. Why I believe it will make FHL (Furnished Holiday Let) and other small businesses more profitable and increase GDP. “After all the FHL changes, if I have to go VAT registered and give away tax on turnover to the VAT man, that will be the final nail in the coffin of […]

New housing beside railway lines demonstrating plans for development near well-connected train stations

New rules allow homes to be built near train stations

20th November 2025

Housebuilders will receive automatic approval to construct homes near train stations under new government plans. Housing Secretary Steve Reed has announced updates to planning rules that will streamline development on land within a 15-minute walk of train stations, including some green belt areas. Councils in England will also be required to notify the government when […]

Balloon labelled 5% lifting a house to illustrate rising UK rent costs

UK rents climb 5% as growth slows – ONS

20th November 2025

The UK’s private rents grew by 5% in the year to October, although the pace of growth has begun to ease, the Office for National Statistics says. The annual rise seen in September was 5.5% and the average monthly rent is £1,360. England’s average was up 5% to £1,416, Wales saw a stronger 6.7% increase […]

Group standing before a TV displaying “Fake News” to illustrate media bias in housing policy debate

Why the Renters Rights Act is a sham akin to agenda led BBC Journalism?

20th November 2025

The BBC has admitted to skewing evidence to give an exaggerated or false picture of Trump. Unfortunately, the desire to follow a set narrative appears to be a cancer in organisations such as the government, courts and the Ombudsman, where populist agendas are followed and evidence is ignored. The Renters Rights Act is a shining […]

Victorian terraced houses in a residential London street affected by new HMO planning controls

London council tightens HMO rules amid rising complaints

20th November 2025

A London council has revealed a clamp down on the spread of HMOs by bringing under full planning control any bid to convert family homes into a house in multiple occupation. The shift marks a significant change in how the borough manages shared housing, and officials say it is aimed at protecting neighbourhoods without shutting […]

Cartoon of a stressed landlord overwhelmed by a huge service charge bill.

The service charge shock that wiped out a landlord’s profit

20th November 2025

The buy-to-let looked like a solid investment. The figures stacked up, tenants paid on time, and the landlord assumed service charges were routine admin. But after ignoring several demands from the freeholder’s agent, arrears mounted. A county court judgment followed, along with legal costs and interest. The landlord’s entire year’s rental income was swallowed by […]

Eviction notice paperwork with a house model and warning symbol highlighting Section 21 deadline

Landlords urged to prepare ahead of 30th April 2026 deadline for Section 21 notices

19th November 2025

Landlords will have until 30 April 2026 to serve Section 21 eviction notices in England. The government has published guidance on the Renters’ Rights Act for landlords and letting agents, including a guide on evicting tenants and key dates. Property118 has picked out the key parts of the guidance to help landlords. Section 21 claims […]

Piggy bank on a calculator beside a warning symbol highlighting risks in tenancy deposit calculations

Tenancy Deposits – a rounding error could cost landlords dear!

19th November 2025

The Renters’ Rights Act 2025 (RRA) has received Royal Assent and will be implemented in stages starting on 1 May 2026. Landlords need to be aware of a new risk, and those who try to protect themselves by taking the maximum permissible tenancy deposit need to check their procedures, as they may already be in […]