I am converting a warehouse with planning department permission into 3 dwellings the 1st of the dwellings I am renovating into a 9 bed HMO. The planning dept have kept me waiting for over 6months for a decision. Finally they have recommended for approval, but last week the council planning committee voted 9 out of […]

Property118 Action Group and The Letting Partnership have formed a Strategic Alliance Headed up by Jennifer Markham, a highly respected letting industry figure, The Letting Partnership is an award winning team specialising in the provision of accounting and administration support to letting agents nationwide.  They are leaders in the provision of outsourced client accounting services […]

I am in the process of purchasing a new build apartment. My solicitor has notified me of a unilateral notice which registers an interest of a previous purchase that became abortive. The vendors solicitor has confirmed this, but is unwilling to take an undertaking (a legal promise I take it) to have it removed only […]

Can anyone please clarify whether I, as the landlady, or the letting agent would be held responsible if heaven forbid there should be an injury or fatality while the gas safety cert on my rental property is out of date? I have just signed up to a full management contract with a letting agent and […]

The Skipton and the Manchester Building societies have been very quick to comment on the Property118 Action Group win at the Court of Appeal against West Bromwich Mortgage Company. Both societies seem very keen to justify over-charging their customers by acting in breach of contract. Needless to say, they don’t see it that way! Skipton issued the […]

I have just learned that my flat is 67 years lease remaining the same as the other flat which is asking me for a lease extension as I am the freeholder. Now come remortgage and I have been informed to extend the lease. I am the freeholder, but in the land registry it is 67 […]

I am looking to get a HMO licence for a property in Newham borough. The house is a three stories high with 4 doubles (1 en-suited loft), 2 singles, reception room, large kitchen and 2 complete shower rooms. Therefore a mandatory licence. Emailed the council’s planing department for more info and got the following answer: […]

Private housing providers (buy-to-let landlords) often lack the experience and finances to defend their rights. Membership of Property118 Action Group offers them a unique and powerful umbrella at a very reasonable price. Founder Member Benefits If you pledge £600 you will automatically become a Founder Member. Founder Members will never be required to pay any more money […]

It is now proven that the Financial Ombudsman Service monumentally screwed up when they found in favour of West Bromwich Mortgage Company being in the right to add a premium to their tracker mortgage margins and to issue veiled threats to call in mortgages with just 30 days notice. Were they afraid of creating another […]

Literally hundreds of media groups ran the story about the Property118 Action Group win handed down at the Court of Appeal yesterday. In fact, I cannot think of a major National or Regional Newspaper that didn’t cover the story. List HERE Later this month, another legal action will come to trial which has been organised by Property118. […]

I am ending my Tenancy in a few weeks after giving notice. I have received a letter from the Landlord stating what repairs are required. ie. Electrical check, Cleaning / Painting etc to be completed before the tenancy ends at the end of the month. However, I have received an email today demanding the Electrical […]

I reserved an apartment in a new build block off-plan. I signed a reservation form and paid a fee of £2000. Having subsequently researched the quoted expected rental income (and finding it to be very much inflated) and realising that the estimated service charge was unrealistic, I decided not to proceed with the purchase. Eleven […]

In this article we reveal the detail of:- The history behind our legal action against West Bromwich Mortgage Company The Court of Appeal ruling and the knock on implications Other legal action campaigns we would like to take on as representative actions Details of the Property118 business model moving forwards Our business plan How Property118 intends to […]

I am on the process of extending my lease. My surveyor has informed me that the Freeholder’s surveyor is not authorised to negotiate the premium! Is this normal? My surveyor is going to contact and negotiate with my Freeholder directly. My Freeholder is a large company with more than a thousand property in their portfolio […]

I was wondering if anyone else was in a similar position to myself. My tenant is an offshore worker who is away for 4 weeks at a time. However recently due to changing work commitments the number of weeks is increasing. My insurance states the property shouldn’t be empty any more than 60 consecutive days […]

During the last few weeks I have been in the process of arranging one remortgage and one mortgage for my BTL that comes of a fixed rate and I have discovered that some of the lenders have terms that are simply unfair. The main ones are that they can at their will ask for the […]

We north of the border are moving away from Assured and SAT s to no term agreements. Tenant can up and leave with 28 days notice. No 6 month leases, no 1 year leases to give the landlord piece of mind, nothing. . We have to be at the whim of the tenant to up […]

I am trying to do a simple Statutory lease extension on a fairly ordinary flat in a block of about 40 flats. The lease has 93 years to run. A Section 42 notice has been served and both valuers have agreed a fair compromise figure of £5000 for the lease premium. However the landlord has […]

I’m really struggling to understand the SDLT implications for a transaction I have coming up, I hope someone here can enlighten me! I currently own a property with a friend who I am buying out. My partner will be replacing him on my mortgage. As she owns her own property already I assume the transaction […]

Back in 2013/2014 I was very active and at the time there weren’t as many investors around buying in Norfolk as there are today. I was frustrated because I was missing out on deals because I thought I could only buy property with my own funds. It became increasingly annoying when agents were calling me […]

I need help please identifying whether a property is an HMO. 4 stories with 4 self contained units each with cooking and bathing facilities. Number of occupiers unclear, but minimum of 4. However there is also a “communal room” with an en suite shower (i.e. it can only be reached via the communal room). There […]