It is predicted that upwards of 100,000 mis-selling complaints could be directed to Financial and Legal Ombudsmen over the next 5 years in respect of mortgage contracts which were not properly explained by professional advisers (mortgage advisers and solicitors). Each complaint costs the borrower nothing to make but results in fees being payable to the […]

I am a full time landlord and have a portfolio of properties that are all in my sole name. I am confused by the conflicting advice I have received from various tax advisers about incorporating via a property partnership to get around both CGT and SDLT.  I find the partnership route very murky and open […]

I am proposing to purchase a buy to let now which would obviously then be let, I then propose to pay off the mortgage with the proceeds from my present home and move in to the buy to let property when close to retirement. This will not be sold, my question is, do I in […]

I own a house and I want to make this my primary address and actually live there now as its almost repaired. I have been renting a property now for 10 years near my work. I do actually need an office and be close for meetings, and my company do not provide me with an […]

I would like some advice regarding purchasing a property the property is made up of a ground floor cafe located in a good location in a sea side town centre, which has 3 floors above the cafe, with 6 bedroom accommodation. However, the lease is only 21 year lease due to expire July 2027. I […]

Can you spare a day to help us out in Brighton on 29th June and/or Leicester on 19th July and/or Manchester on 28th July? We need somebody to represent Property118 Action Group at a series of ARLA Expo’s. We can afford to pay up to £150 for each event to cover your expenses. ARLA have very kindly offered […]

I let my property through letting agent in July 2007. Jan 2008 he disappeared from the market and did not protected the deposit. I carried on with the tenancy and now want my property back for 30th June 2016(Notice section 21 served). The tenant is refusing to leave and I have to go to court […]

I currently rent a commercial property and I have just been hit with 16% rise in rent, this seems to be a bit excessive. To be fair I haven’t had a rise for 4 years, but even so it seems like a very large hike. Can anyone with commercial property experience tell me if this […]

My husband and I are relatively new to the buy-to-let business and we would value any advice. I let a property to a lady with three children. She is a single mother who receives housing benefit. In March my tenant got a part time job. She contacted the council who promptly suspended her claim for […]

I am a part-time landlord with one property, but I am renting my flat. Recently a ceiling hoist has been installed in the flat below and I am getting less and less sleep as the downstairs neighbour goes to bed much later than me and also gets up at about 6.00am. I have spoken to […]

Discontent amongst borrowers with BoI (Bristol & West Mortgages), Skipton Building Society (Amber Homeloans) and Manchester Building Society is growing. Whilst all those borrowers with West Brom tracker mortgages are getting a full refund of their over-charged mortgage accounts and their mortgage payments put back to where they should be, those affected by similar rate hikes […]

As a sole trader I am interested in the beneficial interest trust as a strategy, however the article doesn’t seem to address the IHT issue.  A discretionary trust has been suggested but the 45% tax and 10 yearly IHT tax seems counter productive, any suggestions. Many thanks Tony

I took out a tracker mortgage to buy my home in 2004, was then relocated to Ireland in 2005 and I started to rent my house in 2006.  Halifax told me that I had to give up my tracker and go on another, higher, rate. This cost me twice as much. Has anyone had a similar […]

Shawbrook Bank who specialise on Buy to Let, Commercial, Semi-commercial and Bridging products have opened up criteria and improved products in light of the recent changes to Stamp duty. Shawbrook anticipate the commercial market is likely to attract increased demand from investors looking to spread their risk across different types of property investment rather than […]

We own a ground floor flat in an East London house converted into two flats in the 1970s. We have 120 years remaining on a 125 years lease. The upstairs flat has 60 years left on a 99 years lease. It needs refurbishing; we’ve had leaks through our ceiling. External maintenance has been neglected and […]

Having exceeded 100% of our £125,000 crowdfunding target we are obviously delighted with the support received to date .  The funds raised to date are in return for 5% of the equity in the business, thus confirming our valuation of £2.5 million. We would like to thank all investors who have participated in this round of crowdfunding. […]

The number of tenants falling into serious rent arrears has been decreasing, according to the latest report. Tenants renting their homes from private landlords are less likely to suffer from a serious build-up of late rent as a result of falling unemployment levels. Only 86,200 tenants across the UK were more than two months behind […]

The Supreme Court has today ruled that rights to a private and family life need not get in the way of legitimate cases where landlords and mortgage lenders need to reclaim possession of a rented home. The Court had ruled that whilst the right to a private and family life, enshrined in the European Convention […]

Myself and Steve Bolton would like to thank everyone who attended and supported the Tenant Tax Summit in London. It was an amazing day with around 600 landlords and industry stake-holders in attendance. Agendas and differences were put aside for the great good of landlords! Property Tribes were able to get two fantastic “star power” […]

Open Letter to Ian Cowie of The Sunday Times  Dear Mr. Cowie, I am the leader of the Conservatives on my local authority who has never had a reason to doubt the Conservative leaders in 33 years of membership. Now though, I seem to be living in some alternate reality as the group I have […]

PRESS RELEASE A group 60 landlords raised £31,575 via the Crowdfunder website in just 5 days. Neil Patterson, a Partner in Property118.com said “We are delighted with progress to date as we are significantly ahead of where we expected to be at this stage of this particular fund-raising campaign. We have a five phase approach and we […]