Page 678 – Property118

Separate front door security key

7th September 2016

My landlord wants to charge double for a new copy of security key. I know where this key is cut as it has been the same for 25 years. I used to be able to get a letter from landlord allowing me to go straight to key cutter and pay only £10.50. Now they won’t […]

Why Polish Tenants Like UK Landlords

7th September 2016

I’m doing a major refurbishment at the moment on a house tenanted by a new Polish tenant. His family will be joining him from Poland soon, when the works are done. Today I asked him why he/Polish people found Britain so attractive. Why would he pay a supposedly ‘extortionate’ rent in the UK on a low […]

Time to stand up and be counted

7th September 2016

I have joined the ranks and just paid my £600 to become a founder member of Property118 Action Group. It seems to me it’s easy to do nothing when our industry is under attack and to leave it all to someone else to try and sort it out. Mark, you and your colleagues have a proven […]

Freeholder refusing to help with constant water leaks?

7th September 2016

I have been repeatedly flooded from the flat above me since 2008. The Burlington management company said that they cannot sort it out, no way to get access to mend the bathroom above. I have just received this: “The new lease states that the rights of access to the flat are for the landlord to […]

Fraudulent Agent Avoided Prison Sentence

6th September 2016

I have written this article to demonstrate how apathy can cost buy to let landlords a fortune. The story is an example of how a fraudulent agent avoided a prison sentence. It is based on a real case which Property118 Action Group were involved in. We cannot divulge names for reasons which will become apparent when you read […]

Confused about changes in tax relief on mortgage interest

5th September 2016

When the Chancellor first released details of the changes to taxation for buy to let landlords, it was implied that they would only make a difference to those paying the higher rate of tax. Then it became apparent that, by the time it was fully implemented, all landlords would be restricted to an allowance of […]

SubLet Insurance

5th September 2016

SUBLET INSURANCE is needed by any landlord that does not have directly enter into a tenancy with a person who is paying rent to somebody else to live in one of their properties. Let me explain further: if you have an agreement with a housing association, company or individual that rents the property to a third party tenant […]

No next of Kin – what do I now do with contents?

5th September 2016

My tenant died 3months ago and no one has come forward to claim any of the deceased property. Sadly my wife and I were the only people to attend his funeral. Where do I stand legally I want to empty the contents from the flat. The deceased was an elderly gentleman and the contents and […]

Buying a Court Order property prior to auction?

5th September 2016

Has anyone bought a ‘court order’ property before the auction please? This property I am interested in is going to auction as per a court order. To cut the story short, the ‘claimant’ or seller (sitting tenant in this case) has been granted full authorisation by the court to sell the property by auction. I […]

Does an Airbnb room count towards an HMO?

5th September 2016

The definition of HMO (Housing Act 2004) includes “occupied by three or more unrelated persons” and “(d) the living accommodation is occupied by those persons as their only or main residence or they are to be treated as so occupying it (see section 259)”. My question is this: does a room occupied by any person […]

Valuation by lender surveyor cost me £25,000

5th September 2016

When the valuation by a surveyor for the existing bank is substantially lower then market expectation. Force to get a second valuation which is in line with market expectation but with a different lender. Having approach the first lender and complained about the surveyor valuation and I gave personal facts etc. They were all ignored. […]

Evicting my son – help please

5th September 2016

I have both of my sons living with me in my home which is in NE Scotland. One is very helpful and I could not do without, the other is very selfish and contributes nothing whilst living a decent lifestyle himself. He has turned the garage into his personal living space as well as changing […]

Avoiding hand wash basins in HMO bedrooms

5th September 2016

It has been three years since a discussion was started on this topic https://www.property118.com/hmo-bedrooms-with-basins-mandatory/46580/ and I would love to know if anyone has successfully used the “not reasonably practicable” argument to avoid installing them in all bedrooms. If yes, can you please give the reasons/arguments used, and how the LA reacted to these arguments? Many Thanks […]

The criminalisation of landlords by Durham Council

5th September 2016

Every landlord should sit up and take note of the prosecution and conviction of Nichola Barker. Durham council prosecuted a law abiding citizen Mrs Barker for not having a reference for her tenant, when the tenant took up occupancy of the said premise. Mrs Barker had indeed demanded a reference however the tenant had not […]

Housing Benefits over payment recovery from landlord issues?

5th September 2016

I have received a Housing Benefit (HB) Over payment recovery decision notice from the council, which is saying they will recover the over payment from myself (Landlord). Obviously this was a bit of a shock, as all I do is receive the HB for the tenants living in the property from the Council directly and […]

Landlords Will NOT Be Taxed On Capital Gains As Income

5th September 2016

We can all breath a sigh of relief.  Property118 was the first to report concerns raised by The Law Society on late amendments and new clauses slipped into the drafting of The Finance Bill 2016. As they were written, these additional clauses and amendments could be read to mean that BTL landlords could be taxed on profits […]

May possibly default on my Buy to Let properties?

5th September 2016

I have a number of Buy to Lets purchased high end of market in the Liverpool area.  All are in negative equity, struggling and I need to make decisions on what to do with them. I am possibly looking to give the keys back to the banks and building societies, but when sold the short […]

My sub tenants have not paid rent and claim I have no rights?

5th September 2016

Dear Readers, my situation is as follows, I rented a 3-bed flat in 2010 and lived there with my friend for 4 years (he is not on AST) then I moved to another country due to work. Since then, the rooms have been sublet to 3 more people plus my friend still lives there (and […]

No rate cut? Name and Shame!

5th September 2016

After last months 0.25% BoE rate cut, let’s see which lenders have accordingly cut their variable rate mortgages and which have not. Post yours below! Greg

Freeholder playing hardball breaking bicycle locks!

5th September 2016

I have two flats in a 1930’s block of 120 ish. The Freeholders have given less than 24 hours notice (I don’t know how the notice was served as I heard nothing and neither did my tenants) to remove bikes from an area historically used as a bike store. There is a policy in place […]