Oh how I’m kicking myself !! A massive well done to Mark and the team for the victory. I only realised this whilst trying to find a solution to my problem. The reason I’m kicking myself ? ……In 2011 I remortgaged with West Brom AWAY from my original fixed deal, which upon ending, would have […]

My tenant of one and a half years on an original 6 month AST has met someone and is moving out. Now it had become pretty obvious that his mother had started living there and he asked me if she can stay and he will continue payments and leave his deposit in DPS scheme. His […]

Can anyone advise me on what’s best to do in this scenario: Tenant told me just before Christmas that she is leaving and gave me notice on her rent day 1st Jan but with no leaving date. She led me to believe this would be end of Feb however. She then changed her mind (today) […]

I do not want to fall out with the RLA as I think Alan Ward and his colleagues have written many brilliant articles. However, his recent article published by City AM entitled: “Why solving the country’s housing crisis means backing – not battering – landlords” contains counter-productive suggestions to Government and signals acceptance of S […]

I have lived in and bought a few buy to let investment areas in central Coventry. I have lived here for over 30 years and in the last ten years there has been an increasing and seemingly endless demand for student accommodation. Many private investors have bought houses in areas close to the university in […]

I have been a Landlord for best part of 16 years and to date I have not had any tenant who has used foul language. However, I have taken a tenant only 4 months ago who has sworn at me unprovoked. Without going into too much details can I wear “Body-Worn Camera” to protect me […]

I have recently bought my first property (in Oct 16) for £50,000 with the intention of buy to let. I have seen another house that I want to buy to let and want to give the house I bought in Oct to my sis in law as a gift. My sis in law already has […]

Last year, we converted our detached double garage into an annexe. It has one bedroom, a shower room and a kitchen living area. We have financial problems currently and therefore would like to rent it out on a 6 month basis. The garage conversion was undertaken using the permitted development rules and no formal planning […]

The fact that landlords want/need to increase rent to cover increased costs isn’t necessarily evidence that rents will actually rise. However, there are a number of other important factors to consider, not least of which is supply and demand.  Government policy to reduce investment into property for business purposes (letting) is working. The surcharge on SDLT […]

People living as property guardians in scandal-hit former council nursing homes in Bristol are mounting a legal action that could set a precedent that would improve the rights of people in similar housing right across the country. An increasing amount of landlords in the south west are also demanding a public inquiry into the situation, as […]

It’s said to be possible only post April 2015 gains are payable on the sale of residential property (subject to the non resident rules/temporary non resident rule for 6 years not the 5 stated ). However, my query is centered on would it be possible on to gift/transfer said residential property to someone and again […]

Since Right to Rent legislation came into force on the 1st February only 31 illegal immigrants have been removed from the UK as a result of these checks now made by all landlords and letting agents. However, from the 1st December 2016, under The Immigration Act 2016, a new maximum criminal sentence of 5 years […]

Just bought an untouched house built in 1980 which I intend to let. The agent tells me the bathroom suite MUST go. He assures me that no-one will want to occupy a property with green patterned tiles (100% coverage) and matching avocado suite and vanity unit thingy. I’m having a big problem with this because […]

Professor Danny Dorling is well known for his extreme left wing views on the housing market and pushing his politics at every opportunity within the circles of power and academia. The Professor was recently on the Jeremy Vine show espousing extremely anti-landlord rhetoric. After the show Dorling was engaged in conversation and didn’t just decline […]

This month the total number of Buy to Let products available using Moneyfacts data has fallen to 1,408 down from 1,482. This is not statistically a huge percentage, but is a significant change in direction from the previous steady rise post credit crisis. The majority of withdrawn products were in the 75% maximum loan to […]

I’m currently in the process of buying a property for myself and my partner to live in. We both currently live with our parents so this is will be our first and only residential property. I have a number of rental properties, all which are rented out and on buy to let mortgages. I have […]

My tenant has agreed to leave but owes £4500 in rent arrears. He has also agreed to pay off the debt in monthly installments. I want to formalise this is in an agreement,is there a procedure to follow for this? Does anyone have an example agreement I could use please? Karuna

The latest Halifax House Price Index shows prices in the Quarter to December 2016 were 6.5% higher than in the same three months of 2015. In December 2016 the annual change was +6.5%, quarterly change +2.5%, monthly change 1.7% and the new average house price stood at £222,484 Martin Ellis, Halifax housing economist, said “House prices […]

I have a residential mortgage with negative equity. I have had to rent out the property and am concerned about informing mortgage lender and being forced onto buy to let mortgage. I have a very low interest tracker mortgage. I am also wondering if I am put onto buy to let will I have to […]

Hi everyone, there is a piece of land adjacent to ours and the people that own it are applying for planning on it. However, the only access they have to the land is through ours. There does not seem to be any specific route or size of their access over our land and the only […]

I am interested in a Buy to Let flat in central London valued 625k. I would like to borrow 359k. I am told that equity levels are not as important as the rental income and to lend this amount, banks would require a minimum monthly rent of 2300 pounds pm. However, the flat currently rents […]