Two years ago I sold a 125 year Lease on the Garden Flat of my own house. However, the Leaseholder now wants to sell it and I have a few questions: 1. As the Freeholder, will this cost me anything because it was very expensive having the original Lease drawn up? 2. Is it advisable […]

I am keen to make use of my personal CGT allowances and maintain the flexibility of owning property outside a ltd company. Is there a way for me to own the majority of a property, even though I am dependent on my wife’s salary to gain lending? Many thanks Richard Editors note: From our main […]

Patrick Collinson has again misunderstood a report with big numbers in it, like he did in the summer: Patrick Collinson “Guardian of Housing Ignorance” This time it was a report from Scottish Widows which claimed that tenants who retire in the next 15 years need to increase their pension contributions on average by over £6,300 […]

Scottish Government has just published the Model PRT Agreement, which comes into force for all new tenancies from 01 December 2017, which along with the two forms of Guidance Notes is essential reading for all landlords with properties in Scotland. Click Here For those LL who are not a member of Scottish Association of Landlords […]

A new online platform to help landlords keep on top of new licensing schemes and consultations has been launched by the National Landlords Association (NLA) and app developer GetRentr. NLA Licensing 365 allows landlords to monitor local licensing schemes in all UK postcodes for up to 16 properties, with alerts sent to them directly if […]

I have moved out of my First time home in Nottingham and into my partners place. Unfortunately, it is smaller than my previous property, so I had decided to erect a 6ft fence along the width of my pretty big Garden to split the garden in two. I then had built a storage shed on […]

The Scottish Association of Landlords (SAL) is pleased to offer you information about the new Scottish Private Residential Tenancy (PRT). The PRT will soon be mandatory for private sector letting in Scotland and will be a major change for most landlords. Containing full information from the Scottish Government and from SAL chief executive and pre-eminent […]

From the 1st of December 2017 the new PRT ( Scotland ) kicks in, laying rest to the AST. One of the key toxic terms enshrined in this new set up is – there is no fixed period for the tenant. There is no lock in for tenants, they can give 28 days notice and […]

We are interested in setting up a charity or alternatively setting up a crowdfunding page, to help the homeless. The idea is that private landlords, who already play a massive and critical role in housing in the UK – housing around 5 million households, including many who would otherwise be homeless – add to our […]

Over £6 trillion is the figure from the Halifax that the the total value of UK private residential housing stock has exceeded in its latest report. Since 2007 the UK’s housing stock was estimated by the Halifax to be worth a total of £4,077bn and has now over the next ten years risen to £6,015bn […]

Hi there, We are managing and subletting a property to sharers. Consider that – All tenants are people who are claiming housing benefit. Us – the agent is paying an agreed monthly rent to the homeowner regardless the property is occupied or not. Q.no.1: In this case who needs to apply for HMO licence, the […]

BlueZest Secured Retail Bond PLC (the “Issuer”), an affiliate of BlueZest Mortgages and Loans Limited (“BlueZest”), the specialist mortgage lender, has announced the proposed issue of sterling-denominated 5.25% fixed rate secured bonds due 2022 (the “Bonds”), being the first series of bonds to be issued under the Issuer’s £1,500,000,000 secured retail bond programme (the “Programme”). […]

Hi everyone. I’m looking at a property in auction and the Property Register contains the comment that the lease prohibits or restricts alienation. Does this mean that it can not be let to tenants or simply that the lessor cannot abrogate his obligations by assigning them to a third party? Many Thanks in advance. Paul

I have a commercial property and have been charged for items that are allowed by the lease. Especially where it says only 10% of all professional and management charges to be applied of the total budgets. However, the management company applies all regardless and applies our 17.27% to the total budget. It has done year […]

Can anyone please help with problem regarding title splitting. I own a freehold property which is an HMO and a decent size plot of land to the rear. At my request, the lender released the land to the rear from the mortgage security so the land to the rear is technically unencumbered and the mortgage […]

I have one house where I’ve lived for 3 years and 5 months, I am about to move out and let it out. This house has a large garden and has access to main road, I would like to obtain an outline planning permission for this part of garden and then selling the plot off […]

I have the bailiffs booked for a legal eviction at one of my properties on Thursday 30th Nov. I purchased the property in April 17 with the tenant in situ, so I inherited the original tenancy agreement which had gone periodic by then. Their original deposit was transferred into my name. A long story short, […]

Along with 12 other charities our reader Luke would like to point out that Marks and Spencers supports the anti-landlord charity Shelter. “I’ve just popped out of my office to grab a sandwich from M&S and it would appear that a number of their products (in the sandwich section, at least) are having 5% of […]

The Creditworthiness Assessment Bill has had its second reading in the House of Lords with a general debate on all aspects of the Bill on the 24th November. The Bill is now scheduled to go to Committee stage with a line by line examination, but the date for this stage has not yet been confirmed. […]

I am considering buying a freehold flat and would like some advice please. The flat is purpose built and is approx 7 years old. It is essentially a bridge construction adjoining a 2 story leasehold building one side and a freehold house the other. It is constructed at first floor height and has no property […]

I have been very unfortunate to have trusted an agency to manage my property who has shut down 3 months into a 6-month management contract. I have a tenant in situ at my property and they are keen to stay long term. I now need to take over and manage this property myself. I know […]