The answer to the question is; “possibly, but not necessarily”. There are a number of other ownership structures to consider as well as buying in sole/joint names or a company. The best tax structure for landlords very much depends on taxable income and personal circumstances. For example, a couple who are earning say £30,000 each […]

Did you know that commercial lenders have three main categories of manager called Hunters, Farmers and Retailers? This is very relevant if your business is dependent upon knowing which commercial lenders are hungry for business. Before I explain, please allow me to introduce myself. My name is Cliff Verrill, I’m a commercial finance broker and previously worked […]

Estate agents are seeing a surge in inquiries about downsizing from retired homeowners with 1.4 million over-65s saying they will consider downsizing in the next five years.  However, estate agents warn that these houses are often harder to sell because they need a lot of work, according to new research from the UK’s leading independent […]

The government has agreed to retain rent a room relief at its current level of £7,500 per annum. However, it has also proposed a new “shared occupancy test” in order for those renting their spare rooms to continue to qualify for the relief. AAT (Association of Accounting Technicians) believes that the new test will add […]

The Housing & Finance Institute have released a report titled A Time for Good Homes – a discussion paper on meeting the needs of the generation that housing forgot. Click Here to read the full report. The report is Critical of the Private Rental Sector stating: “Over the last 15 years the type of housing […]

Hi everyone, I have tried searching the archives but I cannot find a definitive answer for my question. I’d like to know if it is possible to add my name to the deeds of a property by way of payment, for example monthly installments instead of a lump sum payment. I’m trying to buy my […]

We currently rent our home via a local estate agent, but we keep receiving letter for the landlord to state she is in arrears with the mortgage. We have contacted our agents who keep saying they struggle to contact her and when they do she advises them everything is fine, but the latest one states […]

Birmingham is a really exciting city undergoing a massive transformation, not only for those who work and live there, but also for those who are savvy enough to invest early. – Birmingham had the second fastest growing city centre population from 2002-2015, an increase of 163% (9800 to 25800 people). The popularity of big city […]

Please will you help me to explain to the Government how to solve the housing crisis as opposed to making it worse? Politicians and the media seem only speak in sound-bites these days, so that’s how I have worded the petition I’ve started on 38 Degrees. Housing Policy Needs Urgent Change We demand an urgent Government […]

NAEA Propertymark is today issuing its June Housing Report showing the number of sales agreed per branch increased by 13% in June, but is still lower than this time last year Mark Hayward, Chief Executive, commented: “We have seen a rise in the number of sales which is typical of this time of year as […]

Come on who’s telling you to write these letters below? A few tenants have asked Licensing for proof of where the Landlord can pay £1.85pw. We all know that’s codswallop and those landlords that talk to their tenants have told them the same. I’m having to ask for a lot of rent increases as we […]

Every reader will be all too familiar with the carnage on our high streets. Major chains going under and shutters down across the land in Towns and cities everywhere. Without doubt retail is changing as a result of online shopping. These online retailers are not burdened with the overheads of physical outlets. Perhaps some landlords […]

Within the last ten minutes I have received proof that being a fair, kind and friendly landlord who provides good quality accommodation and communicates with their tenants, pays off and is appreciated. During the last couple of weeks it has been necessary to get a couple of minor repairs done at two properties. One tenant […]

I am a portfolio landlord and now fed up with all the legislation and landlord bashing from the government. Can your reader advise us of any safe alternatives to BTL investments. We want to retire and ideally like hands off investment if possible. I have couple of hotel room investments but not sure how safe […]

Please see the response from Fergus Wilson to the article “Kent Landlord – Hero or Villain“: “Hi, I have noted the Property118 article this morning. Property 118 talks about Zealots. We call them Petty Little Hitlers (PLH). A Council Officer can never be wrong. He is always right and when he is not right he […]

ARLA Propertymark has issued its June Private Rented Sector (PRS) Report and David Cox, Chief Executive, said: “It’s positive to see the number of properties available to rent slowly rising but it still isn’t anywhere near enough to slow down the pace of rent rises, which are continuing to climb. “Over the last few years, […]

We are delighted to offer readers another fantastic opportunity, featuring 2 & 3 bed contemporary new build houses with lots of extras in St Helens, near Liverpool. These houses have been discounted by 16% off list prices and are available for only £117,000 for a 2 bed, rising to £125,000 for a 3 bed. According […]

Selecting an estate agent to market your home can be a daunting task, especially with so many to choose from. When trusting someone to sell your biggest asset, it’s essential you know what you’re signing up for in order to get it sold quickly, professionally and achieving the best price possible. NAEA Propertymark have outlined […]

Fergus Wilson, a Kent portfolio landlord has made the headlines recently for the wrong reasons. Mr Wilson has stated that he will start evicting tenants with children under 5. Horrible headlines indeed. Exactly the type of landlord that should not inhabit the PRS, or maybe not? Mr Wilson has now explained that his Local Council […]

HMRC have released their monthly UK property transaction count for June 2018 and the number of non-adjusted residential transactions was 8.8% lower than in June 2017. Whilst many landlords are paying more tax due to Section 24 mortgage interest relief restrictions, and their costs from increased regulation are rising, less rental property is being purchased. […]

Landlords, did you know that if you did not provide a gas safety certificate at the start of a tenancy (be it a first agreement or written renewal after 1st October 2015), before the tenant moved in, you may find that any Section 21 notice served during the term is invalid? This is not a well-known […]