In trying to let a small property recently I have had a lot of applicants who can’t meet the affordability and or credit criteria. A few have asked if I would accept an online guarantor which they would have to find £40+ a month for. I’m curious to know if anybody has heard of this […]

When you think of an actor who do you think of? Most would think of someone like Tom Cruise, Anna Friel or Brad Pitt. If I told you that actors have a hard time getting a mortgage, would you believe me? Actually, the majority of career actors really do struggle. Mostly their income is sporadic […]

“Rent Arrears must be accounted for BEFORE rent is eligible to be reclaimed under a Rent Repayment Order (RRO).” At a stroke, this Judgement of the First-Tier Tribunal (in a case defended by Des Taylor of Landlord Licensing and Defence) means that the no-win/no-fee become almost worthless for the lawyers, and far fewer Rent Repayment […]

Does anyone know if and where a HA/Charity take a cut from payments when it comes to providing emergency/temporary accommodation? We have a 5-year deal with a HA & Charity for the whole house. Currently, it is split into 6 beds – all sharing bathroom and kitchen facilities. We get a set figure rent. If […]

New Government Planning Reform and Permitted Development (PD) rules have been introduced. The investors who get in quick will win a 1st movers advantage in the market. I will be hosting a FREE Online Masterclass on this very subject but places are going fast. Claim your free spot now with the link below! Free Online […]

Earlier this year, Caridon Landlord Solutions joined other industry experts in responding to the House of Lords Economic Affairs Committee’s inquiry into the economics of Universal Credit. Following this, a series of recommendations for an overhaul of Universal Credit have now been handed to the Department for Work and Pensions by the House of Lords […]

The August Halifax House Price Index has just been released showing the results of the Stamp Duty holiday with a sharp increase pushing prices to their highest ever levels in July at an average house price of £241,604. The ‘mini-boom’ drove house prices up in July to 1.6% higher than in June, on a monthly […]

The latest data release from GetAgent.co.uk, has revealed how the property market in England and Wales has performed over the last year when it comes to the percentage of asking price being achieved. GetAgent’s data shows that nationally, home sellers have secured 95.8% of their initial price expectation, with the average home selling for £13,303 […]

The Housing Secretary has announced an overhaul of the country’s outdated planning system designed to deliver the high-quality, sustainable homes communities need. The changes will transform a system that has long been criticised for being too sluggish in providing housing for families, key workers and young people and too ineffectual in obligating developers to properly […]

I’m a landlord with a small portfolio who is looking to sell my primary residence (as far as HMRC are concerned) and relocate to the south coast into a higher value property. The option of simultaneously selling and buying, although it can solve some problems, comes with its own challenges, and so I wanted to […]

My new video below explores how to find great commercial property deals to maximise new Permitted Development rights for residential conversion opportunities. You can also join me on Sunday for a FREE 90 Minute online web class on ‘How To Re-purpose Defunct Commercial Buildings’ REGISTER FREE >> www.property-workshop.com   Landlord Tax Planning Consultancy is the […]

The Bank of England’s Monetary Policy Committee (MPC) voted unanimously to maintain the Bank Base Rate at 0.1% and to hold any quantitative easing measures at current levels. Any decisions have been met with a wait and see strategy as the economy is showing a less weak position than initial Bank forecasts. However, the outlook […]

I recently advised the council tax department of a change in tenants at a two-bed flat I own. Normally that’s the last I hear from the council as the tenants sort out the council tax as per the tenancy agreement. The tenants are students so they claim an exemption. This time though the council have […]

Hometrack has released its latest index for the second quarter of 2020 with analysis showing diverging trends in supply and demand of rental property between London and the rest of the UK. Average rents across the country dropped by -0.3% in June, and by -0.8% in the second quarter 2020, taking the annual growth in […]

The Government with help from the big six energy companies has released funding for free energy-saving measures for home-owners, landlords and the benefit of tenants to include the installation of: Electric heaters, Electric Heating systems, Gas boilers, Gas central heating systems, Cavity wall insulation (new beads), Solid wall external and internal insulation, Underfloor insulation and […]

The NRLA are welcoming the news that the Government has accepted many of their recommendations about how the new Green Homes Grant scheme should work. Announced in the Chancellor’s Summer Statement, the scheme will see the Government provide at least two-thirds of the cost of improvement work for homeowners and landlords to make their properties […]

The latest research by Howsy, has revealed that across the UK’s major cities, tenant demand is highest for homes that come unfurnished. Howsy compared the level of stock already snapped up by tenants as a proportion of all stock listed to see which was most in-demand when it came to furnishings and whether it’s worthwhile […]

Please shine some light on the following scenario: 2 strangers were renting out 2-bed flat on a joint AST at £1800 per month. The AST expired on 15 May 19 so my understanding is that it would then turn into the Statutory Periodic tenancy agreement. Due to Covid-19 one of the tenants moved out on […]

I was wondering what would be the status of a property that the owner allowed family members, ie adult offspring, siblings, or nephews/nieces, to live in without any commercial consideration? That is, with no rent payment. I understand this would be a licence to occupy rather than a tenancy. How would the property be treated […]

Has anyone details of the CEO of ROSICNA Mortgages ( bought MX mortgage book). I have checked companies House no listing for this role. Many thanks James Editors note from Rosinca about us page >> Click here INTRODUCING ROSINCA MORTGAGES Rosinca Mortgages is a trading name of Topaz Finance Limited, a business owned by the […]

Landlords who let properties in England, Wales and Scotland can now have joint membership of associations north and south of the border under a new partnership. The National Residential Landlords Association (NRLA) and Scottish Association of Landlords (SAL) are partnering to allow landlords with properties in England, Wales and Scotland to pay a small top-up […]