The latest research by Barrows and Forrester examines the true impact of the COVID-19 pandemic on landlords due to rent arrears among private rental tenants in England, revealing that the total amount of arrears during the initial wave of the pandemic was dwarfed by arrears during the second. There are 4.8 million private rented households in […]

With the ink barely dry on the new SNP and Scottish Greens co-operation agreement, the Scottish Government is keen to forge ahead with its plans to create a “new deal for tenants”. Ahead of the recent announcement that he would be the new Minister for Tenants’ Rights, Patrick Harvie took the opportunity to set out […]

Hi there all, We have three BTLs with three individual mortgage providers which are Virgin Money, Santander and Halifax in personal names obviously section 24 and the tax implications are an issue. We are looking for some guidance on whether we will have to refinance all the properties to be able to move them into […]

None of us are immortal, so death bed tax planning strategies are important for us all to know about. On that basis I make no apology for what some might perceive to be such a taboo topic. This Case Study is based on a married couple with children, which fits the profile of most but […]

Michael Gove MP Famous for stabbing Boris Johnson in the front in the leadership campaign after the BREXIT vote is to head up the new government Department of Levelling Up Housing and Communities and is set to HALT the biggest planning overhaul ever. Some Pundits claim his appointment is to drive through planning reforms already […]

Failure to address COVID rent debts shows Government has given up on those struggling through no fault of their own. Private renters and landlords across the country face a cliff edge as the end of furlough coincides with cuts to benefit support. With Bank of England warnings indicating that renters are more likely than any […]

For many landlords, this year has been the year of the “cash in and retire” strategy. And with house prices sky-high, it makes sense. That coupled with the fact that the market won’t be this high again for another 7 years, it’s no surprise that portfolio landlords throughout the UK are rushing to sell their […]

Where is the mention of Housing and the Housing Market as a priority? The Ministry of Housing, Communities and Local Government has now been catchily renamed the Department for Levelling Up, Housing and Communities as the Government with former Bank of England Chief Economist, Andy Haldane, appointed as the new Head of the Levelling Up […]

We own a small bungalow that we rent out via an agent. We picked a local agent as the property is too far away from our home and neither of us has the specialist knowledge to self manage. Over the Bank Holiday, we received a call from the agent to say overnight the property had […]

The latest property market analysis by Benham and Reeves has revealed that the costs incurred by UK landlords who have been unfortunate enough to encounter a nightmare rogue tenant during the pandemic. While the vast majority of tenants are respectful and treat their rented homes with great pride and care, rogue tenants remain a professional […]

Zoomed out? Fed up with online technical gremlins? Well, we’re back, LIVE and we’re bigger and better than ever! Hon. Legal Counsel, Mark Smith, Head of Chambers at Cotswold Barristers will be presenting in person an overview of several landlord tax strategies at the London Hyde Park Property Meet on Thursday the 23rd September 2021. […]

I share my predictions for the UK property market in Autumn 2021 as well as the property market outlook for 2022. There are exciting opportunities ahead for well-informed property investors. Make sure 2022 is your year! What’s covered in the video: 0:00 | Intro 1:22 | Property prices in August 2021 2:45 | Market ‘Blips’ […]

Section 24 Tax only affects private Buy to Let landlords who are higher rate tax-payers. This is because finance costs are no longer regarded as a legitimate business expense for private landlords. Instead, a tax credit of 20% of finance costs is applied to reduce your tax bill. Section 24 Tax Loophole #1 If you […]

Michael Gove has been appointed new Housing Minister. Will this be good news for property investors. I think it’s a shrewd move by Boris. Watch this video below to find out why:

If a landlord wants to raise maximum finance on a property with a very low rental yield, the mortgage amount might well be restricted based on rental income. However, with “Top-Slicing” this needn’t be the case. Why would a landlord want to own a low yielding rental property in the first place? Well, one example […]

Like so many other Landlords, we’re at a crossroads at present, and about to diversify into the Holiday Let business. It’s something we’ve explored before, especially as two of our BTL properties are cottages in a tourist area, which cottages.com and others have been keen to put on their books, but we decided (luckily when […]

I own the upstairs flat in a converted house of two flats. I also own a 50% share of the freehold. I have had an offer accepted on the ground floor flat and the other 50% share of freehold, which I’m buying with my partner. So I will co-own the freehold with my partner, and […]

The smart way to achieve high cash flow in Buy-To-Let property is to take a defunct commercial building and convert it to multiple one-bedroom flats. Join me at one of the projects from my Mastermind student, Mindaugas ‘Mindy’ Okunis, and we’ll take you through why this is such a smart strategy for property investors. Please […]

Robert Jenrick, the Secretary of State for Ministry of Housing, Communities & Local Government has been sacked in the latest Cabinet reshuffle and replaced by Tory ‘Big Beast’ Michael Gove who famously stabbed Boris Johnson in the front during the first conservative leadership campaign after the Brexit vote. Michael Gove, MP for Surrey Heath, has […]

Hi, There is a block of 12 residential flats in a small town in West Sussex. They had Ninety-Nine-year leases granted in 1979 with a ground rent of £15 pa, increased in 2009 to £30 pa with another increase in 2039 to £60 pa until the expiry of leases in 2078. 5 of the 12 […]

Research published by the National Residential Landlords Association (NRLA) highlights the rent arrears crisis which affected the Welsh private rented sector throughout the first half of 2021. The research findings, which are based on extensive surveys of English and Welsh landlords conducted by research consultancy BVA/BDRC in the first two quarters of 2021, suggests that […]