Hello, I am small-scale landlord, with 3 long-held properties that give me a steady income. I treat my tenants well, and vice versa; they average 5-8 years, and I value their decency hugely. I am not overleveraged, and although I do have mortgages I don’t have the bandwidth to chase every efficiency. I also don’t […]

More than a quarter of landlords are planning to sell their rental properties because of the current buy to let environment, mortgage brokers say. The research comes from broker forum, cherryplc.co.uk, which found that 28% of landlord clients are planning to sell properties, while 39% of BTL investors say they will increase rents. Just over […]

As fed-up landlords brace for further tax rises and soaring mortgage rates, it has been revealed that the number of rental homes being sold is at the highest level in four years. According to real estate firm Hamptons, 16% or one in six of the homes sold this year have been rental properties. The data […]

Hello, Apologies for this rambling query. Background: My daughter has landed a permanent job at Cambridge University and is about to immigrate to the UK (we are South African). She is a director and shareholder of our small BTL company registered in the UK. The company currently owns 3 houses in the North East and […]

These days, we are facing a lot of challenges. The housing market is experiencing high inflation, people aren’t rushing to take out mortgages and loans, and it’s unclear when the sun will shine again. A wise man from the world of real estate once told me that after every great decline comes a great rise, […]

The average house price in the UK fell by -0.4% in October – the third price drop in four months, Halifax data reveals. Prices fell by -0.1% in September and the annual rate of growth has now fallen to +8.3%, from +9.8%. Halifax says that the average UK property now costs £292,598, that’s down from […]

The government will target landlords in a bid to plug a £50bn hole in the country’s finances, reports reveal. The move could see landlords losing thousands of pounds when selling their property under proposals which will come as a fresh tax blow for investors. One report says that landlords could face an £8,400 squeeze in […]

Landlords looking to reduce void periods by investing in a buy-to-let within an area of high rental demand will pay an average of 6.2% more for the pleasure, research reveals. The latest market analysis by mortgage experts, Revolution Brokers, looked at the average price for a buy-to-let investment in England and how this differs between […]

The recent rise in the Bank of England base rate will put the BTL market under pressure, one broker says. Property Master says that with BTL mortgage costs set to increase further after the base rate hike, landlords need to look at the products available – and whether they should fix now before rates increase. […]

Hello, So it has come to pass!  I have finally decided we must collectively and actively respond to the bludgeoning government policy against landlords where it hurts most – their voter base. I will be starting a Change.org campaign which, if it reaches 10,000 signatures, will be debated in Parliament. This should be easy to […]

Where to begin? With the media buzzwords? With various organisations calling for a rent cap in England? Or the real reason a rent freeze is coming which was revealed on Thursday (which I will come to)? Leaving aside that there is a perfect storm brewing, is there really a private landlord anywhere in England who […]

Simon Zutshi, is giving this valuable gift to the clients on his database and has agreed for us to also give it to you, as one of our subscribers. Thank you Simon. Last week Simon launched his new six-module online HMO 2.0 Home Study Programme (£1497+VAT), for which enrolment closed on Thursday. As a thank […]

Hello everyone, I’ve just had a reply from Serco regarding their offer to take a properties to be used by the Home Office for asylum seeker use…. I welcome any comments good or bad – what do you think of this? What other questions do you have? Pitfalls? ———————- Thank you for your enquiry to […]

The personal finance reporter for the Telegraph, Alexa Phillips, is looking to talk to landlords who have been dealing with rent arrears to help build an article. Alexa and the Telegraph team are interested in speaking to Property118 landlords who have made claims on their rent guarantee insurance or who did not get insurance and […]

The scale of the situation for landlords having to improve their rental properties to meet the energy performance certificate (EPC) standard of C has been laid bare in new research. According to Shawbrook, seven in 10 (71%) landlords in the UK still own rental properties with an EPC rating of D or below. Their study […]

The Northern Ireland Assembly has published independent research on what a rent decrease of up to 10% and/or a rent freeze for up to four years will do the private rental sector. Under the Private Tenancies Act (Northern Ireland) 2022, section 7 amended the Private Tenancies (Northern Ireland) Order 2006, so that the frequency of […]

Reaction from the worlds of property and finance was swift after the Bank of England announced that its base rate would increase to 3%. That means lending for landlords looking for a new mortgage deal just got more expensive. Angus Stewart, the chief executive of Property Master, an online broker for BTL mortgages, said: “Landlords […]

In an outbreak of predictability, when we all know the Base Rate is heading towards 4% to keep up with the Dollar and the Fed, The Monetary Policy Committee (MPC) voted 7-2 for an increase of 0.75% to a total 3%. The two dissenting Doves wanted increases of either 0.5% or 0.25%. The MPC is […]

Not only will rents rise but tenants will find it more difficult to find homes over the next year or two as landlords will be struggling with higher mortgage rates, MPs have been told. At the Commons Treasury Committee, a range of mortgage experts told MPs about the state of the market and what will […]

A government adviser is urging the scrapping of tax perks for holiday lets which could see tax bills increasing by thousands of pounds every year for landlords. The Office for Tax Simplification (OTS) is recommending that the government stops the owners of a furnished holiday let from offsetting mortgage interest payments against their income tax […]

UK Finance says a ‘strategic reset’ is needed for the country and government to achieve Net Zero homes. The organisations say this is ‘the number one policy issue facing future generations’. In a report, it says that UK homes are the least energy efficient in Europe, with the heating of our homes representing 14% of […]