Page 25 – Property118
Buy-to-let mortgage calculator beside model house illustrating UK rental property lending

Buy to let lending rebounds as lender possessions rise – UK Finance

22nd January 2026

New buy to let lending rose sharply in the third quarter of 2025, with 59,467 loans completed across the UK, together worth £10.9bn. The data from UK Finance reveals that the total marked a strong annual uplift, climbing 22.7% by volume and 28.2% by value compared with the same period a year earlier. It also […]

Eviction notice placed in a file marked “Past,” symbolising landlord decisions on serving Section 21 notices

Renting by room and help with future eviction laws?

21st January 2026

I am struggling to understand the new Renters’ Rights Act regulations and eviction process. I hope you can help. I currently rent 2 rooms in my flat out to two separate lodgers/tenants, and keep the 3rd bedroom in the flat for myself (though it is not my main home). The 2 lodgers (technically tenants?) have […]

GOV.UK crown logo representing UK government consultation on EPC reforms

Government reveals what must be included in Renters’ Rights Act tenancy agreements

21st January 2026

The government has released details of what information landlords must put in new tenancy agreements under the Renters’ Rights Act. The information could be subject to change, with the final version expected in March, but is unlikely to change much before the Renters’ Rights Act comes into force on 1 May. The government has also […]

Tenant overheated in flat fanning herself during extreme indoor heat linked to housing conditions

London tenants threaten legal action over excessive heat in flats

21st January 2026

Possession Friend has drawn attention to Property118 about a group of tenants threatening legal action against their housing association over excessive heat. In what could be the first case of its kind, residents living in flats managed by PA Housing in Woolwich, London, claim the flats are not fit for purpose, with temperatures reaching 43°C […]

Politicians discussing the Renters’ Rights Act outside Parliament with microphones and briefing papers

NRLA chief calls on government to avoid unhelpful rhetoric on Renters’ Rights Act

21st January 2026

The government should avoid unhelpful rhetoric when communicating with landlords about the Renters’ Rights Act, a landlord association has claimed. Speaking to the London Assembly Housing Committee on the implementation of the Renters’ Rights Act, National Residential Landlords Association (NRLA) chief executive Ben Beadle said the legislation should be communicated in a balanced way that […]

Local Housing Allowance rates frozen headline displayed over UK terraced housing backdrop

Government defends freeze of Local Housing Allowance rates

21st January 2026

The government has claimed a range of factors were considered when Local Housing Allowance (LHA) rates were frozen for a second time in a row. During the Autumn Budget, ministers announced that LHA rates will remain frozen for a second consecutive year in 2026/27. According to government data, almost 1.7 million private rented households across […]

Model house wrapped in a scarf on a radiator, symbolising warmer homes and lower energy bills

Government unveils £15bn Warm Homes Plan with new duties for landlords

21st January 2026

The government has finally unveiled its long-awaited Warm Homes Plan, claiming landlords “have a responsibility to ensure homes are safe, warm and affordable.” The £15 billion plan introduces new protections for renters and aims to tackle fuel poverty by offering grants for upgrades such as solar panels, batteries, heat pumps and insulation. The government says […]

New housing development under construction with brick homes and machinery, illustrating the government’s 1.5 million homes target

Government claims progress on meeting 1.5 million homes target

21st January 2026

The government says it is seeing “green shoots of recovery” in housebuilding and claims it is on track to meet its 1.5 million homes target. New government statistics show a rise in new build starts in the year ending September 2025, reaching 117,980, a 18% increase compared with the previous year. However, Propertymark warns that […]

Warning symbol under a magnifying glass with a failed stamp, representing regulatory failings in social housing safety

Regulator of Social Housing slams councils for failings

21st January 2026

A council has received a C3 grading from the Regulator of Social Housing (RSH) for failing to address potential hazards, including more than 3,000 overdue fire remedial actions. Broxtowe Borough Council has claimed its focus is to “deliver safe, high-quality homes”. Manchester City Council also received a C2 grading from the RSH. Committed to learning […]

Stack of paper records glowing on a laptop, illustrating landlords’ concerns about Making Tax Digital compliance

Call for landlords not to be punished over Making Tax Digital

21st January 2026

Nearly nine in 10 landlords say they are worried about Making Tax Digital (MTD), with many unclear about its requirements and now one industry expert says they shouldn’t be punished for mistakes in the early stages of its roll out. MTD is HMRC’s overhaul of the tax system that requires landlords who meet the criteria […]

House model on stacked coins with location pin showing Scottish and Welsh colours, symbolising strong rental yields and investment returns.

Scotland and Wales lead for rental yields as landlord margins tighten

21st January 2026

The strongest landlord yields are concentrated in Scotland, Wales and parts of the North, according to research from Dwelly. Its study examined government house price records and the latest ONS rental figures to highlight where returns remain most resilient. The analysis comes after the OBR confirmed that tax on property income, savings and dividends will […]

Relocation concept showing a move from one location to another as renters face rising rents

Two in five renters may relocate to beat rising rents

21st January 2026

Two in five renters who are considering a move say they could be forced to relocate to a cheaper area this year due to rising rents, research reveals. According to CIA Landlords, a poll found that 40% of renters who are thinking about moving say they are likely to so because rents have become unaffordable. […]

Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background.

How to Present Your Portfolio to a Commercial Lender

21st January 2026

Strong presentation increases approval odds and improves terms. Commercial lenders assess the business behind the properties, not just the bricks and mortar. This guide shows landlords exactly what to include, how to package it, and how to avoid the common gaps that slow decisions. The Core Pack Lenders Expect Portfolio schedule with address, unit type, […]

Illustration showing a tenant excluded from a group, representing concerns about discrimination and benefit-based affordability checks

Discrimination against benefit tenants under the Renters’ Rights Act?

20th January 2026

The Renters’ Rights Act is trying to prevent overt discrimination (blanket no DSS policies) when private letting. At the moment, if a tenant approaches you, and they are claiming benefits at an existing address, then this claim is tied to this specific circumstance at this particular time, i.e. at X address and X benefit subsidy […]

Wooden model house with a sold sign and Welsh flag, representing housing policy and empty homes in Wales

Council to force sale of empty houses but not second homes

20th January 2026

A Welsh council has confirmed that second homes will not be affected by its empty homes plan. Pembrokeshire Council has approved its Empty Properties Strategic Plan for 2025–30, which could allow the authority to force the sale of long-term empty properties. During the council meeting, councillors reassured members that the power would be used only […]

Legal compliance checklist with gavel and security shield representing landlord enforcement protection

Help for landlords against local authority fines and penalties

20th January 2026

I suspect that one of the big differences when the Renters’ Rights Act 2025 comes into force after 1 May 2026 is that there will be more enforcement action from local authorities. Not initially, maybe.  But local authorities, after 1 May, will be under a legal duty, under section 107 of the act,  to enforce […]

Buy-to-let mortgage rates and pricing graphic with house outline and percentage symbol

Landbay lowers rates while YBS Commercial removes buy to let tiering

20th January 2026

Landbay has rolled out new buy to let products and reduced pricing across its Premier range, targeting landlords approaching the end of existing deals or planning new purchases. The lender has introduced two additional two-year fixed rate options at 75% LTV, offering a 5.24% deal with no fee and an alternative priced at 2.74%, carrying […]

Landlord Insurance Blog featured image showing a house, shield, umbrella, policy document, tick and pound coins on a teal background.

Employers’ Liability for Landlords – When You Need It

20th January 2026

Most landlords understand public liability, but fewer appreciate when the law requires employers’ liability (EL). If you directly employ anyone to work on your rental business, you’ll usually need EL by law. Fines for non-compliance are steep, and injury claims from workers can be financially devastating. This article explains when EL is compulsory, the grey […]

First-time buyer sign beside a model house, keys and money, symbolising improved housing affordability and lower mortgage costs

Affordability improves as first-time buyer activity rises

20th January 2026

Nationwide says that improving affordability last year helped more first-time buyers onto the property ladder. Its latest Housing Affordability Report shows that slower house price growth, rising incomes and lower mortgage costs all played a part. The building society says price rises have remained well below earnings growth while mortgage rates have continued to fall. […]

Symbolic house with muscular arms and a for-sale sign representing a strong UK property market rebound in 2026

Property market sees strong start to 2026

20th January 2026

The property market has rebounded at the start of 2026, with the highest number of homes for sale in eight years, according to new data. Research from property portal Zoopla shows buyer demand has surged, although it remains 10% below levels seen at the start of 2025. However, demand is more than 20% higher than […]

UK residential street with flats and terraced houses alongside a rising pound symbol, reflecting rental yield growth

Flats and terraced homes drive buy to let yield gains in 2025

20th January 2026

Flats and terraced properties delivered the strongest increases in gross rental yields during 2025, with Wales and the North East leading regional performance. That’s according to lending data from Paragon Bank, which found that gross yields on flats ended the year at 6.33%, up 0.24 percentage points on the same point a year earlier. Terraced […]