Lender claims most landlords intend to keep properties as buying appetite grows
Most UK buy to let landlords plan to keep their rental homes over the coming year, showing renewed confidence in the private rented sector, a survey reveals.
According to Landbay, 58% of respondents said they have no plans to sell in the next 12 months – that’s up from 47% in the firm’s previous survey last year.
The strongest commitment came from those with fewer than four mortgaged properties, who made up almost a third of respondents.
Nearly a quarter of mid-sized landlords with between four and 10 homes also reported no plans to reduce their holdings.
‘Commitment from landlords to stay’
The lender’s sales and distribution director, Rob Stanton, said: “This latest survey data is hugely encouraging and once again demonstrates just how robust and resilient buy to let landlords are.
“In the face of increasing operating costs and the threat of new legislation, this commitment from landlords to stay put is a huge win for the PRS and for renters all over the country – especially when you consider the massive role rented accommodation plays in the UK’s housing mix.
“We know this isn’t the story for all landlords, and while selling is a natural part of developing a successful portfolio, there are still those just looking to scale back.”
He added: “As a sector, we absolutely need to get behind these landlords and give them the confidence to not just stay put, but to expand and succeed.”
Renters’ Rights Bill worries
Landbay found that although some landlords intend to scale back on their portfolio size, the proportion remains limited.
Only 15% said they would sell up to a tenth of their portfolio, 4% suggested offloading up to a quarter, and fewer than one in 10 signalled they might sell half.
For those considering sales, the leading concern was the impact of regulation, such as the Renters’ Rights Bill, which was highlighted by 35% of respondents.
Taxation followed at 31%, a notable drop from more than half saying the same in the 2024 survey.
The research also revealed a sharp recovery in buying plans with more than half of landlords aiming to invest in new rental homes within the next year.
That’s nearly double the 27% recorded in the previous study.
Comments
Have Your Say
Every day, landlords who want to influence policy and share real-world experience add their voice here. Your perspective helps keep the debate balanced.
Not a member yet? Join In Seconds
Login with
Previous Article
Two letting agencies banned for withholding rent from landlordsNext Article
Management not responding to water damage?
Member Since July 2016 - Comments: 155
10:14 AM, 17th September 2025, About 7 months ago
I am one of the 58% with no plans to sell in the next 12 months, but that is simply because the sales market is terrible right now. Otherwise, I’d be getting out fast.
Member Since March 2022 - Comments: 363
2:14 PM, 17th September 2025, About 7 months ago
I don’t think anybody truly knows what landlords intend to do. Lenders paint a positive picture with landlords hanging onto or even increasing their portfolios. If its’ all so wonderful in the PRS why are lenders reducing rates? Simple economics would demand otherwise. What results you get from a survey depend upon who you ask and how the questions are phrased. If you turn the survey around if 58% are sticking with the PRS does that mean 42% are considering selling? Who knows? If 42% are planning to sell in the next year and there are 4.6 million PRS households does that mean we will lose 1.9 million homes next year? I think many landlords are waiting for tenants to leave before selling up because they don’t want to evict good tenants. Maybe this is a triumph of hope over expectation, and is just delaying the evil day. Once the RRB starts to bite and the new EPC rules come in, I believe we are in for a big sell up, but like everybody else, I don’t know for certain.
Member Since March 2023 - Comments: 1506
2:31 PM, 17th September 2025, About 7 months ago
Northern, bang on – I fully intend to sell when a tenant leaves, and in fact am selling one at the moment to one of the ‘we buy anyhing’ companies at a big discount. 18 two bed properties for sale on my estate at the moment and little prospect of selling before the budget, then wait 2 months for searches. Decided to sell at a discount and have the money in may pocket, by selling at a discount I can also engineer my profits to be in the 20% tax band rather than 45%
Member Since May 2025 - Comments: 74
4:12 PM, 17th September 2025, About 7 months ago
Reply to the comment left by northern landlord at 17/09/2025 – 14:14
You are spot on.
1/ Wait for tenants to leave as I have good tenants
2/ Wait for EPC clarity – will evict if necessary in order to sell.