The tenancy agreement template trap that cost a landlord dearly

The tenancy agreement template trap that cost a landlord dearly

Cartoon of a worried landlord in court holding a “Free Tenancy Template” while a confident solicitor holds “Missing Clauses,” with a stern judge presiding.
12:00 AM, 10th December 2025, 4 months ago 3

The landlord downloaded a free tenancy agreement template online and used it without legal review. At first, everything seemed fine. But when a dispute arose over rent arrears and damages, the court scrutinised the agreement. Critical clauses were missing, including those covering service of notices and repair obligations. The tenant’s solicitor successfully argued that parts of the agreement were unenforceable. The landlord’s case collapsed, leaving them unable to recover costs they believed were contractually due.

Tenancy agreements are legally binding contracts, but not all templates are created equal. Many free downloads are outdated or fail to reflect current legislation such as deposit protection, retaliatory eviction rules, or fitness for habitation standards. Courts take a strict view, and unenforceable or missing clauses can swing cases in tenants’ favour. In this case, saving on legal fees upfront ultimately cost the landlord far more in court.

The lesson is clear: tenancy agreements are not paperwork to cut corners on. Landlords should use up-to-date, professionally drafted contracts that reflect both statutory obligations and property-specific requirements. A well-prepared agreement is the foundation of every tenancy, and a safeguard when disputes arise.

What do you think?

Do you draft your own tenancy agreements, use agent-provided templates, or invest in bespoke contracts?

Source: Shelter: Assured Shorthold Tenancies – legal guidance

Previous articles in this series

Landlord Lessons: The AST date mistake

Landlord Lessons: The missing inventory

Landlord Lessons: The verbal agreement trap

Landlord Lessons: The gas safety lapse

Landlord Lessons: The unprotected deposit

Landlord Lessons: The unlicensed HMO

Landlord Lessons: The electrical safety lapse

Landlord Lessons: The Right to Rent slip

Landlord Lessons: The ignored repair

Landlord Lessons: The insurance blindspot

Landlord Lessons: The rent-to-rent risk

Landlord Lessons: The Section 21 error

Landlord Lessons: The Section 8 misstep

Landlord Lessons: The selective licensing oversight

Landlord Lessons: The EPC blindspot

Landlord Lessons: The rent increase mistake

Landlord Lessons: The service charge shock

Landlord Lessons: The tax record slip

Landlord Lessons: The guarantor gap

Landlord Lessons: The referencing shortcut

Landlord Lessons: The pet clause oversight

Landlord Lessons: The fire safety lapse

Landlord Lessons: The legionella neglect

Landlord Lessons: The asbestos surprise

Landlord Lessons: The DIY eviction disaster

Landlord Lessons: The rent collection chaos

Landlord Lessons: The repair retention row

Landlord Lessons: The unserved notice oversight

Landlord Lessons: The mortgage consent mistake

Landlord Lessons: The licensing renewal lapse

Landlord Lessons: The insurance disclosure failure

Landlord Lessons: The safety certificate oversight


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Comments

  • Member Since June 2013 - Comments: 238 - Articles: 49

    9:43 AM, 10th December 2025, About 4 months ago

    That is so true. Other problems that can arise without a proper tenancy agreement are:

    Tenants being able to pay rent in arrears if the tenancy agreement does not specify that it is to be paid in advance
    Landlords being unable to make deductions from deposits if there are no proper deposit clauses
    Landlords being unable to use certain eviction grounds if there is no notice of them in the tenancy agreement.

    After I May 2026 it will be even more important for professionally drafted tenancy agreeements to be used as landlords will be required to include prescribed clauses and can be fined up to £7,000 if they are missing. Likewise they can be fined up to £7,000 if tenancy agreements purport to give a fixed term.

    Always use a proper professionally drafted agreement – for example, you can get them from my Landlord Law service or the NRLA.

  • Member Since February 2022 - Comments: 203

    10:07 AM, 10th December 2025, About 4 months ago

    I rely on OpenRent so hopefully they are water tight

  • Member Since November 2025 - Comments: 8

    2:10 AM, 11th December 2025, About 4 months ago

    It’s a good reminder that free templates can be risky. A tenancy agreement is only as strong as the clauses inside it, and a lot of the downloads online are old or don’t cover key legal requirements. When something goes wrong, the court will pick apart every missing detail, and that’s usually where landlords get caught out.

    I think most people try to save money upfront, but it can backfire badly if the agreement isn’t enforceable. Using a proper up-to-date contract, even if it costs a bit, is probably worth it in the long run.

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