Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website, www.property118.com
(“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
||means an account required to access and/or use certain areas and features of Our Site;
||means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below;
||means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003;
||means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and
||Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at firstname.lastname@example.org, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at email@example.com, or using the contact details below in section 14.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
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- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
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- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
Dr Rosalind Beck
0:22 AM, 10th June 2017, About 6 years ago
Reply to the comment left by "Gareth Wilson" at "09/06/2017 - 23:48":
Brilliant analysis Gareth. One which needs to 'get out there' somehow.
Dr Rosalind Beck
7:39 AM, 10th June 2017, About 6 years ago
What on earth is Jeremy Corbyn and his Politburo up to, preparing an 'alternative Queen's Speech'? Does he think he can bully his way into power, ignoring the democratic result? He thinks failing and losing the election is a 'victory.' Chakrabati on Question Time even repeated this nonsense on Question Time again, saying he had 'won the election.' Obviously the audience burst into laughter when it was pointed out several times that Labour had LOST.
They think saying 'black is white' or 'Labour has won' enough times will make it true.
The 80% of Labour MPs who can't stand him now need to speak up. They kept quiet for the election campaign in the hope that each one of them would keep their seats, but now is the time for them to 'break ranks' once more and as it seems constitutionally impossible for them to oust Corbyn, they have to set up a new party. If for no other reason, they need to do this to leave the democratically-elected Conservative Government to get on with the Brexit negotiations, without having to constantly be using their energy fending off Labour assaults from the back. At the same time they can then rebuild the moderate and sensible Labour party that is needed.
These Labour MPs should do the honourable thing (Corbyn and McDonnell won't) and serve their country.Forget 'alternative Queen's Speech.' They need an 'alternative Labour Party.'
12:55 PM, 10th June 2017, About 6 years ago
I believe Gary Dully and Mike D make some good points in their analysis of the inefficiency in many public services, and as usual, the quickest, easiest option is chosen by governments, i.e. cut services at the point of delivery without doing the work of making any real long term efficiencies, as well as failing to listen to those who have to deliver those services. I say “governments” as successive governments have done this kind of thing, not just the last last three.
For example, when the credit crunch hit, in desperation Gordon Brown’s government decided to raid the piggy bank and cut back the Land Registry, which unlike many other government services actually makes money and is self-funding. Five offices were closed (all but one in the South East) and many buildings that Land Registry owned, including the iconic and historic headquarters at Lincoln Inn Fields, were sold off with many job losses. All this was done against the advice of many business consultants.
There is a resonance here with clause 24; go for the easy, lazy option to save or raise money and as we know only too well, clause 24 has the bonus of winning brownie points with the landlord envying public.
As this forum demonstrates (Gareth Wilson hits the nail on the head, “They have been laissez-faire and conservative towards their wealthiest friends and allies, while being destructive tax and spend socialists towards small businesses who are the real economic backbone of Britain.”) one reason for the election result was the alienation of many traditional Conservative voters – landlords and other small businesses, but that wasn’t the only reason.
While Theresa May completely underestimated this alienation, she compounded it with poor PR in her election campaign, which Jeremy Corbyn was ready and waiting to exploit. He engaged mostly young voters as well as others who are fed up with rising housing costs and austerity. I can understand where many of Corbyn’s supporters are coming from; in my teens and early twenties I too was a passionate left wing socialist, after coming from a mostly Labour voting household. It has only been some horrible experiences and running my landlord business that has given me a broader perspective over the years.
For all the Conservative’s faults, I still believe they are the best party to run the country, and despite clause 24 they are still much more landlord friendly than Labour, the Lib Dems and the Greens.
However, having said that, yes, there is more at stake than the livelihood of landlords or even the economy alone; while I agree that control of immigration is important, and we really need the best Brexit deal, I am very concerned about the rhetoric of UKIP – for example, banning the burqa and the niqab, and I believe the swing toward both extreme right and left wing politics is not only worrying but the biggest threat our country faces.
13:22 PM, 10th June 2017, About 6 years ago
Check out The Book of Jeremy Corbin - hilarious!
18:13 PM, 10th June 2017, About 6 years ago
Reply to the comment left by "Lindsey " at "09/06/2017 - 11:10":
Lindsey: you asked about my comment on "deferential working class". Round here there are still a large number of people who openly say that their "betters" should be in control. It's an area of outstandly low educational attainment or aspiration.
Almost all the contributors here believe in voting to support their own self interest. Nothing wrong in that. But if you do then you must agree that working people who have suffered 7 years of dreadful, misguided Tory austerity must be misguided in voting for more pain.
One of the great things about the young is that they are less deferential, and rightly so, to their elders who have messed up big time.
Dickens didn't believe in maintaining the status quo. He hated much of what he saw the "betters" doing.
19:03 PM, 10th June 2017, About 6 years ago
Gavin Barwell announced as Theresa May's new chief of staff !!
Dr Rosalind Beck
19:09 PM, 10th June 2017, About 6 years ago
Reply to the comment left by "Grumpy Doug" at "10/06/2017 - 19:03":
Wow! I just wrote to him this morning. I thought he'd have time on his hands now...
I think this is good news for landlords, as he does understand what Section 24 is, I think and could have some influence.
Dr Rosalind Beck
19:18 PM, 10th June 2017, About 6 years ago
Reply to the comment left by "Dr Rosalind Beck" at "10/06/2017 - 19:09":
A massive amount of influence, in fact - much more than he had as Housing Minister. He's always struck me as honourable but a bit powerless - I more or less told him that in my email. Fingers crossed that he can make a difference for us. He could be more powerful than Philip Hammond - who has been a bit of a sod as far as we're concerned.
19:42 PM, 10th June 2017, About 6 years ago
Reply to the comment left by "Luk Udav" at "10/06/2017 - 18:13":
Luk, that's really interesting. My "day job" is all around confidence and aspiration (property was never intended to be full time for me) and I can believe this is the case. I see it as a failure of the education system.
I think some of us are forced into a position of looking after our own self-interest, even when habitually we would be more altruistic. I have tried (unsuccessfully) to explain to liberal friends why it is impossible to not think that way when you are in fear of losing everything you have worked a lifetime for, when faced with ludicrous changes to a system that it's not possible just to walk away from (negative equity for some, CGT trap for others, dead market in some areas - people who fear loss of their own home and security are less likely to be altruistic.
I agree with you on the austerity - I think we passed the point of this being effective a while ago and should have increased infrastructure spend. But I think there is a widespread fear that a Labour government would spend excessively, and look to the working and middle classes to pick up the tab (we all know that it is impossible to tax the super rich). Frankly, I share that fear. I could never vote for a man who states his personal opinion is that right to buy should be imposed on landlords, at big discounts. This goes beyond the question of who would pay off mortgages, what happens if you're in negative equity etc - and finishes in the point that this man thinks it's morally justified to take security from people who have worked hard for it, in order to give to people who have perhaps not taken the same risks or made the same sacrifices.
I've found it amusing that many of the left are making cracks about people voting for their own self-interest, while according to FB many of the young people are voting for free Uni. I actually agree with free Uni. I just don't agree that everyone needs to go (but then I support grammar schools too - as I do technical colleges and apprenticeships. Horses for courses. I have no idea why Labour ever thought everyone should have or want a degree). But the idea that voting Labour makes you a better person than voting Conservative I reject.
I thoroughly enjoy Dickens, and actually he was probably my first motivator for putting what remained of my pension into property deposits (I wanted to provide good quality housing for people who would not normally have the chance of that. It's the stupidest thing I've ever done). But the world of Dickens' day was entirely different. I do believe in social justice, and that Dickens' astute observations on the miserable living conditions of the poor were well needed. But nobody lives like that now. People have protections (tenants much more than landlords). And what we have lost now is not social justice - it's a universal work ethic, and a desire to reward aspiration rather than tax it.
20:44 PM, 10th June 2017, About 6 years ago
Reply to the comment left by "Dr Rosalind Beck" at "10/06/2017 - 19:18":
I agree with you about Gavin Barwell. I have met him a few times and he was very supportive of our campaign against Croydon council's landlord licensing scheme. He does not approve of clause 24 on a personal level, but as a party whip and then as a newly promoted housing minister, and junior cabinet minister, he was in no position to publicly condemn his party's policy.
How many people on this forum now or in the past have worked for an employer whose policies they didn't always 100% agree with? What would you do - publically condemn the organisation that pays your wages (and most likely lose your job or at least face disciplinary procedures or demotion), or simply speak to your managers in private, hoping to change their minds?