Fergus Wilson Panorama documentary – now available on iPlayer22:10 PM, 18th March 2019
About A week ago 99
I am looking to remortgage with an HMO lender with the view of renting to sharers on individual ASTs. My property title has a covenant restricting the use to ‘one single dwellinghouse’.
I understand the lenders are very careful with breaches of covenants when it comes to lettings. As far as I understand, the HMO and lettings regs use the concept of ‘household’ as opposed to ‘dwellinghouse’, so my covenant should not prevent me from letting to sharers.
Can any body shed some light on this issue, do I have a problem here ?
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