Guest Authors

“Hunters” employed by commercial lenders

Author: Malcolm Jones

3rd June 2014, 12 years ago | 0

Being the longest standing sponsor of Property118 we thought it was about time we published a follow up to our...

Buy to Let perceptions contradicted

Author: Howard

7th May 2014, 12 years ago | 7

For so many years I have heard people say (including many financial advisers) that life insurance to cover buy to...

Avoid the Benefit Cap – Ask me anything

Author: Robert Mellors

22nd April 2014, 12 years ago | 13

My name is Robert Mellors and this article was prompted by me watching the TV programmes about the Benefit Cap,...

Offset mortgage can provide instant access war chests for Buy to Let investors

Author: Howard

21st February 2014, 12 years ago | 9

Recently a Property118 reader remortgaged his own main residence using an Offset mortgage. It was valued at £700k and he...

Buy a property with tenants and agents in place?

Author: Mick Roberts

15th February 2014, 12 years ago | 35

I own flats, bungalows and houses in Nottingham and specialise in renting to tenants in the benefits sector. It can...

Tenants Refusing Access for Gas Safety Inspections – survey results from Landlord Law

Author: Tessa Shepperson

30th January 2014, 12 years ago | 1

A couple of months ago I created a survey of Landlord Law members to identify what the levels of interest...

BBC News Want To Talk To Landlords Affected By The Benefit Cap

Author: Mick Roberts

16th January 2014, 12 years ago | 0

A chap from BBC News East Midlands just called me,  he has been reading my comments about the benefit cap on...

property118

Readers advice for landlords letting to single tenants on Housing Benefit

Author: Robert Mellors

6th January 2014, 12 years ago | 7

Just wanted to post a note on here for those landlords who let properties to single people claiming Housing Benefit....

Zoopla Making £29.5m From Landlords and Tenants While Driving Rents UP

Author: Mary Latham

27th December 2013, 12 years ago | 23

I didn’t want to start a New Year talking about a negative issue but this is too important to ignore....

Loads of tenants waiting for one house – Who do I rent it to?

Author: Mick Roberts

14th November 2013, 13 years ago | 17

Ok people, this is one of my most difficult choices over last 15 years of renting houses. I always have...

Development finance using Equity instead of Liquid Cash

Author: Howard

11th October 2013, 13 years ago | 1

I have an example of how the commercial market is changing. Some lenders are now taking a risked based view...

Case Study – 100% funding – Full transparency

Author: Howard

5th October 2013, 13 years ago | 25

We’ve all heard of those ‘no money down’ schemes (mortgage fraud scams) where a ‘property sourcer’ has negotiated a discount...

Black spot mould in cellar

Author: Mick Roberts

6th September 2013, 13 years ago | 6

This is a new one on me, tenant rang me today, with the floods a few weeks ago, her cellar...

A call to convert 66,000 student HMO’s back to family homes?

Author: Mary Latham

26th August 2013, 13 years ago | 7

I have been having a catch up on my on-line reading over this weekend and I have just come across...

Does my Buy to Let lending criteria make sense?

Author: Mary Latham

23rd August 2013, 13 years ago | 9

While fully acknowledging that I am not a financial specialist I do know the residential property market. I have a...

How ADR works in tenancy deposit disputes

Author: Mary Latham

15th August 2013, 13 years ago | 11

After sharing in discussions on two separate threads (links below) I realise that there is some misunderstanding about how Tenancy...

Stung by the £500pw Benefit Cap, no rent being paid – Help!

Author: Mick Roberts

6th August 2013, 13 years ago | 113

This week I have been stung by my first experience of the benefits cap.  One of my tenants Housing Benefit...

How to help bring about changes to legislation post “Superstrike”

Author: Mary Latham

6th August 2013, 13 years ago | 15

One of the things that are uppermost in landlords’ minds at the moment is the concern that we are vulnerable...