Steve Hards
Steve Hards
Registered with Property118.com
30th August 2013
Total Posts
1
Total Comments
116
Bio
I am a residential landlord, writer, ex-webmaster and retired independent consultant.
Registered with Property118.com
30th August 2013
Total Posts
1
Total Comments
116
Bio
I am a residential landlord, writer, ex-webmaster and retired independent consultant.
Reply to comment left by Rachel Cottrell at 27/10/2026 - 22:38
Reply to the comment left by Rachel Cottrell at 27/10/2026 - 22:38Yes, Rachel, it's sad that these days good things landlords do for tenants, like holding down rents, go unappreciated, but give them the slightest reason to complain... What is...
Read More →Reply to comment left by Rachel Cottrell at 21/10/2026 - 10:45
Reply to the comment left by Rachel Cottrell at 21/10/2026 - 10:45I used to think that way but I've come to realise that putting up the rent, even by a small percentage each year, is the kinder thing to do...
Read More →Reply to comment left by Mick Roberts at 19/10/2026 - 14:58
Reply to the comment left by Mick Roberts at 14:58 I'm pleased for you Mick, and keep battling away! The thing for me though is that house values have not increased everywhere. In Southwark, London, for example, they have more-or-less...
Read More →18th October 2026, 2 weeks ago
Sloppy headline! There is no such thing as a £1,400 barrier.
Read More →Reply to comment left by Jan Hall at 17/10/2026 - 12:07
Reply to the comment left by Jan Hall at 17/10/2026 - 12:07Yes, Jan, "CGT on a property owned for 50 years is ridiculous", especially as it is essentially a tax on inflation. But add to that, if you sell and...
Read More →13th October 2026, 3 weeks ago
I think we are beginning to experience (although it will be mostly hidden), a proliferation of uninformed and vulnerable accidental landlords, who set up an informal rental arrangment as a favour to a friend. They are either expecting to have...
Read More →Reply to comment left by John Burnett-Hall at 19/06/2026 - 11:11
Reply to the comment left by Just Be Happy at 19/06/2026 - 11:11The Google AI is wrong. Its bias is to tell you what you want ot hear. Three unrelated people in one property never form one household in law,...
Read More →Reply to comment left by Judith Wordsworth at 23/05/2026 - 10:46
Reply to the comment left by Judith Wordsworth at 23/05/2026 - 10:46"Don’t bother with s8 every 3 months bang in a MCOL. every 2 months. Court fee is tax deductible and with MTD landlords might need regular allowable expenses" That's...
Read More →28th April 2026, 6 months ago
Thanks for all the responses. However, the email alert for the change implied that it is the document, not the web page that had been updated. What's the betting that the wording was AI drafted and no one checked it?...
Read More →3rd April 2026, 7 months ago
The summary, under 'What Does This All Mean?' is spot-on. Well done!
Read More →Reply to comment left by Mark Alexander at 21/03/2026 - 11:47
Reply to the comment left by Mark Alexander - Founder of Property118 at 21/03/2026 - 11:47Mark, your article describes us exactly - we have two houses that were on interest-only tracker mortgages for 20 years, ending this summer and that...
Read More →Reply to comment left by Mark Alexander at 02/03/2026 - 15:34
Reply to the comment left by Mark Alexander - Founder of Property118 at 02/03/2026 - 15:34Thank you so much for that clarification, Mark. I assumed that was the case but I've never seen it explained anywhere!
Read More →2nd March 2026, 8 months ago
What a helpful article, Mark! Thank you! I have a related question... All the PET examples I have ever seen assume a gift from a single person. But can anyone confirm how HMRC treats a gift from a married couple,...
Read More →Reply to comment left by Eche A at 06/11/2025 - 18:28
I'm not sure that's appropriate as I mentioned how much they charged us, and you will have to negotiate your own rate. But you could search for a solicitor's practice that is well known in the property arena, the name...
Read More →2nd November 2025, 12 months ago
Hi Mary, We were in exactly the same position as you. Fortunately all six leaseholders saw the sense of applying to extend the leases for 999 years at the same time using the same, experienced and reputable solicitors who quoted...
Read More →Reply to comment left by John Bentley at 18/09/2025 - 17:37
Reply to the comment left by John Bentley at 18/09/2025 - 17:37Please do let us know how it works out. Thanks
Read More →15th September 2025, 1 year ago
It's no surprise that the Joseph Rowntree Foundation (JRF) has produced a dodgy housing report. Campbell Robb, the current chief executive of 'social justice' charity NACRO*, was CEO of Shelter from 2010 to 2017 during which time its anti-private rental...
Read More →6th September 2025, 1 year ago
What bothers me is that the media has focused on the downfall of one politician instead of using the case to illustrate what an extremely bad tax SDLT has become. Stir in some obscure Trust rules and the mess becomes...
Read More →Reply to comment left by Lou Valdini at 01/02/2025 - 10:28
Yes, most of the commenters don't seem to have realised that this is an item from the near future!
Read More →11th January 2025, 2 years ago
But will they offer lifetime mortgages or equity release for older landlords who want the income from their BTL properties and who wouldn't mind taking the hit on their IHT liabilities?
Read More →Showing 20 of 116 comments