Readers Question

Residential mortgage but renting the property without consent!

Author: Readers Question

6th January 2014, 13 years ago | 14

Hello readers, For the last 3 years I’ve rented my flat on a residential mortgage whilst simultaneously living in a...

Student wants to get into BTL

Author: Readers Question

2nd January 2014, 13 years ago | 7

By way of introduction, my name is Max, I am a second year Economics student at the University of Kent....

Article 4 Planning for HMO in Brighton – help required for failed planning consent

Author: Readers Question

30th December 2013, 13 years ago | 12

Hi All any advice I am a landlord I would like to hope a good one renting higher end HMO...

Shall I risk buying for cash and no gearing in Shildon County Durham?

Author: Readers Question

24th December 2013, 13 years ago | 12

Dear Readers, I’m in a bit of a predicament, I’m currently looking at investing in property to let but a...

Evicted tenant has left belongings and not contactable

Author: Readers Question

24th December 2013, 13 years ago | 31

Hi, As there are soo many helpful people on this forum thought I would ask a question that readers may...

Does anyone else use licence agreements?

Author: Readers Question

24th December 2013, 13 years ago | 28

I have a number of properties which I let as Houses in Multiple Occupation (HMOs), and I used to offer...

Croydon tenant in illegal property nightmare needs help!

Author: Readers Question

23rd December 2013, 13 years ago | 10

My name is Matthew and I a rented a property in Thornton Heath CR7. I am 3 months rent in...

Renting out a garage – agreement template?

Author: Readers Question

23rd December 2013, 13 years ago | 4

Dear Readers I have a 3 bedroom house that is let as a HMO. It has a detached garage which...

Mesne Profit – can it protect HMO landlords from a sneaky tenant trick?

Author: Readers Question

21st December 2013, 13 years ago | 13

Mesne Profit – Pronounced Meen Profit, what the heck does it mean? As a landlord with a small portfolio of...

Former tenant – unsettled Utilities bill

Author: Readers Question

20th December 2013, 13 years ago | 17

I had a tenant leave me with little notice, even though the agreement between us clearly stated that either party...

Future Interest Rate Rises

Author: Readers Question

19th December 2013, 13 years ago | 3

We hear many commentators referencing “when” interest rates may rise. Just yesterday I heard late 2014 and previously first quarter...

Should I issue a new 6 month AST to an existing tenant?

Author: Readers Question

19th December 2013, 13 years ago | 4

I have one property that I am currently renting out which has been tenanted for the past year (with no...

Case law on charging for rent arrears?

Author: Readers Question

18th December 2013, 13 years ago | 7

Over the last few years I have taken both tenants and their guarantors to court for both possession of my...

When a vendors contract ends can I buy direct?

Author: Readers Question

18th December 2013, 13 years ago | 4

I viewed a property which was up for auction on the 28th of November and did not sell. It was...

Questions re buying property with other people

Author: Readers Question

18th December 2013, 13 years ago | 5

This is probably fairly simple but I cannot seem to get my head around it. My wife and I and...

Service Charge Increase Justified?

Author: Readers Question

17th December 2013, 13 years ago | 18

Our management company has just increased the service charge for our flats by 23% starting January 2014 (excluding ground rent...

Below Market Value Question

Author: Readers Question

17th December 2013, 13 years ago | 5

I know that due diligence is needed when buying Below Market Value “BMV” when the vendor is in financial difficulty....

Can I claim tax relief on remortgage interest?

Author: Readers Question

16th December 2013, 13 years ago | 6

I’m looking for some clarity on taking equity out of a BTL Property, and whether the interest on the loans...

Can I employ my wife to manage my properties?

Author: Readers Question

13th December 2013, 13 years ago | 33

I own 6 BTL’s, all mortgaged, acquired over 12 years. They are all in my sole name. I employ local...

Transfer of equity on a Buy to Let – Advice Required

Author: Readers Question

12th December 2013, 13 years ago | 14

My wife and myself jointly own a BTL which we let out. I am a higher rate tax payer but...

How can we convince landlords we would make good tenants?

Author: Readers Question

9th December 2013, 13 years ago | 19

We are about to have our home repossessed and are looking to rent but obviously failing credit checks. The repossession...