Readers Question

I can recoup capital cost in 3 years on 23 year lease purchase?

Author: Readers Question

17th February 2016, 10 years ago | 11

I am considering buying a property that has 23 years left on the lease. The capital cost would be recouped...

Worth having survey done on leasehold flat?

Author: Readers Question

17th February 2016, 10 years ago | 6

I’m in process of buying a first floor, 2-bed flat in an old building above a bank but am just...

Overseas and need to switch from Resi to Buy to Let

Author: Readers Question

17th February 2016, 10 years ago | 18

In a nutshell, I left the UK to live overseas a few months back. I have a pot of money...

Form B restriction will it affect my ability to remortgage?

Author: Readers Question

16th February 2016, 10 years ago | 6

First off hi to everyone on this forum. I have been reading on this forum for a long time but...

Renewing a residential mortgage on a Buy to Let property?

Author: Readers Question

15th February 2016, 10 years ago | 7

HSBC sold me residential mortgages on several buy to let properties, approximately 10 – 15 years ago. I converted all...

Trapped by consent to let

Author: Readers Question

15th February 2016, 10 years ago | 9

I bought my first house 1 1/2 years ago, at £159k. Unfortunately on new years eve I was made redundant,...

Deterrent letting agent fee for Statutory Periodic Tenancy

Author: Readers Question

15th February 2016, 10 years ago | 4

I had a letter recently from my letting agent regarding renewal of my tenancy, and there was a £75 charge...

Technicality issues with section 8?

Author: Readers Question

15th February 2016, 10 years ago | 9

I Served section 8 to the tenant, but I have signed as the landlord when I am the agent. Will...

The Bank of Mum and Dad gone pear shaped with new SDLT

Author: Readers Question

15th February 2016, 10 years ago | 5

Will the new Stamp Duty regs lead to another series of unforeseen consequences for FTBs? Those parents who have chosen...

Section 8 issued Lodger with no agreement and allegation of harassment

Author: Readers Question

15th February 2016, 10 years ago | 14

I had various dog walkers / sitters, but they kept on letting me down so I decided to rent out...

Landlord not addressing damp so I am leaving but where do I stand on the notice period etc?

Author: Readers Question

15th February 2016, 10 years ago | 20

Can anyone offer me some advice please ? I have been in private rented accommodation for 14 months, I receive...

Holding Deposit issue over slow broadband

Author: Readers Question

12th February 2016, 10 years ago | 14

I put down a holding deposit (non refundable) with a well respected high street agent for a property at £780, which...

Could part of my land be stolen?

Author: Readers Question

12th February 2016, 10 years ago | 12

One of my properties which is a 50 year old plus mid-terraced cottage has a front garden which has an...

Unintended Consequences of SDLT and LBTT + 3% – FTBs Beware

Author: Readers Question

12th February 2016, 10 years ago | 0

Does anyone think that the changes to SDLT and LBTT are being rushed through without much, if any, thought to...

HMRC vs taxpayers campaign to flood GO’s inbox

Author: Readers Question

11th February 2016, 10 years ago | 2

I just received the following email – and have submitted a fake application which took about 2 minutes The job...

Property inspection refused and locks changed

Author: Readers Question

11th February 2016, 10 years ago | 21

I have had the same tenant for four years. The tenancy agreement stated that no locks be changed without the...

Leaseholder alterations and Freeholder purchases from Local Authority?

Author: Readers Question

10th February 2016, 10 years ago | 1

Firstly keep up the good work to all of you ! I own a garden flat and Hounslow Holmes the...

Stamp Duty Surcharge and incorporation – buying 4th property as main residence

Author: Readers Question

10th February 2016, 10 years ago | 5

I have 3 properties. 2 BTL’s which are mortgage free, and my current private accomodation. I have had an offer...

Dog fouling outside property

Author: Readers Question

10th February 2016, 10 years ago | 2

One of my tenants is having problems with dog fouling on the grassed areas at the front of the property....

Electronic signatures?

Author: Readers Question

10th February 2016, 10 years ago | 15

Does anyone use electronic signatures for tenancy agreements or prescribed information? Thanks in advance Bob

HMRC’s new definition of a buy to let business

Author: Readers Question

9th February 2016, 10 years ago | 11

I received a newsletter today from Mortgages for Business, with an article about the new regulations to protect “accidental” landlords...