Readers Question

My Loft space Vs Freeholder’s will to build more flats?

Author: Readers Question

9th June 2017, 9 years ago | 7

I’ve recently purchased a lease hold, top floor flat, with a leasehold stating the loft space is part of the...

SDLT penalising landlords taking the plunge to move out from parents homes!

Author: Readers Question

8th June 2017, 9 years ago | 12

After a lot of research I have unfortunately learned that the new SDLT rates with a 3% surcharge will apply...

SDLT on beneficial transfer to spouse – No mortgage – Want To Utilise Both CGT Annual Exemption Allowances on Sale

Author: Readers Question

8th June 2017, 9 years ago | 15

I’ve been looking at whats been said on this already and I’m a bit confused. Let me describe my scenario....

Leasehold Property and Alterations

Author: Readers Question

7th June 2017, 9 years ago | 0

“Who repairs what?” and “Who owns what?” These are two fundamental questions that any leasehold owner looking to do works...

Approached by compensation firm about Mortgage Securitisation?

Author: Readers Question

7th June 2017, 9 years ago | 74

Is anyone aware of the Mortgage Securitisation issue that has arisen with “promises” of “up to 8 out of 10...

What to do with my Buy to Let property now I’m married

Author: Readers Question

6th June 2017, 9 years ago | 5

I’ve just got married and I’m wondering if this changes how I should manage my buy to let property. I...

SDLT on BTL serviced student accommodation?

Author: Readers Question

6th June 2017, 9 years ago | 1

Can anyone tell me if one is exempt from the additional 3% SDLT levy on a new house we bought...

Transfer of beneficial ownership from spouse – No mortgage?

Author: Readers Question

5th June 2017, 9 years ago | 4

My wife is a basic rate tax payer and solely owns one property (with no mortgage) which she rents out....

Council forcing new front doors onto leaseholders of ex-council flats

Author: Readers Question

5th June 2017, 9 years ago | 7

We are the leaseholders of an ex-council flat in a block of 12, roughly 50-60 years old, and the council...

How would a Trust work for grown up children and section 24?

Author: Readers Question

5th June 2017, 9 years ago | 2

I have 8 buy to let’s which have interest only mortgages 0f about £480,000 producing an income of around 68k...

Skeptical over Lease Option agreements

Author: Readers Question

5th June 2017, 9 years ago | 7

Can any member comment upon their experience using ‘Lease Option Agreements’ to build a property portfolio? A friend of mine...

Evicted lodger belongings?

Author: Readers Question

1st June 2017, 9 years ago | 7

Hi my lodger been evicted yesterday, I gave her notice she was agreed to move by end of the month...

Tenant wants new AST in order to claim housing benefit?

Author: Readers Question

1st June 2017, 9 years ago | 11

I own a single 2 bed terraced property which has been let to the same working single tenant for just...

Is it possible to avoid Letting Agent renewal fee in case of self-management?

Author: Readers Question

1st June 2017, 9 years ago | 16

I self-manage a property in London and I used a letting agency to find my tenant. My contract with the...

Let to Buy mortgage arrangement timing questions?

Author: Readers Question

1st June 2017, 9 years ago | 3

Hi, I am in need of some thoughts/ideas from the Gurus here. Wife and I live in our flat in...

Knock two houses into one and Rent-a-room?

Author: Readers Question

1st June 2017, 9 years ago | 5

We are considering buying the house next door and combining it with our own house to create one property. We...

Breaking Ties with the UK for CGT purposes

Author: Readers Question

1st June 2017, 9 years ago | 8

Following a recent brain hemorrhage, I’ve decided to move abroad, with my husband, for health reasons. The silver lining is...

Taxation of Ltd. Company BTL purchase from loans on private portfolio?

Author: Readers Question

31st May 2017, 9 years ago | 4

I have the following question regarding taxation of a limited company. Background: I hold two residential rental properties in joint...

What can we do about latent gains in our rental property portfolio?

Author: Readers Question

30th May 2017, 9 years ago | 1

My wife and I want to incorporate our buy-to-let portfolio but our outstanding finance is £600,000 more than the purchase price...

Moving properties to my wife to save tax

Author: Readers Question

30th May 2017, 9 years ago | 7

I’ve got five buy to let properties all in my sole name which I’ve had for around 6 years and...

Tenant moved to South Africa and a management company started subletting without permission?

Author: Readers Question

30th May 2017, 9 years ago | 8

I bought a one bedroom flat with the freehold in a terraced housed converted into 2 one bedroom flats. The...