Readers Question

Newbie renting to Universal Credit claimants?

Author: Readers Question

5th February 2020, 7 years ago | 5

I have been browsing this site and found it to be very useful with lots of handy information and a...

Giving personal guarantees for a limited company?

Author: Readers Question

5th February 2020, 7 years ago | 16

After buying a number of properties in joint names, my wife and I formed a company in 2019 to continue...

Low LTV costs?

Author: Readers Question

5th February 2020, 7 years ago | 4

I have two BTL interest only mortgage, which are coming to an end and I need to find another provider....

Right to Rent checks carried out by Agents

Author: Readers Question

4th February 2020, 7 years ago | 1

The property agent did the Right to Rent checks on a tenant when they initially issued a 12-month tenancy contract...

Failed EPC Due to assumed no insulation?

Author: Readers Question

3rd February 2020, 7 years ago | 24

I am at a loss where to go to rectify my EPC rating. The engineer that came out to assess...

Tax implications of remortgaged loan used for BTL purchase?

Author: Readers Question

3rd February 2020, 7 years ago | 4

15 years ago, I purchased a BTL property for £300k and financed this with £130K re-mortgage against my home and...

Stamp duty when separating titles?

Author: Readers Question

3rd February 2020, 7 years ago | 1

I have a separate flat in my house though under a single title owned by me. This has been rented....

Does this investing model make sense?

Author: Readers Question

2nd February 2020, 7 years ago | 23

I’ve seen people make millions investing in property, despite not earning that much in their regular jobs, or having much...

Is my Guest House becoming an HMO?

Author: Readers Question

30th January 2020, 7 years ago | 3

Last year I purchased a guest house 9 bedrooms. I live in a separate accommodation within the building offering the...

Discretionary Housing payments – left high and dry by Dartford?

Author: Readers Question

30th January 2020, 7 years ago | 9

I have just been left high and dry by Dartford Borough Council Housing department. In a nutshell I served a...

Getting deposit back from landlord illegally subletting?

Author: Readers Question

30th January 2020, 7 years ago | 9

I am trying to get my deposit back from a landlord that was illegally subletting his room to me, and...

Is changing an outside blind considered an alteration?

Author: Readers Question

30th January 2020, 7 years ago | 3

I have a flat on the ground floor of a block of flats with an outside blind which can be...

If I am renting out a room do I need to pay tax?

Author: Readers Question

30th January 2020, 7 years ago | 8

I have a 3 bed house and I was living there alone so I advertised last month and got a...

Am I visiting my daughter as Mum or Landlord?

Author: Readers Question

29th January 2020, 7 years ago | 47

My daughter and her flatmate are my tenants. Not that my daughter pays any rent lol. The flatmate has now...

Bridging Finance – is this a good deal for me?

Author: Readers Question

29th January 2020, 7 years ago | 8

Hello all, I’m new to this business and working on setting up my first HMO and have another post running...

holiday/short lets room size guidance?

Author: Readers Question

29th January 2020, 7 years ago | 7

I’ve searched and failed to find guidance for room sizes for properties that are let as short/holiday lets. I have...

Joint AST and alleged victim has left?

Author: Readers Question

28th January 2020, 7 years ago | 4

We have a couple only 6 weeks into a 6 months tenancy who have split up after a domestic incident...

Delay to Minimun EPC Band E for Scotland’s PRS

Author: Readers Question

27th January 2020, 7 years ago | 0

Hot off the press from a SAL Mailing to their members: Scottish Association of Landlords (SAL) has been advised by...

When can I skip evicted tenants left belongings?

Author: Readers Question

27th January 2020, 7 years ago | 18

We have the bailiffs going to take possession of our property next week. I know the tenant is not going...

Does this restrictive covenant prevent HMO development?

Author: Readers Question

27th January 2020, 7 years ago | 28

I am a first time potential landlord intending to convert our family home for HMO use and have carried out...

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Making the most out of rental income?

Author: Readers Question

27th January 2020, 7 years ago | 3

We are seeking advice on how to manage a two bedroom property which we will be looking to rent out...