No gas presumed to mean its PAYG and there is no credit on the meter. No pint topping it up yourself as the majority of that will go towards the debt and/or recharge the Emergency Credit used. I've know gas...
Reply to the comment left by Mick Roberts at 02/01/2022 - 12:34Nice one Mick. Well done. Sounds like you played it perfectly and are now reaping the rewards! ;)
Reply to the comment left by Jim S at 01/01/2022 - 16:54Ahh I played the BT game too for 20 odd years and did the same. Dumped the free cash into my offset account and then rotated the BT’s a...
Reply to the comment left by Laura Delow at 30/12/2021 - 12:35Thank you for sharing this info. My advice is to only opt for an offset product at these sorts of higher rates if you are going to fully utilise...
Reply to the comment left by Mick Roberts at 01/01/2022 - 08:23It's a shame you missed out on the Clydesdale deals of 2007. I took out 5 of them just months before the recession hit. I remember speaking to the...
I was fortunate enough to keep mines as buy to lets but they won't let me borrow more or extend the products beyond their expiry dates. They would prefer I re-mortgage for a new product and much higher rates which...
I still have many offset mortgage buy to let products from pre-2007 and think they are fantastic. What use to be The One Account one of the original and first products on the market is now run by RBS. Although...
The courts system is a mess, more lately. Covid further broke what was already broken! It was would ridiculous of them to adjourn it for another 10 months and I suggest you make a formal complaint. Good luck
Reply to the comment left by Paul Shears at 16/10/2021 - 10:49Indeed HMRC are taxing it and investigating those who profited in 2017/18 bull run. Not confirmed but I believe Coinbase and or banks provided HMRC with information relating to...
This is nothing more than the BoE jumping on the FUD band wagon and now finally waking up to the realisation that Crypto is here to stay and threatens their centralised control over money and finances. The sooner they wake...
Did the landlord or managing agent not show you the property before you moved in and notice an issue with the lock beforehand? Nearly £800 sounds like an excessive amount and we all know how the majority of 'emergency call...
Reply to the comment left by Jim S at 24/07/2021 - 09:17... If only there was a hidden camera in the government office where they make these deliberate decisions to confuse landlords? Might not be as great a scandal as...
Reply to the comment left by Michael Barnes at 24/07/2021 - 00:13Thanks for that. You are correct, I recollect them doing that in the past. I always download the current version from the website being issuing it which is a...
Reply to the comment left by MARY PRICE at 22/07/2021 - 12:42Hi, thank you for clarifying this. I was going to call the NRLA myself for advice but often end up educating them and correcting the advice they give so...
Reply to the comment left by Laura Delow at 22/07/2021 - 10:48How can they update the Dec 2020 version but not change the date on it. That makes no sense. But hay ho, that's the Government for you ... when...
Slightly confused. Why is there now two version on the government website, Dec 2020 and the July 2021 Easy Read. Which is the two are we meant to serve or do we have to give both of them? https://www.gov.uk/government/publications/how-to-rent
Reply to the comment left by Dylan Morris at 22/05/2021 - 08:30You have clearly misinterpreted what I said or chosen for whatever reason to infer the wrong conclusion. I have been a landlord now nearly 20yrs with a substantial portfolio...
I don't think it is fair to judge somebody based on their age or circumstances like 'What if the partner leaves her' not do I thin that is legal in today's society. As pointed out above by others her LHA...
Reply to the comment left by Ian Narbeth at 20/05/2021 - 09:50I agree with Ian. Be firm and to the point not apologetic. Fulfil your legal obligations as a Landlord and refuse the improvements unless of course you want to...
11th October 2023, 2 years ago
No gas presumed to mean its PAYG and there is no credit on the meter. No pint topping it up yourself as the majority of that will go towards the debt and/or recharge the Emergency Credit used. I've know gas...
Read More →Reply to comment left by Mick Roberts at 02/01/2022 - 12:34
Reply to the comment left by Mick Roberts at 02/01/2022 - 12:34Nice one Mick. Well done. Sounds like you played it perfectly and are now reaping the rewards! ;)
Read More →Reply to comment left by Jim S at 01/01/2022 - 16:54
Reply to the comment left by Jim S at 01/01/2022 - 16:54Ahh I played the BT game too for 20 odd years and did the same. Dumped the free cash into my offset account and then rotated the BT’s a...
Read More →Reply to comment left by Laura Delow at 30/12/2021 - 12:35
Reply to the comment left by Laura Delow at 30/12/2021 - 12:35Thank you for sharing this info. My advice is to only opt for an offset product at these sorts of higher rates if you are going to fully utilise...
Read More →Reply to comment left by Mick Roberts at 01/01/2022 - 08:23
Reply to the comment left by Mick Roberts at 01/01/2022 - 08:23It's a shame you missed out on the Clydesdale deals of 2007. I took out 5 of them just months before the recession hit. I remember speaking to the...
Read More →Reply to comment left by Morag Shaw at 30/12/2021 - 12:57
I was fortunate enough to keep mines as buy to lets but they won't let me borrow more or extend the products beyond their expiry dates. They would prefer I re-mortgage for a new product and much higher rates which...
Read More →30th December 2021, 4 years ago
I still have many offset mortgage buy to let products from pre-2007 and think they are fantastic. What use to be The One Account one of the original and first products on the market is now run by RBS. Although...
Read More →20th October 2021, 4 years ago
The courts system is a mess, more lately. Covid further broke what was already broken! It was would ridiculous of them to adjourn it for another 10 months and I suggest you make a formal complaint. Good luck
Read More →Reply to comment left by Paul Shears at 16/10/2021 - 10:49
Reply to the comment left by Paul Shears at 16/10/2021 - 10:49Indeed HMRC are taxing it and investigating those who profited in 2017/18 bull run. Not confirmed but I believe Coinbase and or banks provided HMRC with information relating to...
Read More →15th October 2021, 4 years ago
This is nothing more than the BoE jumping on the FUD band wagon and now finally waking up to the realisation that Crypto is here to stay and threatens their centralised control over money and finances. The sooner they wake...
Read More →13th October 2021, 4 years ago
Did the landlord or managing agent not show you the property before you moved in and notice an issue with the lock beforehand? Nearly £800 sounds like an excessive amount and we all know how the majority of 'emergency call...
Read More →5th October 2021, 5 years ago
Does anybody have a copy of the template letter or Part 36 offer letter that goes out? Would be interested to see how it is worded. Thank you
Read More →Reply to comment left by Jim S at 24/07/2021 - 09:17
Reply to the comment left by Jim S at 24/07/2021 - 09:17... If only there was a hidden camera in the government office where they make these deliberate decisions to confuse landlords? Might not be as great a scandal as...
Read More →Reply to comment left by Michael Barnes at 24/07/2021 - 00:13
Reply to the comment left by Michael Barnes at 24/07/2021 - 00:13Thanks for that. You are correct, I recollect them doing that in the past. I always download the current version from the website being issuing it which is a...
Read More →Reply to comment left by MARY PRICE at 22/07/2021 - 12:42
Reply to the comment left by MARY PRICE at 22/07/2021 - 12:42Hi, thank you for clarifying this. I was going to call the NRLA myself for advice but often end up educating them and correcting the advice they give so...
Read More →Reply to comment left by Laura Delow at 22/07/2021 - 10:48
Reply to the comment left by Laura Delow at 22/07/2021 - 10:48How can they update the Dec 2020 version but not change the date on it. That makes no sense. But hay ho, that's the Government for you ... when...
Read More →22nd July 2021, 5 years ago
Slightly confused. Why is there now two version on the government website, Dec 2020 and the July 2021 Easy Read. Which is the two are we meant to serve or do we have to give both of them? https://www.gov.uk/government/publications/how-to-rent
Read More →22nd May 2021, 5 years ago
Reply to the comment left by Dylan Morris at 22/05/2021 - 08:30You have clearly misinterpreted what I said or chosen for whatever reason to infer the wrong conclusion. I have been a landlord now nearly 20yrs with a substantial portfolio...
Read More →22nd May 2021, 5 years ago
I don't think it is fair to judge somebody based on their age or circumstances like 'What if the partner leaves her' not do I thin that is legal in today's society. As pointed out above by others her LHA...
Read More →Reply to comment left by Ian Narbeth at 20/05/2021 - 09:50
Reply to the comment left by Ian Narbeth at 20/05/2021 - 09:50I agree with Ian. Be firm and to the point not apologetic. Fulfil your legal obligations as a Landlord and refuse the improvements unless of course you want to...
Read More →Showing 20 of 137 comments