Buy to Let may come under more scrutiny post MMR
Author: Neil Patterson
5th March 2014, 12 years ago | 21
Neil Patterson
Mark Carney – Top End London Housing boom cannot be controlled by Bank of England
Author: Neil Patterson
17th February 2014, 12 years ago | 8
Bank of England quarterly inflation report summary
Author: Neil Patterson
14th February 2014, 12 years ago | 8
Leek United Building Society Buy to Let with no upper age limit
Author: Neil Patterson
30th January 2014, 13 years ago | 14
Good News – GDP has grown by 1.9% in 2013
Author: Neil Patterson
28th January 2014, 13 years ago | 10
85% LTV at 110% interest cover Buy to Let – InterBay Commercial
Author: Neil Patterson
23rd January 2014, 13 years ago | 16
Shawbrook now offer “Heavy Refurb” product
Author: Neil Patterson
21st January 2014, 13 years ago | 4
Consumer Price Index finally hits Bank of England 2% inflation target
Author: Neil Patterson
14th January 2014, 13 years ago | 17
My views on consultancy with Mark Alexander
Author: Neil Patterson
19th December 2013, 13 years ago | 0
A New Years resolution to save money on your property management
Author: Neil Patterson
12th December 2013, 13 years ago | 0
Accidental landlords advised to consider selling BEFORE April 2014
Author: Neil Patterson
11th December 2013, 13 years ago | 28
Autumn Statement 2013 and the housing market
Author: Neil Patterson
5th December 2013, 13 years ago | 11
Kent Reliance Buy to Let no minimum income and 85%!
Author: Neil Patterson
4th December 2013, 13 years ago | 7
Funding for Lending Scheme withdrawn for household market
Author: Neil Patterson
29th November 2013, 13 years ago | 15
Principality Buy to Let – new range starts with a 1.99% rate!
Author: Neil Patterson
18th November 2013, 13 years ago | 11
Bank of England Inflation report and what it means for Interest Rates
Author: Neil Patterson
15th November 2013, 13 years ago | 10
Shawbrook Bank – Definitely not for “brand new customers only”
Author: Neil Patterson
13th November 2013, 13 years ago | 1
CPI Inflation down – releasing more presure on Bank Base Rate
Author: Neil Patterson
12th November 2013, 13 years ago | 9
Consent to Let – Should I tell my residential lender I am now letting the property?
Author: Neil Patterson
6th November 2013, 13 years ago | 0
Buy to Let Mortgage products and market update – essential reading
Author: Neil Patterson
29th October 2013, 13 years ago | 17
GDP grows 0.8% but still 2.5% below 2008 peak
Author: Neil Patterson
25th October 2013, 13 years ago | 0
Neil Patterson
Registered with Property118.com
7th February 2011
Total Posts
286
Total Comments
3,462
Bio
Property118 Ltd MD
30th July 2026, 3 days ago
Please see >> https://www.property118.com/evicting-tenants/ Under the current rules, Section 21 is no longer available. The usual route would be a Section 8 notice relying primarily on Ground 12—breach of the tenancy agreement—which currently requires two weeks’ notice but remains discretionary,...
Read More →Reply to comment left by Dylan Morris at 29/07/2026 - 11:05
Reply to the comment left by Dylan Morris at 29/07/2026 - 11:05A mortgage early-repayment charge can normally qualify as a finance cost, provided the mortgage related wholly to the rental business. However, an individual residential landlord cannot deduct it directly...
Read More →29th July 2026, 4 days ago
Response from Handelbanken upon a reader questioning the statistics: "Thanks for raising this. We have now checked the underlying responses, and your interpretation is correct. Across all 200 respondents, the median reported cost was £5,000 and the mean was £31,411.20....
Read More →28th July 2026, 5 days ago
The Renters’ Rights Act does not give students a separate right to demand keys. The crucial issue is the tenancy start date. If the tenancy starts in July and rent is payable from then, the tenant would normally be entitled...
Read More →21st July 2026, 2 weeks ago
Sam raises a valid point, but housing associations do have a limited statutory exemption. Section 84(7)(a) of the Enterprise and Regulatory Reform Act 2013 excludes property-management work carried out by a social landlord from the redress scheme regime. However, this...
Read More →7th July 2026, 4 weeks ago
Insulate everything. No hang on it's too hot. But wait we will fine you for using Aircon! Clown!
Read More →25th June 2026, 1 month ago
Hi Paul, I agree and hence re-editing recently :)
Read More →2nd June 2026, 2 months ago
For Question 4.2, "The tenancy started on...", landlords would normally enter the date the tenancy originally began, assuming the same tenants have remained in occupation throughout. A replacement tenancy agreement does not usually create a completely new tenancy history for...
Read More →27th April 2026, 3 months ago
Hi Steve, We believe it is Large print, easy read and braille versions.
Read More →9th April 2026, 4 months ago
Hi Phoebe, Many conversions used private inspectors like: NHBC LABC Warranty Premier Guarantee Even if you only had a warranty, they may hold: Final certificates Structural sign-off Inspection reports Indemnity insurance from your solicitor may be an option but might...
Read More →Reply to comment left by Jan Hall at 23/01/2026 - 09:54
Reply to the comment left by Jan Hall at 23/01/2026 - 09:54“You can’t give yourself a lease because you’re the freeholder” .A freeholder can and routinely does grant leases to themselves. It happens every day in: Share-of-freehold blocks Estate restructures...
Read More →23rd January 2026, 6 months ago
It is best to sell the freehold via a company owned by the flat owners, with proper leases. That’s the mortgageable, lender-friendly, solicitor-proof route. Two flats sharing a freehold without structure creates real risks: No legal mechanism to force cooperation...
Read More →22nd January 2026, 6 months ago
The deposit scheme’s decision only determines how the deposit is allocated, not the tenant’s total liability. The scheme is not a court and its decision does not prevent you pursuing the balance separately. You can claim: Professional cleaning (if property...
Read More →21st January 2026, 6 months ago
Hi Rita, This is the Renter's Main Residence and not yours. Therefore, they are tenant,s not Lodgers. You will need an AST, which I am assuming you have not? You will find it hard to evict them, even before the...
Read More →Reply to comment left by Neville Petit at 15/12/2025 - 20:03
Reply to the comment left by No pain no gain at 15/12/2025 - 20:03Dear Member, Thank you for your support. I can see you submitted your enquiry on Saturday morning. I am sure one of the team at Landlord Sales...
Read More →11th December 2025, 8 months ago
Deposit was taken before April 2007 (when schemes started). However, the Housing Act 2004 rules were changed in 2012 (Localism Act) so that: Any tenancy deposit still being held on or after 6 April 2012 had to be protected, even...
Read More →11th December 2025, 8 months ago
For context, the maximum court-imposed fine for speeding in a 30 mph zone is capped at £1,000, even in extreme cases where a driver is recorded at more than 100 mph. Magistrates can add a driving ban and other penalties,...
Read More →Reply to comment left by Dylan Morris at 08/12/2025 - 11:19
Reply to the comment left by Dylan Morris at 08/12/2025 - 11:19Correct, it should have said proposed rules and now changed, thank you :)
Read More →21st November 2025, 8 months ago
Unfortunately, I am sure the agents will cite GDPR for being unable to confirm.
Read More →20th November 2025, 9 months ago
Government response below A Ministry of Housing, Communities and Local Government spokesperson told Property118: “The Renters’ Rights Act will allow a court to award possession if the landlord has stored a tenancy deposit in a government-approved scheme (and complied with...
Read More →Showing 20 of 3,462 comments