Neil Patterson
Housing Bubble fears – genuine or an overreaction?
Author: Neil Patterson
17th September 2013, 13 years ago | 22
Aldermore offer Buy to Let for customers with light adverse credit
Author: Neil Patterson
21st August 2013, 13 years ago | 0
Buy to Let mortgage products and criteria – market update
Author: Neil Patterson
20th August 2013, 13 years ago | 0
Our own Buy to Let Mortgage sourcing system and calculator
Author: Neil Patterson
19th August 2013, 13 years ago | 0
Precise Mortgages launch Bridge to Let product
Author: Neil Patterson
17th June 2013, 13 years ago | 0
property118
Leeds Building Society BuytoLet rates cut by up to 0.7%
Author: Neil Patterson
31st May 2013, 13 years ago | 2
Interest only or Repayment BuytoLet mortgages
Author: Neil Patterson
24th May 2013, 13 years ago | 20
Bank of England report good news for a change
Author: Neil Patterson
22nd May 2013, 13 years ago | 0
property118
Funding for Lending scheme changes allow BuytoLet investment
Author: Neil Patterson
29th April 2013, 13 years ago | 3
Holiday Lets purchased using commercial finance on the increase
Author: Neil Patterson
26th April 2013, 13 years ago | 1
Awaiting FSA second response to Bank of Ireland differential increase
Author: Neil Patterson
30th March 2013, 13 years ago | 9
Switch to a BuytoLet mortgage within six months of purchase
Author: Neil Patterson
26th March 2013, 13 years ago | 2
The 2013 Budget and how it affects Landlords and property Investors
Author: Neil Patterson
21st March 2013, 13 years ago | 0
BuytoLet Lender BM Solutions allows Student and Benefits tenants
Author: Neil Patterson
21st March 2013, 13 years ago | 5
Lending Criteria to Consider when Purchasing a Buy to Let Flat
Author: Neil Patterson
11th March 2013, 13 years ago | 2
property118
Development Finance Terms and Criteria update
Author: Neil Patterson
28th February 2013, 13 years ago | 0
Neil Patterson
Registered with Property118.com
7th February 2011
Total Posts
286
Total Comments
3,454
Bio
Property118 Ltd MD
27th April 2026, 2 days ago
Hi Steve, We believe it is Large print, easy read and braille versions.
Read More →9th April 2026, 3 weeks ago
Hi Phoebe, Many conversions used private inspectors like: NHBC LABC Warranty Premier Guarantee Even if you only had a warranty, they may hold: Final certificates Structural sign-off Inspection reports Indemnity insurance from your solicitor may be an option but might...
Read More →Reply to comment left by Jan Hall at 23/01/2026 - 09:54
Reply to the comment left by Jan Hall at 23/01/2026 - 09:54“You can’t give yourself a lease because you’re the freeholder” .A freeholder can and routinely does grant leases to themselves. It happens every day in: Share-of-freehold blocks Estate restructures...
Read More →23rd January 2026, 3 months ago
It is best to sell the freehold via a company owned by the flat owners, with proper leases. That’s the mortgageable, lender-friendly, solicitor-proof route. Two flats sharing a freehold without structure creates real risks: No legal mechanism to force cooperation...
Read More →22nd January 2026, 3 months ago
The deposit scheme’s decision only determines how the deposit is allocated, not the tenant’s total liability. The scheme is not a court and its decision does not prevent you pursuing the balance separately. You can claim: Professional cleaning (if property...
Read More →21st January 2026, 3 months ago
Hi Rita, This is the Renter's Main Residence and not yours. Therefore, they are tenant,s not Lodgers. You will need an AST, which I am assuming you have not? You will find it hard to evict them, even before the...
Read More →Reply to comment left by Neville Petit at 15/12/2025 - 20:03
Reply to the comment left by No pain no gain at 15/12/2025 - 20:03Dear Member, Thank you for your support. I can see you submitted your enquiry on Saturday morning. I am sure one of the team at Landlord Sales...
Read More →11th December 2025, 5 months ago
Deposit was taken before April 2007 (when schemes started). However, the Housing Act 2004 rules were changed in 2012 (Localism Act) so that: Any tenancy deposit still being held on or after 6 April 2012 had to be protected, even...
Read More →11th December 2025, 5 months ago
For context, the maximum court-imposed fine for speeding in a 30 mph zone is capped at £1,000, even in extreme cases where a driver is recorded at more than 100 mph. Magistrates can add a driving ban and other penalties,...
Read More →Reply to comment left by Dylan Morris at 08/12/2025 - 11:19
Reply to the comment left by Dylan Morris at 08/12/2025 - 11:19Correct, it should have said proposed rules and now changed, thank you :)
Read More →21st November 2025, 5 months ago
Unfortunately, I am sure the agents will cite GDPR for being unable to confirm.
Read More →20th November 2025, 5 months ago
Government response below A Ministry of Housing, Communities and Local Government spokesperson told Property118: “The Renters’ Rights Act will allow a court to award possession if the landlord has stored a tenancy deposit in a government-approved scheme (and complied with...
Read More →31st October 2025, 6 months ago
Under the Leasehold Reform Act 1967, a long leaseholder of a house has a statutory right to enfranchise (i.e., buy the freehold) if certain criteria are met — which you clearly do. The premium payable is governed by statutory formulae...
Read More →Reply to comment left by Martin Stevens at 30/10/2025 - 16:10
Oh and EPC E !!!
Read More →30th October 2025, 6 months ago
Should be a £40,000 fine for Rachel Reeves. No hiding behind the agent for this one!
Read More →23rd September 2025, 7 months ago
Mike was the best of us. Rest in Peace my Friend
Read More →11th September 2025, 8 months ago
This is an 8 year old article and correct at the time of press. Please feel free to update any changes in the comments section.
Read More →11th September 2025, 8 months ago
For CGT purposes, the acquisition cost of the property is the market value at the date of death. That means if the house was genuinely worth around £260k on the date of death, that’s the “base cost” you inherit for...
Read More →Reply to comment left by Paul Bond at 09/09/2025 - 10:31
Reply to the comment left by Paul Essex at 09/09/2025 - 10:31"Elsewhere during the debate, the government also approved its own amendment which would give landlords three months to evict tenants as long as possession notices are served before the...
Read More →29th August 2025, 8 months ago
Please see my note above. HMRC will come for their pound of flesh!
Read More →Showing 20 of 3,454 comments