I agree with what many have said above - these are genuine requests to understand your repayment method and there is no reason not to be honest with them if you have that information. Lenders are likely to be more...
Sell up. Buy one or two cheaper and higher yielding properties in the North East. Enjoy the surplus. Given that you can't take it with you, how much do you want to leave unspent when you die? Also, remember your...
Reply to the comment left by David Price at 11/04/2019 - 12:37That was what the Treasury said but of course they included all landlords, mortgaged or not. And mortgage free landlords were entirely unaffected.
An clear and sensible set of demands. Only one "but"... "Man landed on the moon in 1969! It is not beyond the wit of man to dream up an acceptable mechanism for resolving the problem of Domestic Abuse!" Landing on...
Reply to the comment left by Paul Thomas at 16/03/2019 - 12:23If you are choosing to live in a house share with specific people, of course you cannot expect locks on doors. But if you are moving into an HMO...
In my experience electric showers tend to be inferior pressure to mixer taps, so it must be a pretty inferior dribble coming out of yours. I would look on it as an investment. 20 years back when I was renting...
"I do believe there should be a Register of MPs who own BTL houses" The full list of MPs that own BTL is below. https://www.channel4.com/news/factcheck/almost-one-in-five-mps-are-landlords
"The icing on the cake is that Fortis forgot to say that the price of the compulsory furniture pack did not include VAT. That was missing from all the paperwork and despite being the developers’ error their solicitors would not...
"Surely a patch of mould, spindle missing from stairs, loose stair carpet etc isn’t a House Unfit for Human Habitation!" I would have thought that a loose stair carpet is potentially lethal so would need repairing immediately.
Could you be a bit more specific in the laws the clauses that would make an AST invalid in this circumstance? We should take a presumption that one would be valid, but if you have identified evidence to the contrary,...
Reply to the comment left by Mark Alexander at 20/12/2018 - 19:56You're right - I was doing full impact rather than the partial one for this year. Lucky I haven't done my tax return yet! But I did take into...
As Neil states this is not meaningful outside your other income (I doubt you survive on an annual income of only £8000 net) and ensuring that you have the deductibles correct. But if your other income puts your income over...
Reply to the comment left by Mark Shine at 19/12/2018 - 22:35Thinking back, I have received advice on a loft conversion from the inspector on the stairway, but it was spoken rather than written (need x space at foot of...
Reply to the comment left by Anne Nixon at 17/12/2018 - 15:39Anne, with regards your comment: " I emailed the LHA asking what measures I needed to take in order to be compliant. After getting no reply from them I...
The Tories have victimised the landlord community for several years, seeing us as a cow to be milked at every opportunity. But I doubt Labour sees us as a supplier of housing to often those most in need. In fact,...
Reply to the comment left by Gwen Davies at 12/12/2018 - 17:44Hello Gwen I'm very sorry to hear of your negative equity. Hopefully you've been saving up over the years to pay down the loan. But with regards your point:...
Such charges inevitably put off tenants who would rather go elsewhere. That means that if you use an agency to get the widest pool of potential tenants and at the best price, if they are imposing these types of charges...
The status of the conversion should have been picked up during conveyancing. If the conversion is an old one (20 years plus), and structurally sound it can be accepted by the council as a recognised as a habital space.
Reply to the comment left by Mark Shine at 25/11/2018 - 19:49I am sure that Larry will be more than a match for a few keyboard warriors who do not understand basic economics or life in general.
14th May 2020, 6 years ago
I agree with what many have said above - these are genuine requests to understand your repayment method and there is no reason not to be honest with them if you have that information. Lenders are likely to be more...
Read More →Reply to comment left by colleen campbell at 12/08/2019 - 21:20
Would he really want to alert the council at this stage?
Read More →13th August 2019, 7 years ago
Sell up. Buy one or two cheaper and higher yielding properties in the North East. Enjoy the surplus. Given that you can't take it with you, how much do you want to leave unspent when you die? Also, remember your...
Read More →Reply to comment left by David Price at 11/04/2019 - 12:37
Reply to the comment left by David Price at 11/04/2019 - 12:37That was what the Treasury said but of course they included all landlords, mortgaged or not. And mortgage free landlords were entirely unaffected.
Read More →5th April 2019, 7 years ago
An clear and sensible set of demands. Only one "but"... "Man landed on the moon in 1969! It is not beyond the wit of man to dream up an acceptable mechanism for resolving the problem of Domestic Abuse!" Landing on...
Read More →Reply to comment left by Paul Thomas at 16/03/2019 - 12:23
Reply to the comment left by Paul Thomas at 16/03/2019 - 12:23If you are choosing to live in a house share with specific people, of course you cannot expect locks on doors. But if you are moving into an HMO...
Read More →5th February 2019, 7 years ago
In my experience electric showers tend to be inferior pressure to mixer taps, so it must be a pretty inferior dribble coming out of yours. I would look on it as an investment. 20 years back when I was renting...
Read More →15th January 2019, 7 years ago
"I do believe there should be a Register of MPs who own BTL houses" The full list of MPs that own BTL is below. https://www.channel4.com/news/factcheck/almost-one-in-five-mps-are-landlords
Read More →12th January 2019, 7 years ago
"The icing on the cake is that Fortis forgot to say that the price of the compulsory furniture pack did not include VAT. That was missing from all the paperwork and despite being the developers’ error their solicitors would not...
Read More →1st January 2019, 7 years ago
"Surely a patch of mould, spindle missing from stairs, loose stair carpet etc isn’t a House Unfit for Human Habitation!" I would have thought that a loose stair carpet is potentially lethal so would need repairing immediately.
Read More →Reply to comment left by Juga Singh at 24/12/2018 - 13:56
Could you be a bit more specific in the laws the clauses that would make an AST invalid in this circumstance? We should take a presumption that one would be valid, but if you have identified evidence to the contrary,...
Read More →Reply to comment left by Mark Alexander at 20/12/2018 - 19:56
Reply to the comment left by Mark Alexander at 20/12/2018 - 19:56You're right - I was doing full impact rather than the partial one for this year. Lucky I haven't done my tax return yet! But I did take into...
Read More →20th December 2018, 7 years ago
As Neil states this is not meaningful outside your other income (I doubt you survive on an annual income of only £8000 net) and ensuring that you have the deductibles correct. But if your other income puts your income over...
Read More →Reply to comment left by Mark Shine at 19/12/2018 - 22:35
Reply to the comment left by Mark Shine at 19/12/2018 - 22:35Thinking back, I have received advice on a loft conversion from the inspector on the stairway, but it was spoken rather than written (need x space at foot of...
Read More →Reply to comment left by Anne Nixon at 17/12/2018 - 15:39
Reply to the comment left by Anne Nixon at 17/12/2018 - 15:39Anne, with regards your comment: " I emailed the LHA asking what measures I needed to take in order to be compliant. After getting no reply from them I...
Read More →15th December 2018, 7 years ago
The Tories have victimised the landlord community for several years, seeing us as a cow to be milked at every opportunity. But I doubt Labour sees us as a supplier of housing to often those most in need. In fact,...
Read More →Reply to comment left by Gwen Davies at 12/12/2018 - 17:44
Reply to the comment left by Gwen Davies at 12/12/2018 - 17:44Hello Gwen I'm very sorry to hear of your negative equity. Hopefully you've been saving up over the years to pay down the loan. But with regards your point:...
Read More →6th December 2018, 7 years ago
Such charges inevitably put off tenants who would rather go elsewhere. That means that if you use an agency to get the widest pool of potential tenants and at the best price, if they are imposing these types of charges...
Read More →3rd December 2018, 7 years ago
The status of the conversion should have been picked up during conveyancing. If the conversion is an old one (20 years plus), and structurally sound it can be accepted by the council as a recognised as a habital space.
Read More →Reply to comment left by Mark Shine at 25/11/2018 - 19:49
Reply to the comment left by Mark Shine at 25/11/2018 - 19:49I am sure that Larry will be more than a match for a few keyboard warriors who do not understand basic economics or life in general.
Read More →Showing 20 of 344 comments