A question about insurance?

landlord insuarnce question empty house property118.com

by Readers Question

10:04 AM, 27th October 2022, 3 years ago 3

Categories:

Landlord News Landlords Questions

Hello. Is it usual for insurance for an empty property (which is up for sale) to only provide cover for subsidence? No cover for malicious damage or escape of water.

I’ve been quoted over £600 for one tenanted and one empty property.

Seems a bit excessive?

Thanks for any advice.

Ann

Share This Article

Comments

Mark Rogers

Member Since July 2022 - Comments: 1

10:21 AM, 27th October 2022, About 3 years ago

Hi Ann,
Empty properties often exclude burst pipes, theft and malicious damage.
Cover will continue for fire, explosion. storm, impact, flood etc however there is usually a condition for regular inspections that are documented.
Never will cover be restricted to subs only
Mark

Report Comment Reply
Laura Delow

Member Since April 2021 - Comments: 120

10:30 AM, 27th October 2022, About 3 years ago

Ask an industry leading provider like Total Landlord Insurance or such like.

1 Report Comment Reply
Annie Landlord

Member Since April 2014 - Comments: 460 - Articles: 1

12:02 PM, 27th October 2022, About 3 years ago

Reply to the comment left by Mark Rogers at 27/10/2022 – 10:21
Thanks. Yes there is a requirement for inspections every 30 days. that isn’t a problem

Report Comment Reply

Have Your Say

Every day, landlords who want to influence policy and share real-world experience add their voice here. Your perspective helps keep the debate balanced.

Not a member yet? Join In Seconds