A question about insurance?

A question about insurance?

10:04 AM, 27th October 2022, About A year ago 3

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Hello. Is it usual for insurance for an empty property (which is up for sale) to only provide cover for subsidence? No cover for malicious damage or escape of water.

I’ve been quoted over £600 for one tenanted and one empty property.

Seems a bit excessive?

Thanks for any advice.

Ann


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Mark Rogers

10:21 AM, 27th October 2022, About A year ago

Hi Ann,
Empty properties often exclude burst pipes, theft and malicious damage.
Cover will continue for fire, explosion. storm, impact, flood etc however there is usually a condition for regular inspections that are documented.
Never will cover be restricted to subs only
Mark

Laura Delow

10:30 AM, 27th October 2022, About A year ago

Ask an industry leading provider like Total Landlord Insurance or such like.

Annie Landlord

12:02 PM, 27th October 2022, About A year ago

Reply to the comment left by Mark Rogers at 27/10/2022 - 10:21
Thanks. Yes there is a requirement for inspections every 30 days. that isn't a problem

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