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Tag: Stress Testing

The Impact of Stress Testing on Landlords’ Borrowing Power

The Impact of Stress Testing on Landlords’ Borrowing Power

Stress testing has become one of the biggest hurdles for landlords seeking finance. Even when rental income is strong, lenders apply...
8:00 AM, 12th November 2025, About 20 hours ago|0
How Bank of England Base Rate Changes Affect Buy-To-Let Mortgages

How Bank of England Base Rate Changes Affect Buy-To-Let M...

Every time the Bank of England announces a change to the base rate, landlords sit up and take notice. The base rate sets the tone for...
0:01 AM, 3rd November 2025|0
How Rising Interest Rates Have Changed the Commercial Lending Market

How Rising Interest Rates Have Changed the Commercial Len...

Rising interest rates have transformed the lending landscape for landlords. Deals that looked affordable three years ago may now be...
8:01 AM, 29th October 2025|0
What Landlords Need to Know About Buy-To-Let Affordability Tests in 2025

What Landlords Need to Know About Buy-To-Let Affordabilit...

Buy-to-let landlords are facing a very different mortgage market in 2025 compared to even a few years ago. While demand for rental...
8:01 AM, 1st September 2025|0
Shawbrook Bank – Definitely not for “brand new customers only”

Shawbrook Bank – Definitely not for “brand ne...

Shawbrook Bank are now offering a 0.25% discount on the margin or a 0.25% discount in the arrangement fee for clients who have already...
15:23 PM, 13th November 2013|1
Buy to Let mortgage products and criteria – market update

Buy to Let mortgage products and criteria – market ...

After updating and writing the article on our Buy to Let mortgage sourcing system and calculator I thought I would give readers an...
13:19 PM, 20th August 2013|0
Our own Buy to Let Mortgage sourcing system and calculator

Our own Buy to Let Mortgage sourcing system and calculator

I have just finished updating all the products on our own in house Buy to Let Mortgage sourcing system and calculator. This takes quite...
13:38 PM, 19th August 2013|0
Leeds Building Society BuytoLet rates cut by up to 0.7%

Leeds Building Society BuytoLet rates cut by up to 0.7%

13:26 PM, 31st May 2013|2
Holiday Lets purchased using commercial finance on the increase

Holiday Lets purchased using commercial finance on the in...

10:25 AM, 26th April 2013|1
Shawbrook Bank slash arrangement fees and rates

Shawbrook Bank slash arrangement fees and rates

12:35 PM, 29th January 2013|2
FSA Mortgage Market Review and the PRS

FSA Mortgage Market Review and the PRS

12:26 PM, 25th October 2012|0
Godiva BuytoLet save £2499 on the same rate!

Godiva BuytoLet save £2499 on the same rate!

14:13 PM, 12th September 2012|2
Development Finance void being filled by new lenders

Development Finance void being filled by new lenders

11:12 AM, 2nd August 2012|0
Principality will consider Holiday Homes on BuyToLet

Principality will consider Holiday Homes on BuyToLet

11:26 AM, 20th July 2012|0
Godiva launch new 75% buy to let product range

Godiva launch new 75% buy to let product range

11:12 AM, 13th July 2012|0
How to combat Commercial and development loan rate increases

How to combat Commercial and development loan rate increases

13:01 PM, 27th June 2012|0
My first intentional property investment part 5

My first intentional property investment part 5

16:23 PM, 26th June 2012|4
Development Finance is still supported in the current market

Development Finance is still supported in the current market

14:32 PM, 6th June 2012|0
How to calculate the amount you can borrow on a buy to let mortgage

How to calculate the amount you can borrow on a buy to le...

12:07 PM, 16th May 2012|6
A simple guide on how to calculate maximum loan based on lenders criteria.

A simple guide on how to calculate maximum loan based on ...

12:26 PM, 12th November 2010|0
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