Tag: Stress Testing
The Impact of Stress Testing on Landlords’ Borrowing Power
Stress testing has become one of the biggest hurdles for landlords seeking finance. Even when rental income is strong, lenders apply...
How Bank of England Base Rate Changes Affect Buy-To-Let M...
Every time the Bank of England announces a change to the base rate, landlords sit up and take notice. The base rate sets the tone for...
How Rising Interest Rates Have Changed the Commercial Len...
Rising interest rates have transformed the lending landscape for landlords. Deals that looked affordable three years ago may now be...
What Landlords Need to Know About Buy-To-Let Affordabilit...
Buy-to-let landlords are facing a very different mortgage market in 2025 compared to even a few years ago. While demand for rental...
Shawbrook Bank – Definitely not for “brand ne...
Shawbrook Bank are now offering a 0.25% discount on the margin or a 0.25% discount in the arrangement fee for clients who have already...
Buy to Let mortgage products and criteria – market ...
After updating and writing the article on our Buy to Let mortgage sourcing system and calculator I thought I would give readers an...
Our own Buy to Let Mortgage sourcing system and calculator
I have just finished updating all the products on our own in house Buy to Let Mortgage sourcing system and calculator. This takes quite...