Mortgage rates Archives

Falling UK house prices and mortgage uncertainty illustrated with homes and for sale signs dropping from the sky

House prices fall again in April – Halifax

Author: Property118.com Landlord News Team

8th May 2026, 6 days ago | 0

House prices dipped for a second month in April, with Halifax putting the average home’s price tag at £299,313. That’s...

UK house prices rising 3% as Nationwide reports renewed market momentum

UK house price growth rises to 3% – Nationwide

Author: Property118.com Landlord News Team

5th May 2026, 1 week ago | 1

Annual UK house prices rose by 3%, up from 2.2% in March, while prices increased by 0.4% month on month...

Model house with British pound notes representing rising UK rent and mortgage costs

Landlords squeezed by rising costs as they exit the market

Author: Property118.com Landlord News Team

10th April 2026, 1 month ago | 1

A property expert has warned that new landlords are not entering the market due to rising borrowing costs. Nick Neale,...

Landlord hands over buy-to-let property keys beside a model house during a rental transaction

Autumn Budget dents landlord confidence but buy to let activity continues

Author: Property118.com Landlord News Team

23rd January 2026, 4 months ago | 0

Four in 10 landlords say they feel negative about the outlook for their buy to let businesses following the Autumn...

Low mortgage rates graphic with upward arrow above a small house, representing improving affordability

Lower mortgage rates to boost housing market

Author: Property118.com Landlord News Team

14th January 2026, 4 months ago | 1

Lower mortgage rates could support house price growth this year, according to new research. Data from Moneyfactscompare.co.uk suggests the mortgage...

Award ribbon on a wooden house with a sold sign highlighting first-time buyer market trends.

Rising rents contrast with better affordability for first-time buyers

Author: Property118.com Landlord News Team

3rd December 2025, 5 months ago | 1

First-time buyer affordability has improved over the last year, but rent costs continue to rise, according to a new report....

BTL Mortgage Blog featured image showing a house, key, calculator, percentage sign and pound coins on a teal background.

Green Buy-To-Let Mortgages: What EPC Rules Mean for Your Financing

Author: Mark Alexander

10th November 2025, 6 months ago | 0

Energy efficiency has moved from being a “nice to have” to a core requirement in the buy-to-let sector. With government...

Model house beside stacked coins and rising red arrow symbolizing UK house price growth.

House prices rise slightly as market shows resilience – Nationwide

Author: Property118.com Landlord News Team

3rd November 2025, 6 months ago | 0

House prices edged slightly higher in October as the property market continued to display resilience despite wider economic pressures. Nationwide’s...

Final notice letter symbolizing rising buy-to-let repossessions despite falling arrears

BTL mortgage arrears drop but landlord possessions edge higher

Author: Property118.com Landlord News Team

23rd October 2025, 7 months ago | 0

Arrears in the buy to let sector have dipped, but repossessions are on the rise, according to the latest figures...

Model house on a leaning stack of documents with a red pause button symbolising a slowdown in buy-to-let lending.

Buy to let mortgage lending plunges as landlords pause investment

Author: Property118.com Landlord News Team

22nd October 2025, 7 months ago | 0

Buy to let lending has taken a sharp fall, with Bank of England figures showing a 12.5% drop in loans...

Model house on stacked coins with “First Time Buyer” label, showing falling affordability for new homeowners

First-time buyer market shrinks as affordability pressures bite

Author: Property118.com Landlord News Team

17th October 2025, 7 months ago | 0

The share of first-time buyers purchasing homes in England and Wales has dropped sharply this year, as rising living costs...

UK house prices rose in July – Halifax

Author: Property118.com Landlord News Team

8th August 2025, 9 months ago | 0

The UK’s property values edged up in July, marking the biggest monthly increase this year, Halifax reveals. It says that...

Magnifying glass highlighting a house icon with downward arrows symbolizing a fall in property market activity

Property market sees a slump in buyer searches

Author: Property118.com Landlord News Team

28th July 2025, 10 months ago | 1

The housing market has experienced a big summer slowdown, with property searches plummeting by 17.89% between 21 June and 21...

Rising UK housing costs with increased rent and mortgage spending.

Rent and mortgage spending growth slows – Barclays

Author: Property118.com Landlord News Team

8th July 2025, 10 months ago | 0

Growth in UK rent and mortgage expenditure slowed for the fourth consecutive month, rising by 4.3% in June compared to...

Person knocking down a wall with a sledgehammer and loan paperwork

Property investors use refurbishment finance to offset rising costs

Author: Property118.com Landlord News Team

4th July 2025, 10 months ago | 1

Property investors in the UK are increasingly relying on refurbishment finance to fund renovation projects swiftly and counteract escalating expenses,...

Person calculating mortgage costs with house model on desk.

Portfolio landlords face £23,000 mortgage cost surge without refinancing

Author: Property118.com Landlord News Team

26th June 2025, 11 months ago | 0

Portfolio landlords in the UK could see their mortgage costs soar by more than £23,000 over two years if they...

The Bank of England, London, and a Union jack flag

Bank of England keeps interest rates at 4.25% amid persistent inflation

Author: Property118.com Landlord News Team

19th June 2025, 11 months ago | 0

The Bank of England has decided to keep interest rates at 4.25% in a move anticipated by financial experts due...

Rental market cools as first-time buyer numbers surge

Author: Property118.com Landlord News Team

16th June 2025, 11 months ago | 2

The private rented sector is experiencing a slowdown, with tenant registrations plummeting 17% in May compared to 2024, research reveals....

Multiple red dice showing percentage signs coming out of a mobile phone with the text NEW and a image of a red house

BTL lenders cut rates and expand landlord access

Author: Property118.com Landlord News Team

12th June 2025, 11 months ago | 1

Several leading buy to let lenders have announced updates to their mortgage offerings, aiming to enhance affordability and accessibility for...

Rent rises drop to a four-low as PRS cools – Zoopla

Author: Property118.com Landlord News Team

11th June 2025, 11 months ago | 2

The surge in UK rent prices has lost momentum, with annual growth dropping to 2.8% in April, the slowest pace...

Tag: Mortgage rates