Tag: Malicious Damage
Illegal Activity by Tenants – Are You Covered?
One of the worst-case scenarios for landlords is discovering that tenants have used a rental property for illegal activity. Cannabis...
Holiday Lets and Airbnb – What’s Covered and What’s Not
Short-let properties are not the same as standard buy-to-lets from an insurer’s point of view. Higher guest turnover, longer unoccupied...
Student Let Landlord Insurance – What You Need to Know
Letting to students can be highly profitable, but it comes with a unique set of risks. Higher tenant turnover, seasonal voids, and...
HMOs – Do You Need Different Insurance?
Houses in Multiple Occupation (HMOs) carry different risks from standard single-lets. Multiple unrelated tenants, higher footfall,
Malicious damage by ex-tenants?
Mark Alexander’s recent article about malicious damage made interesting reading, but leaves out one scenario which I`m sure would...
Malicious vs Accidental Damage in Landlord Insurance
One of the most misunderstood areas of landlord insurance is the difference between malicious damage and accidental damage. Landlords...
The Most Common Landlord Insurance Claims in the UK
Insurance is about protecting against the unexpected, but in practice, landlord claims tend to fall into a handful of categories.
