Tag: Malicious Damage

Illegal Activity by Tenants – Are You Covered?

Author: Mark Alexander

23rd December 2025, 4 months ago | 2

One of the worst-case scenarios for landlords is discovering that tenants have used a rental property for illegal activity. Cannabis...

Holiday Lets and Airbnb – What’s Covered and What’s Not

Author: Mark Alexander

18th November 2025, 5 months ago | 0

Short-let properties are not the same as standard buy-to-lets from an insurer’s point of view. Higher guest turnover, longer unoccupied...

Student Let Landlord Insurance – What You Need to Know

Author: Mark Alexander

4th November 2025, 6 months ago | 0

Letting to students can be highly profitable, but it comes with a unique set of risks. Higher tenant turnover, seasonal...

HMOs – Do You Need Different Insurance?

Author: Mark Alexander

28th October 2025, 6 months ago | 0

Houses in Multiple Occupation (HMOs) carry different risks from standard single-lets. Multiple unrelated tenants, higher footfall, more complex fire safety...

Malicious damage by ex-tenants?

Author: Readers Question

28th October 2025, 6 months ago | 0

Mark Alexander’s recent article about malicious damage made interesting reading, but leaves out one scenario which I`m sure would be...

Malicious vs Accidental Damage in Landlord Insurance

Author: Mark Alexander

21st October 2025, 6 months ago | 0

One of the most misunderstood areas of landlord insurance is the difference between malicious damage and accidental damage. Landlords often...

The Most Common Landlord Insurance Claims in the UK

Author: Mark Alexander

30th September 2025, 7 months ago | 0

Insurance is about protecting against the unexpected, but in practice, landlord claims tend to fall into a handful of categories....

What Landlord Insurance Actually Covers (and What It Doesn’t)

Author: Mark Alexander

2nd September 2025, 8 months ago | 0

Landlord insurance is essential, yet many property investors are unsure what it really covers. Some assume a standard home policy...

Malicious damage – not insured?

Author: Property118.com Landlord News Team

27th January 2023, 3 years ago | 7

Hello, I recently had a tenant who stopped paying rent and we did eventually manage to get her to leave...

Boiler Theft – Copper and Carpets Too!

Author: Readers Question

23rd October 2013, 13 years ago | 13

I had a call about one of my properties in the Middlesbrough area that has gone downhill quite a way...

Dilemma – insurance claim required but no consent to let

Author: Readers Question

20th September 2013, 13 years ago | 20

I have been reckless in not informing my mortgage lender that I’m renting my property out, however my most recent...

Tenant Referencing Using Common Sense

Author: Mark Alexander

22nd August 2013, 13 years ago | 23

Common sense tenant referencing was pretty much the only option available when I first became a landlord and started letting property...

Landlords Insurance – don’t get penalised if you are a good risk

Author: Property118.com Landlord News Team

12th July 2013, 13 years ago | 1

Why is landlords insurance for Working/Professional HMO’s, Student lets and tenants claiming benefits so much more expensive? In a word...

Landlords Insurance for HMO’s, Student lets and tenants claiming benefits

Author: Mark Alexander

27th June 2013, 13 years ago | 0

Why is landlords insurance for a mixed portfolio that includes working tenant HMO’s, Student lets and tenants claiming benefits so...

property118

Malicious Damage Caused by Tenants

Author: Mark Alexander

10th February 2013, 13 years ago | 0

A lady who prefers to remain anonymous has written in to explain that she has experienced malicious damage caused by...

property118

Live-in Landlords Survey Results

Author: Property118.com Landlord News Team

12th December 2012, 13 years ago | 6

The number of homeowners taking in lodgers (“live-in landlords”) has risen for the seventh consecutive year and rose by more than a...

How to avoid cannabis factories

Author: Glenn Ackroyd

27th November 2012, 13 years ago | 9

As promised, following my last article, I wanted to give you some tips on how to avoid cannabis factories. A...

property118

WARNING – Your landlords insurance may be invalid

Author: Glenn Ackroyd

1st November 2012, 13 years ago | 5

I wanted to share with you a recent ‘near miss’ with one of our landlord’s. We had taken on a...

My Landlords Insurance is up for renewal again

Author: Mark Alexander

15th August 2012, 14 years ago | 8

As I sifted through the post this morning I thought to myself ‘how time flies‘ – my landlords insurance is...

property118

Managing LHA tenancies

Author: John Paul

26th March 2012, 14 years ago | 0

LHA Top Tips for landlords. Article 6 in a series of 8 Stay in contact to build a positive relationship....