Tag: LTV

Buying a BTL with a residential mortgage

Author: Readers Question

13th September 2013, 13 years ago | 3

I am 24 years old and have owned my own home for a little over a year now. This house...

The practicalities of a deeds of trust and using a Ltd company in England

Author: Readers Question

27th August 2013, 13 years ago | 13

I am a higher rate tax payer and I want to expand my property portfolio further. I want to shelter...

Aldermore offer Buy to Let for customers with light adverse credit

Author: Neil Patterson

21st August 2013, 13 years ago | 0

Since the credit crunch it has been extremely difficult for anyone without a perfect credit history to obtain a Buy to...

Buy to Let mortgage products and criteria – market update

Author: Neil Patterson

20th August 2013, 13 years ago | 0

After updating and writing the article on our Buy to Let mortgage sourcing system and calculator I thought I would...

Our own Buy to Let Mortgage sourcing system and calculator

Author: Neil Patterson

19th August 2013, 13 years ago | 0

I have just finished updating all the products on our own in house Buy to Let Mortgage sourcing system and...

Light Refurb alternative – Bridge to Let

Author: Property118.com Landlord News Team

6th August 2013, 13 years ago | 0

The Mortgage Works have withdrawn their popular and industry leading Light Refurb product, which allowed a property to be financed...

Are freehold ground rents a good investment?

Author: Readers Question

31st July 2013, 13 years ago | 43

I have just started investing in property. Living overseas, I have been unable to get a U.K. mortgage so I...

12.5% return on cash invested on a newly refurbished Manchester based development

Author: Mark Alexander

31st July 2013, 13 years ago | 0

Last week I was presented with a Manchester based buy-to let investment opportunity which looks particularly attractive. The gross yield...

Age discrimination from buy to let mortgage lenders?

Author: Readers Question

26th July 2013, 13 years ago | 11

Last year I was in the process of identifying a good interest only re-mortgage – nothing out of the ordinary...

Buy to Let Mortgages on Low Value Properties

Author: Howard

26th July 2013, 13 years ago | 20

I have always found one particular lender on our panel hard to consider as they’ve always represented (in my mind)...

BuytoLet Remortgage rates best since the credit crunch

Author: Property118.com Landlord News Team

19th July 2013, 13 years ago | 2

The prevailing mood in the BuytoLet remortgage world over the past three or four years has been “Rates are high;...

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Rightmove doubles 2013 forecast for house prices

Author: Property118.com Landlord News Team

15th July 2013, 13 years ago | 0

Rightmove doubles 2013 forecast for house prices as it reports ‘aggregation of marginal gains’ fueling a predicted 4.8% annual growth....

Newbie landlord in Birmingham seeks guidance

Author: Readers Question

28th June 2013, 13 years ago | 6

After getting married and settling down I have decided that property is the way forwards to make best use of...

The Mortgage Works reduce BuytoLet rates

Author: Neil Patterson

21st June 2013, 13 years ago | 0

It was announced in the press that The Mortgage Works has today launched a 2.49% 2 year fixed rate, which...

Precise Mortgages launch Bridge to Let product

Author: Neil Patterson

17th June 2013, 13 years ago | 0

The intermediary only lender Precise Mortgages has today launched the Uk’s only true Bridge to Let Product for development and...

Second charge BuytoLet loans via Shawbrook

Author: Neil Patterson

12th June 2013, 13 years ago | 0

I received an email today from Shawbrook outlining their Secured BuytoLet Loans which on first glance I nearly ignored as...

property118

Leeds Building Society BuytoLet rates cut by up to 0.7%

Author: Neil Patterson

31st May 2013, 13 years ago | 2

The Leeds Building Society has cut its BuytoLet rates buy up to 0.7% on selected products whilst keeping low fixed...

Landlords Life Insurance Calculator

Author: Mark Alexander

16th May 2013, 13 years ago | 10

What is the minimum amount of Landlords Life Insurance we really ought to purchase? I suspect the reason most property investors choose...

Holiday Lets purchased using commercial finance on the increase

Author: Neil Patterson

26th April 2013, 13 years ago | 1

Members of The National Association of Commercial Finance Brokers (NACFB) have reported a steady increase in Holiday lets being purchased...

Will I have to pay tax on rental income or not?

Author: Readers Question

6th April 2013, 13 years ago | 4

I am currently looking to buy a (probably) new property for the sole purposes of letting it out. I currently...

Oven Cleaning is one of the biggest issues in a rented property

Author: Property118.com Landlord News Team

26th March 2013, 14 years ago | 11

Oven cleaning is one of the biggest issues and this article is to help Landlords present this particular item in...