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Loan To Value or Loan To Purchase Price? Buy to Let News, Conveyancing, Financial Advice, House Prices, Latest Articles, Mortgage News, UK Property Forum for Buy to Let Landlords

Hi everyone

Are there any BTL lenders that lend against the property valuation rather than the lower purchase price? For example, if the valuation is £100K and the price paid is £90K, will any lenders lend against the £100K? Or is it a case of lending against whichever is lower?

Interested to hear Howard Reuben’s feedback. Loan To Value or Loan To Purchase Price?

Many thanks in advance.

Andrew


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