Tag: Landlords

How One Landlord Restructured £5m of Debt with Commercial Finance

Author: Mark Alexander

31st December 2025, 5 months ago | 0

Large portfolios can generate significant income – but they also carry significant debt. Managing that debt effectively is crucial to...

From Stalled Project to Success – How a Landlord Used Bridging to Complete a Deal

Author: Mark Alexander

24th December 2025, 5 months ago | 0

Not every property project goes to plan. Unexpected costs, tight deadlines, and lender withdrawals can stall even the most experienced...

How to Protect Your Liquidity When Refinancing a Portfolio

Author: Mark Alexander

17th December 2025, 6 months ago | 0

Refinancing is a critical moment for landlords. It can unlock equity, improve terms, or restructure debt – but it can...

Tenants prioritise EPC ratings when choosing a home

Author: Property118.com Landlord News Team

16th December 2025, 6 months ago | 11

As tenants increasingly seek more energy-efficient homes, many landlords are choosing to sell properties with lower EPC ratings, according to...

Loan Covenants Explained – Avoiding Traps in Your Commercial Mortgage Agreement

Author: Mark Alexander

10th December 2025, 6 months ago | 0

Loan covenants are one of the least understood parts of a commercial mortgage agreement. Many landlords focus on rate and...

Tenants will pay the price for council’s entry threats warns landlord

Author: Property118.com Landlord News Team

4th December 2025, 6 months ago | 32

A landlord is warning that councils gaining more powers for implementing forced intended entry to a rented property will ultimately...

Understanding Personal Guarantees – Risks and Alternatives

Author: Mark Alexander

3rd December 2025, 6 months ago | 0

Personal guarantees are one of the most misunderstood aspects of commercial finance. Many landlords sign them without fully appreciating the...

Landlords face lengthy court delays ahead of Section 21 abolition

Author: Property118.com Landlord News Team

1st December 2025, 6 months ago | 2

Landlords continue to wait weeks to gain court hearings to regain possession, as the Renters’ Rights Act could trigger an...

Landlords warn Renters’ Rights Act will delay EPC improvements

Author: Property118.com Landlord News Team

26th November 2025, 6 months ago | 0

The Renters’ Rights Act risks slowing down energy-efficiency upgrades, with more than half of landlords expected to delay or reduce...

Common Mistakes Landlords Make When Applying for Commercial Finance

Author: Mark Alexander

26th November 2025, 6 months ago | 0

Applying for commercial finance is not the same as applying for a standard buy to let mortgage. The sums are...

Housing minister declines to clarify on landlords recouping EPC costs

Author: Property118.com Landlord News Team

25th November 2025, 6 months ago | 13

Housing Minister Matthew Pennycook has refused to give a clear answer on whether landlords will be able to recoup the...

Landlords should set aside a quarter of rental income for maintenance

Author: Property118.com Landlord News Team

19th November 2025, 7 months ago | 8

As the Renters’ Rights Act approaches its commencement date, a property management company has outlined how much landlords should be...

What lenders really think about EPC regulations and ‘green’ finance

Author: Mark Alexander

19th November 2025, 7 months ago | 0

Energy efficiency and sustainability have become central themes in the property market. For landlords, EPC regulations are not just a...

The Impact of Stress Testing on Landlords’ Borrowing Power

Author: Mark Alexander

12th November 2025, 7 months ago | 0

Stress testing has become one of the biggest hurdles for landlords seeking finance. Even when rental income is strong, lenders...

Housing Secretary hits back at Green Party over call to abolish landlords

Author: Property118.com Landlord News Team

11th November 2025, 7 months ago | 7

The Housing Secretary has slammed the Green Party for calling for the abolition of landlords. Steve Reed said he had...

Landlords urged to move beyond personal opinions on pets

Author: Property118.com Landlord News Team

10th November 2025, 7 months ago | 13

A lawyer has warned landlords and letting agents to focus on asking the right questions about pets rather than relying...

Landlords could pay hundreds of pounds in registration fees under Renters’ Rights Act

Author: Property118.com Landlord News Team

10th November 2025, 7 months ago | 9

Landlords face a triple whammy of fees to register their properties under the Renters’ Rights Act. As reported by The...

More than a third of landlords plan to sell amid RRA turmoil – Simply Business

Author: Property118.com Landlord News Team

6th November 2025, 7 months ago | 8

More than a third of landlords could quit the private rented sector within the next year as the Renters’ Rights...

More than half of renters are ‘flathugging’ and avoiding landlords

Author: Property118.com Landlord News Team

5th November 2025, 7 months ago | 4

More than half of tenants are choosing to stay put, clinging to their current homes despite wanting to move, research...

Specialist Lenders Filling the Gap Left by High Street Banks

Author: Mark Alexander

5th November 2025, 7 months ago | 0

High street banks have been retreating from parts of the landlord market, leaving many investors frustrated by rigid criteria and...