Tag Archives: insurance

43% of tenants have pets – so where’s the protection for landlords? Insurance, Landlords Insurance, Latest Articles

Pet Damage Insurance

Just suppose that taking tenants with pets was an insurable risk!

Would pet owners pay for the policy?

I met with our insurance partners yesterday and discussed the dilemma’s that many landlords have over whether to accept tenants with pets or not.

We reckon that if demand is high enough we persuade a major insurer to create a policy which would pay for  damage caused by tenants pets directly to landlords.

A worthwhile policy probably wouldn’t be cheap, our best guess at this stage is around £180 a year , but if tenants were given the choice to pay for it (annually up-front of course) before taking on the tenancy ………. ???

By advertising that you are a pet friendly landlord the statistics suggest you could almost double the number of enquiries from renters next time you advertise your property. If your prospective tenants refuse to buy a policy then your decision on whether to rent to them would be much easier to make and to justify!

I am inviting landlords and tenants to post comments below this article and also to re-tweet my Tweets which can be found below the expression of interest form.

At this stage we are merely attempting to establish demand for such an insurance policy.  If you are a landlord and this is something you would be open minded enough to support “in principle” please complete the form below which doesn’t commit you to anything. To make it worth your while, we will arrange for our current insurance partners to call you to explain how we can GUARANTEE to reduce your landlords insurance premiums, but not until you are close to your next renewal date for obvious reasons.


New Property118 home insurance for your main residence Latest Articles

We worked hard to bring you a price guarantee on landlord insurance with our buying group, because that is our business and passion.  Now we have a fantastic offer for your own home insurance to save you money as well.

We have teamed up with The Property Insurer and Discount Insurance to bring you a price leading home insurance offer for your own home. To get a quote in minutes, all you have to do is call FREEPHONE 0800 6126984.

The reason you call is because you will almost always get a better price over the phone than on the Internet. The Internet is a broad brush and charges rates accordingly. By talking to an insurance broker they can understand your needs better.

The Property Insurer and Discount Insurance offer some of the hottest rates and best policies in the UK. Using UK underwriters you can rest assured the policy you buy will stand up when needed – and the price will be most competitive. They will always do their best to beat your existing or renewal price, just give them the chance and see how much money you can save.

Property118 Home Insurance FREEPHONE 0800 6126984. Home insurance

Landlord hopes sink over buy to let flood insurance Buy to Let News, Cautionary Tales, Landlords Insurance, Latest Articles

The likely results of losing flood insurance are sinking-in to landlords with at risk property as much of the country lies underwater and weather forecasters predict even more rain.

Great swathes of England are coping with the deluge -and the heavy rains have highlighted just how many homes and businesses are in danger of flooding. Continue reading Landlord hopes sink over buy to let flood insurance

Flood dispute could make commercial landlords suffer Cautionary Tales, Commercial Finance, Latest Articles, Property Investment News

Commercial landlords could find their properties are without insurance in a few months if the Government fails to provide the flood protection insurance companies expect.

The current agreement runs until July, and the Government’s cuts are hitting flood defences. As a result, premiums will increase and some properties are being quoted with insurance of £20,000 a year. Continue reading Flood dispute could make commercial landlords suffer

Buy to Let Flood Risk Could Cost Landlords Billions Buy to Let News, Cautionary Tales, Commercial Finance, Conveyancing, Latest Articles, Property Maintenance

Thousands of buy to let properties all over the country are at risk of becoming uninsurable and unmortgageable in a few months.

Homes and business properties worth around £214 billion could be affected from June if the government fails to reach a new agreement with home insurance firms over flooding. Continue reading Buy to Let Flood Risk Could Cost Landlords Billions

To Insure or not to Insure? That is the Question Guest Columns, HMO's & Student Lets

January heralds house insurance renewal month. Every year I promise to get excited about it, compare quotes and wallow for the next year in the knowledge that I’ve secured the most competitive deal.

The reality is, when the broker calls I groan with resignation and tell him just to get on with it. As he flicked through his computer information on my claim history, he came out with “Oooo, aren’t you a good client? You haven’t made any claims in the last 4 years so it’ll be easy to get you a good quote”. Continue reading To Insure or not to Insure? That is the Question

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