Tag: insurance claims
Non-Disclosure and Misrepresentation – Why Insurers Decli...
One of the most frustrating experiences for landlords is having an insurance claim declined. In many cases, the reason is non-disclosure...
Illegal Activity by Tenants – Are You Covered?
One of the worst-case scenarios for landlords is discovering that tenants have used a rental property for illegal activity. Cannabis...
Flood Risk and Landlord Insurance – What You Need to Know
Flooding is one of the fastest-growing risks for UK landlords. Climate change, heavier rainfall, and overloaded drainage systems mean...
Malicious vs Accidental Damage in Landlord Insurance
One of the most misunderstood areas of landlord insurance is the difference between malicious damage and accidental damage. Landlords...
Case Study: A Burst Pipe in Winter – Who Pays?
Winter is one of the riskiest times for landlords. When temperatures drop, pipes can freeze and burst, causing widespread water damage.
The Most Common Landlord Insurance Claims in the UK
Insurance is about protecting against the unexpected, but in practice, landlord claims tend to fall into a handful of categories.
Am I being ripped off by communal block insurance?
I have a two bedroom flat in a large Aberdeen development of 2/3/4 bedroom flats. I pay 0.89% of the annual policy premium. Smaller...
