Tag: insurance claims

Rent Guarantee Insurance – Does It Really Work for Landlords?

Author: Mark Alexander

27th January 2026, 3 months ago | 0

Tenant default is one of the biggest risks for landlords. Even with strong referencing, job losses, illness, or disputes can...

Non-Disclosure and Misrepresentation – Why Insurers Decline Claims

Author: Mark Alexander

30th December 2025, 4 months ago | 0

One of the most frustrating experiences for landlords is having an insurance claim declined. In many cases, the reason is...

Illegal Activity by Tenants – Are You Covered?

Author: Mark Alexander

23rd December 2025, 4 months ago | 2

One of the worst-case scenarios for landlords is discovering that tenants have used a rental property for illegal activity. Cannabis...

Flood Risk and Landlord Insurance – What You Need to Know

Author: Mark Alexander

16th December 2025, 4 months ago | 0

Flooding is one of the fastest-growing risks for UK landlords. Climate change, heavier rainfall, and overloaded drainage systems mean more...

Malicious vs Accidental Damage in Landlord Insurance

Author: Mark Alexander

21st October 2025, 6 months ago | 0

One of the most misunderstood areas of landlord insurance is the difference between malicious damage and accidental damage. Landlords often...

Case Study: A Burst Pipe in Winter – Who Pays?

Author: Mark Alexander

7th October 2025, 7 months ago | 0

Winter is one of the riskiest times for landlords. When temperatures drop, pipes can freeze and burst, causing widespread water...

The Most Common Landlord Insurance Claims in the UK

Author: Mark Alexander

30th September 2025, 7 months ago | 0

Insurance is about protecting against the unexpected, but in practice, landlord claims tend to fall into a handful of categories....

Am I being ripped off by communal block insurance?

Author: Readers Question

2nd December 2024, 1 year ago | 12

I have a two bedroom flat in a large Aberdeen development of 2/3/4 bedroom flats. I pay 0.89% of the...

Property118 and Cotswold Barristers Rebuttal of Dan Neidle’s Allegations

Author: Mark Alexander

3rd October 2023, 3 years ago | 22

Kings Counsel has confirmed the correctness of our approach to incorporation. Why we have only published a holding response to...

Allegations made by Dan Neidle of Tax Policy Associates Ltd–Statement From Property118 and Cotswold Barristers

Author: Mark Alexander

29th September 2023, 3 years ago | 28

We are aware of a series of publications by Dan Neidle of Tax Policy Associates Limited to his website and...

Tenant caused Fire – Can I sue for damages?

Author: Readers Question

4th September 2023, 3 years ago | 10

Hello, I have recently had a house fire caused by a tenant. The fire investigators deemed it was an accident...