Tag Archives: Energy Performance Certificate

ARLA’s advice on what to expect from the private rented sector Landlord News, Latest Articles, Property News

ARLAThe latest figures from letting agents suggest that the UK still has a healthy appetite for rental properties. According to The Association of Residential Lettings Agents (ARLA) over half (54.8 per cent) its members reported that they had more tenants on their books than available properties to rent. With demand so high, those seeking rental properties for the first time may feel rushed into a decision without fully understanding the legal obligations or what to expect from the landlord so ARLA has today issued advice on what you need to do or know beforehand embarking on a tenancy.

Ian Potter, Managing Director, ARLA said: “Many people find the prospect of renting a home daunting, whatever their age or experience. Particularly in today’s competitive market prospective tenants may rush into making a decision about a property for fear of losing out.

“But tenants should remember that rules and procedures vary depending on the type of tenancy. Researching their obligations and fully understanding the legal aspects of being a tenant, even before they start searching for a property to rent, is vital.”

ARLA has the following advice to help those unfamiliar with renting make their experience as smooth and trouble-free as possible:

1. Lettings is an unregulated industry: The rental industry is not subject to any central Government legislation, meaning that anyone can set up as a letting agent or landlord. For peace of mind, do your research and seek advice from a letting agent affiliated to a professional organisation like ARLA. All ARLA agents must adhere to a strict code of conduct, as well as offering client money protection and redress schemes, which help protect consumers if things go wrong.

2. Your deposit should be secure: Typical deposits required can range from anywhere between four to six weeks’ rent. This deposit should be paid by your landlord or agent into one of three government-approved tenancy deposit schemes. It is a legal requirement that the landlord or lettings agent protects the deposit in this way. Tenants can find out more at: www.direct.gov.uk.

3. A professional inventory can help protect you: A detailed inventory compiled at the start of the tenancy assists in assessing any costs that may be deducted from your deposit at the end of your contract. Be present when the inventory is being done; if that’s not possible, insist on seeing a copy to ensure you agree with what has been noted. If there are photographs make sure they are good quality and reflect accurately any items captured. All documents should be signed and agreed by both landlord and tenant.

4. There are different kinds of tenancy agreement: Many shared tenancies contain a joint liability clause and this means you are responsible for the actions of your co-tenants for the duration of the tenancy. This includes covering their share of the rent if they were to unexpectedly move out. Before you enter such an agreement consider how well you know your sharers. And if you are asked for a guarantor when sharing, then make sure that they understand that they are guaranteeing all your responsibilities contained in the tenancy agreement.

5. Meeting safety standards: Landlords have a legal obligation to ensure gas safety is checked annually. Make sure you have seen the gas safety certificate and instructions for all electrical items. Also check to see if all soft furnishings comply with the Furniture and Furnishings (Fire) Safety Regulations 1988 and are fire safety compliant. Look for the fire safety label on all furnishings.

6. Energy performance certificates: Energy Performance Certificates should be given to you by your landlord or agent before you move into a new property. This will show you how energy efficient a property is.

7. Carrying out repairs: Advise your landlord or managing agent when things need fixing to avoid bigger problems in the future. Landlords are responsible for most repairs to the exterior or structure of a property including problems with the roof, chimney, walls, guttering and drains, as well as electrical, heating, hot water and sanitary installations. For minor repairs and maintenance the tenant is usually responsible, but any changes – like re-decorating – should be pre-approved by your landlord.

8. Pay bills: Other than paying the rent on time, tenants need to ensure they are paying bills which are not included in the tenancy agreement. In most cases these include bills for council tax, utilities, TV licence, Internet and telephone charges. Tenants must also remember to check their tenancy agreement as some landlords will forbid any change to utilities supplier.

If you need the services of an ARLA accredited Lettings Agent

please feel free to fill in the contact form below.

Full Property Management Enquiry


Landlords Guide To Health and Safety Landlord News, Latest Articles, Property News

Health and SafetyA Simple Landlords guide to Health and Safety written by Syd Lewis

When I first started renting properties some 20 years ago, to be legal, all you had to do was have a rent book and if you wanted to ensure you could get possession of your property at the end of the tenancy you drew up an AST. It seems these days Landlords are required to perform more and more tasks, which has not only resulted in having to spend additional time managing their properties but also increased cost. In my work as a professional inventory clerk, I often meet new property owners who apart from perhaps having some vague idea that they need a gas safe certificate and an inventory as part of the Tenancy Deposit Scheme know of little else. This article is for them just to give a few pointers in plain English about some other aspects to consider about health and safety when letting a property.

First the stick, penalties and enforcement, if you for whatever reason, fail to comply with any of the statutory regulations for Landlords and rented property you could be fined up to £5000 or even receive a custodial sentence. Further, if you need to make a claim on your insurance and you are in breach of the regulations your insurance is likely to be void.

Now the Carrot, in my years as a Landlord one of my great pleasures it to hear my tenants tell others that I am a good Landlord and how they like living at their rented home. Apart from the obvious ego massage, there are other benefits, they stay longer at the property reducing void periods and the hassle of finding, vetting and establishing a new landlord and tenant relationship, they tend to take greater care of the property and are willing to pay a higher market rent the live there.

First and foremost, it is the landlords responsibility the make sure the property they let is habitable, in health and safety terms, adequate heating and ventilation, lighting, proper sanitation and more recently good insulation. It is also important for Landlords to make sure tenants understand their responsibility too. I have found a great aid to this, is not just to tell tenants what to do but also to provide a “tenant’s pack”. This includes a welcome note, important information, e.g. how to turn off the water in an emergency, what they should do if there is a problem with the boiler, how to properly ventilate and look after the property to avoid excessive condensation and the resultant mould, operation manuals for any appliances at the property. As a matter of thoroughness, I also recommend that you have copies of any certificates for the property in the tenants pack even if you are not required by law to do so.

INSULATION

Energy Performance Certificate (EPC):
EPC, is a document that states the energy efficiency of a property in bands such as A.B,C, D, etc. stating its typical energy use for the year and estimated cost. The certificate is valid for 10 years. You are required to provide a copy of an EPC to any new tenant. If it is in your tenants pack, you have fulfilled your duty.

FIRE

Furniture and Furnishing Fire Safety Regulations (FFL):
Since 1997 all upholstered furnishings must be fire resistance and have the appropriate fixed permanent labels attached: Beds (including headboards, bases and mattresses), sofa-beds, futons and other convertibles, children’s furniture, garden furniture that can be used in the dwelling, scatter cushions, seat pads, pillows. This is not normally an issue these days as most modern furniture is already labelled. However, should the label come loose or be taken off then you will be in breach of the regulations. A good inventory will list each item that has a FFL and help identify any such items that may have had their label removed or damaged during a tenancy.

Fire Extinguishers and Blankets:
There is no compulsory requirement to provide fire extinguishers or fire blankets in single occupation tenanted properties (please note there are special regulations for HMOs and converted building over two stories), but again, this may be a wise precaution, at least in the kitchen area. Having made the decision to provide fire extinguishers, the landlord or agent must then arrange for regular servicing – usually on a 12 monthly basis. You will need to keep up to date records and keep a copy in tenants pack.

Smoke Detectors:
Since 1992 it is required that, all smoke alarms are electrical mains supplied and have a battery backup. There are specific requirements as to which type and where they should be place according the buildings structure and layout. It is the landlord’s duty to make sure the correct devices are fitted at the correct location and to ensure that all devices are working properly when a new tenant takes up occupancy. Thereafter, it is the tenant’s responsibility to regularly check the device by looking for the green light, pressing the self-test button to ensure it is working and when necessary change batteries. Cleaning should be carried out by a competent person and manufactures instructions should be followed. The Landlord needs to make sure that the tenant is aware of their duty and it is a good idea to have this in writing and ensure that there is operation and cleaning advice in the tenants pack.

GAS

Gas Safe:
Landlords are required by law to have an annual gas inspection on all internal gas installations, this must be carried out by a registered Gas Safe Engineer who will upon passing the gas appliances as safe, issue a Gas Safe Certificate. You must ensure that you provide a copy of the certificate to your tenant. If it is in your tenants pack, you have fulfilled your duty.

Carbone Monoxide Detectors:
There is no legal requirement for Landlords to fit Co2 alarms. However, it is a good idea to have them, the principles to follow are those used for a smoke detector. They should be fitted 1m from the boiler and manufactures operating instructions put in the tenants pack.

ELECTRICAL

Periodic Electrical Testing:
If a property is a new build then it should have a “Domestic Electrical Installation Periodic Report” which states the electrical system is safe to use, if not then the property is not habitable. All electrical systems deteriorate over time, the Electrical Safety Council recommend that a periodic electrical test be carried out on rented property every 5 years, a suitability qualified electrician must carry this out. You should keep a copy in your tenant’s pack.

Portable Appliance Testing (PAT):
There is no direct statutory obligation on Landlords or agents to have PAT checks carried out on the electrical system or appliances. However, under the Electrical Equipment (Safety) Regulations 1994, the Plugs and Sockets etc. (Safety) Regulations 1994, both of which come under the Consumer Protection Act 1987, there is an obligation to ensure that all electrical equipment is safe. Also by having regular tests carried out it is a landlords best defence against negligence and acts as corroborative proof that an electrical item was working/ undamaged at the beginning of a tenancy or during a deposit dispute. A copy of the PAT report should be kept in the tenancy pack.

BIOLOGICAL

Legionnaires Disease:
Legionella are bacteria common in artificial water systems such as storage tanks, pipework, taps and showers. People can catch the disease if they inhale into their lungs tiny water or vapour droplets carrying the bacteria. Different properties will require differing approaches – a new build property with a combi-boiler presents less risk than a Victorian terrace with an old water system. If you think, you may have an issue you can go to HSE website and read their free booklet on risk assessment. Upon having completed your risk assessment, if there is no need for further action simply keep a record that no action is required.

Damp and Mould:
Is usually caused by excessive condensation and in most cases can be attributed to the tenant, but not always. Landlords need to be aware that under Healthy Housing and Safety Risk Scheme 2006, Local Authorities can serve you with an improvement notice and fine you. The best protection against this is to have conducted an assessment for condensation and ensure that the property has adequate heating and ventilation. You should also provide your tenant with appropriate instructions on how to avoid and control condensation.

Pets:
The issue here are fleas and potential new tenant’s allergic reaction to an active protein in the salver of a cat. The simplest, measure I have found is to have agreed with the pet owning tenant that they will pay for a professional clean at the end of the tenancy. It is also important to establish the level and quality of the clean required.

Vermin and insects:
Regardless of who is at fault, if a property becomes infested with insects and or vermin, it is always in the Landlords best interest to get it sorted out quickly and by a professional. You can sort out who pays afterwards; fact is if the tenant refuses to pay, you would need to get it sorted anyway.

About the author of this Post

Sydney Lewis A+ Inventories

Syd Lewis has been a private landlord for over 20 years, he is an accredited member of the National Landlords Association (NLA), Residential Landlords Association (RLA), Sponsor of the Good Landlords Campaign, a full member of the Association of Professional Inventory Providers (APIP) and a Certified Electrical Portable Appliance Tester (NIPIT). He is passionate about what he does which is providing residential inventory services, PAT testing and marketing floor plans for Agents, Landlords and Tenants. Inventories start from £56.00 to find out more see:-


Draughty Windows – Landlord SOS Landlord News, Latest Articles, Property News

Draughty Windows - Landlord SOSMy tenant has complained about draughty windows and vents. I put draught seal on the windows but there wasn’t anything I could do about the vents as they are there to prevent damp etc.

My tenant has now got back to the letting agent informing them that the windows are still draughty and that she is holding back the rent. Continue reading Draughty Windows – Landlord SOS


The essential student guide to renting – 10 Tips from NUS and ARLA HMO's & Student Lets, Landlord News, Latest Articles, Lettings & Management, Property News

Renting your first home as a student can be exciting yet daunting at the same time. So the Association of Residential Letting Agents (ARLA) and the National Union of Students (NUS) are offering advice to students on renting their first property at university. Continue reading The essential student guide to renting – 10 Tips from NUS and ARLA


ARLA Call on Landlords to Think Green Buy to Let News, Landlord News, Latest Articles, Lettings & Management, Property Development, Property Maintenance, Property News

The Green Deal has fallen on deaf ears according to the latest research from the Association of Residential Letting Agents.

The research found that half (51%) of the landlords questioned hadn’t heard of the Green Deal and over a third (33%) didn’t actually know the energy rating of their buy to lets. Continue reading ARLA Call on Landlords to Think Green


Landlords are the wrong target for buy to let regulation Buy to Let News, Latest Articles, Property Market News

Landlords are the wrong target for buy to let regulation, according to the latest behind-the-scenes thinking.

Regardless of the rights and wrongs of the ‘rogue’ landlords debate, politicians and law makers are looking at tightening the rules for letting agents. Continue reading Landlords are the wrong target for buy to let regulation


MP sees red over forcing green repairs on landlords Buy to Let News, Latest Articles, Lettings & Management, Property Development, Property Maintenance

Landlords may have to clear minor repairs with council building inspectors who could force them to carry out extra energy efficiency improvements under controversial proposals drafted by the government.

Under the plan, maintenance like changing a boiler or fitting a new front door will trigger a visit from the council – and demands for other green building works like laying loft insulation or draught-proofing. Continue reading MP sees red over forcing green repairs on landlords


Green for go on new EPC laws for buy to lets Buy to Let News, Latest Articles, Lettings & Management, Property Market News

It’s green for go for new-style energy performance certificates from April 6 and landlords or letting agents who flout the new rules could face a fine.

Energy performance certificate (EPC) laws are tightening and letting agents face more scrutiny from trading standards officers. Continue reading Green for go on new EPC laws for buy to lets


Insuring against the risks of non-payment of rent Buy to Let News, Financial Advice, Latest Articles, Lettings & Management, Property Investment News, Property Investment Strategies, Property Market News, Tenant Eviction

Tenant Referencing comes in many guises but in this article I am going to focus on how landlords can outsource a major piece of due diligence and pass the risks of tenants failing to pay rent onto an insurance company by purchasing Rent Guarantee Insurance “RGI”.

The concept itself is very simple. The insurer performs checks on the tenant which allows them to establish that rent is affordable and is likely to be paid. The insurance company then insure against the risks to the landlord in the event of non-payment on the part of the tenant. This is what happens if the tenant stops paying rent if you have purchased an RGI policy and followed the correct procedures:- Continue reading Insuring against the risks of non-payment of rent


What do April ’12 changes to EPC’s mean to us as landlords? Guest Columns

Landlords EPCFor those who think “More legislation to make life difficult for landlords” let’s first look at why Government need us to have Energy Performance Certificates (EPC’s).

When fossil fuels are used they emit carbon dioxide (CO2), which is known as a “greenhouse gas” (GHG) because it helps produce something called the greenhouse effect. This traps UV rays from sunlight in our atmosphere bouncing them back and forth from our atmosphere to the ground heating up the earth, increasing global warming. Climate change is one of the major challenges facing everyone on this planet and GHG emissions are recognised to be responsible for this change. Every country in the world must play its part in reducing carbon emissions and each country must identify ways that they can do this.

UK Government had no statistic upon which to base its future plans and, in October 2008, the EPC was born in order to gather accurate information and to raise awareness of the amount of fuel that was being used. Continue reading What do April ’12 changes to EPC’s mean to us as landlords?


Property118 Landlords Newsletter – Issue 97 Newsletter

With new legislation being introduced over the next few weeks we felt it was important to feature related articles in this edition to assist our landlord readers with the coming changes. Additionally, Mark Alexander shares an onion based  refurb tip and adds an amusing video link to his Landlord’s Log.

Continue reading Property118 Landlords Newsletter – Issue 97


Property people get ready for new EPC rules Buy to Let News, Latest Articles, Property Maintenance, Property Market News

Landlords and letting agents must comply with a streamlined energy performance certificate scheme from April.

The government has given the green light to the new rules that bring EPC requirements for selling and letting residential and commercial property into line. Continue reading Property people get ready for new EPC rules


Avoiding the Void Latest Articles, Lettings & Management, Property Sales & Sourcing

Void periods are an occupational hazard of letting property and something that the vast majority of landlords will experience at some point. The key to a successful void is to keep it as short as possible. Currently there is an environment of strong rental demand but this does not mean that landlords should be complacent. There are various ways for you to minimise the dreaded void period and I will illustrate this by going through a typical lifecycle of a tenancy.
Continue reading Avoiding the Void


Do You Fit the Private Landlord Profile? Buy to Let News, Latest Articles

A snapshot of landlords and letting has just been released by the Department of Communities and Local Government following a survey of property investors.

The aim is to profile landlords how they buy, let, manage buy to let and shared homes, sometimes called houses in multiple occupation (HMO). Continue reading Do You Fit the Private Landlord Profile?


Green Light as Green Deal Becomes Law for Landlords Estate Planning, Latest Articles, Lettings & Management

The Green Deal has become law – and landlords must comply with the new energy efficiency measures or risk a ban on letting property.

The Energy Act lays out framework for the government to issue eco-friendly regulations aimed at making homes and commercial buildings warmer and cheaper to run.

Buy to let landlords must comply with the standards from April 1, 2018, and hand over the proof to tenants as an energy performance certificate (EPC).

If a home fails to meet the minimum standards – an E rating on an EPC – the landlord must not let the property until work is carried out to meet the guidlines. Landlords who let a home that breaches the rules could face a fine of up to £5,000. Continue reading Green Light as Green Deal Becomes Law for Landlords


Landlords Not Switched on to Energy Efficiency HMO's & Student Lets, Latest Articles, Lettings & Management

Green grassed house

"A third of landlords ignoring the green calls"

More than a third (35%) of buy to let landlords don’t know or don’t care that their rental homes fail to meet minimum energy performance standards.

Around another 17% of landlords suspect their letting properties would not meet the basic standards expected by the government’s new Green Deal.

From 2018, buy to let homes that fail to score more than the minimum will be banned from letting until remedial works are carried out.

Meanwhile, the Green Deal will make funding available for energy efficiency improvements from next year. Continue reading Landlords Not Switched on to Energy Efficiency


Green Deal Firm to Pay Agents £1,000 for Landlord Leads Latest Articles, Property Investment News, Property Market News

Green grassed house

"More on the Green Deal for landlords"

Landlords who carry out work to upgrade buy to let properties under the Green Deal could be paying out up to £1,000 in ‘referral’ fees wrapped up in the price of the work.

The National EPC Company has recruited James Dodd as regional development director with a brief to encourage letting agents to earn commission from tipping the company’s One Green Deal division about landlords requiring work highlighted in energy performance certificates.

Referral fees reportedly range from £100 to £1,000, depending on the work carried out, according to letting agent and estate agent trade news provider The Negotiator.

The service is aimed at working with landlords and home owners to improve their energy performance rating by financing the work through grants offered under the government’s Green Deal.

The Green Deal is the government’s energy saving strategy to make homes warmer and cheaper to run, starting in 2012.

The plan offers landlords and homeowners up to £10,000 to pay for energy related upgrades. The money is paid as a grant repaid over a number of years through savings on energy bills, providing the estimated savings directly related to the work come to more than the cost.

“The Green Deal will be the biggest home improvement programme since the Second World War shifting our outdated draughty homes from the past into the future, so it is vital people can trust it. I have heard too many cases of shoddy workmanship or dodgy technology from Government schemes in the past so from day one there will be strict rules about standards,” Climate Change Minister Greg Barker has said.

Dodd told The Negotiator: “A lot of people are focused on delivering solar panels because of the big margins, but that’s not our approach. We’ll look at the opportunities, which our guys have been trained to recognise.”


New EPC laws postponed after legal time-out Latest Articles

Gavel

New EPC laws postponed

Upcoming changes to energy performance certificate rules for landlords have been put on hold because they have failed to clear the required regulatory hurdles on time.

The new rules were due to tighten controls on landlords and letting agents from July 1. Continue reading New EPC laws postponed after legal time-out


New eco homes open a view to the future? Latest Articles

Recycle sign with house in the centre

18 new eco-homes are to be completed by July in Kettering

The first few from a series of eco-friendly homes have been unveiled in Kettering after being commissioned by LHA-ASRA. The eight homes are the first of 18 being built on unused allotment land provided by the Kettering Borough Council to be completed.

The two and three bedroom houses meet Level Five of the Government’s Code for Sustainable Homes due to the many uses of eco-technology from photovoltaic solar panels to simple good insulation. Continue reading New eco homes open a view to the future?


Property Forum and News website where UK landlords and letting agents share best practice