Tag: Cashflow

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How I minimise property management issues

Author: Mark Alexander

4th February 2011, 16 years ago | 3

Please remember that my properties are all mid range to upper end of market properties aimed at the professional tenants...

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How I minimise rental voids

Author: Mark Alexander

4th February 2011, 16 years ago | 6

A one month rental void accounts for 8.33% of your annual rental income.  For many landlords this is the difference...

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Why some buy to let investors are losing faith in property

Author: Property118.com Landlord News Team

26th January 2011, 16 years ago | 0

Some buy to let landlords are having second thoughts about the reliability of property as a long term investment, according...

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Mark Alexander’s interview with Paul Spriggins – UK Holiday Lets investor/developer

Author: Mark Alexander

24th January 2011, 16 years ago | 1

Paul Spriggins In this interview Paul explains how he develops brick and tile UK holiday park homes, sells them for £71,000,...

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Property price tumbles cost homeowners £110 a week

Author: Property118.com Landlord News Team

10th January 2011, 16 years ago | 0

Property price rises and falls added up to the average home losing £110 in value every week last year, according...

My 2011 interest rate prediction

Author: Mark Alexander

3rd January 2011, 16 years ago | 4

From the heart, not a chart. I’m not really into fancy graphs, I don’t have a private school or university...

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Sell or hold after completing a refurbishment?

Author: Mark Alexander

3rd January 2011, 16 years ago | 14

This question was recently asked on a property forum and inspired me to write this post. A spreadsheet could be...

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The roots of my Property Investment Strategy

Author: Mark Alexander

17th December 2010, 16 years ago | 24

“I measure my business related success by how much I improve my cashflow and my bank balance every year.” The...

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How I maximise the returns on my liquidity fund (cash in the bank)

Author: Property118.com Landlord News Team

17th December 2010, 16 years ago | 9

In January 2008 I refinanced my entire portfolio in line with my ongoing strategy.  There was an opportunity to release...

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Would you refinance off a rate of 2.25% onto a rate of 5%?

Author: Mark Alexander

14th December 2010, 16 years ago | 0

As a stand alone question, the logical answer would be ‘of course not!”.  However, some landlords are doing this and...

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Buy to let strategy – the 20% liquidity reserve rule of thumb

Author: Mark Alexander

3rd December 2010, 16 years ago | 8

This rule of thumb is very simple.  If you have £100,000 of buy to let mortgages you should have £20,000...

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Buy to let rent arrears up 20%, say advice watchdogs

Author: Property118.com Landlord News Team

3rd December 2010, 16 years ago | 0

Tenants struggling to pay rent arrears to buy to let landlords have rocketed by 20% in a year, according to...

A simple guide on how to calculate maximum loan based on lenders criteria.

Author: Mark Alexander

12th November 2010, 16 years ago | 0

By Neil Patterson, Partner of The Money Centre. Most mortgage lenders use credit scoring to determine whether an applicant is...

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What’s more important, cashflow or liquidity? Mark Alexander reports

Author: Mark Alexander

27th October 2010, 16 years ago | 0

Cashflow is simply defined as regular income. Positive cashflow is when income exceeds expenditure and you make a profit. So...

Is your property portfolio ownership structure optimised to enable you to pay the minimum amount of CGT, income tax and IHT?

Author: Mark Alexander

27th October 2010, 16 years ago | 14

In this article I look at the differences between owning property as joint tenants, tenants in common or as individuals....

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Mortgage Express client labels their Choices Overpayment Scheme “sharp practice”.

Author: Property118.com Landlord News Team

27th October 2010, 16 years ago | 2

Mrs Anne Nixon, a Mortgage Express customer, has reported to landlord News; “Over the last year I have over-paid 2...

Are 8% interest rates scaremongering?

Author: Property118.com Landlord News Team

27th October 2010, 16 years ago | 0

Mark Alexander  explains why, even though rates at these levels are extremely unlikely, high interest rates due to high inflation...

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What you shouldn’t do – buy to let mortgage advice

Author: Mark Alexander

27th October 2010, 16 years ago | 1

Buy to let mortgage advice Many investors have become cashflow beneficiaries of the ‘Credit Crunch’ due to the lowest interest...