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Life Insurance for Landlords – IFA readers letter Buy to Let News, Cautionary Tales, Financial Advice, Landlord News, Landlords Insurance, Latest Articles, Property Investment News, Property Investment Strategies, Property News

Howard Reuben

IFA Howard Reuben

As an avid reader of Property118.com I was very interested to read a couple of recent articles 1) Should landlords buy life insurance and 2) What happens when a landlord dies –  both of which touched on the subject of what happens to the BTL mortgage contract if a borrower / landlord dies and also what happens to the property(ies) in this situation too.

What caused me to carry out some further detailed research in this matter, however, is that it was quite clear, not only from the comments left by readers but from my own experience as a Financial Adviser with 20 years business practice working in the BTL mortgage and insurance sector, and also as a portfolio landlord myself, that different people think different things will happen to their estate when they die. Continue reading Life Insurance for Landlords – IFA readers letter


Google launches new mortgage comparison site Latest Articles

Google logo

Google launches mortgage comparison site

Google has quietly launched a trial run of a mortgage comparison site that includes buy to let mortgages.

Links to the site appear at the top of the search results page triggered by mortgage related keywords.

Only a few lenders are listed – Woolwich, ING Direct, Lloyds TSB, NatWest and Royal Bank of Scotland.

Around five buy to let deals are available to compare. Continue reading Google launches new mortgage comparison site


Birmingham Midshires to restrict lending to three buy to let mortgages per landlord. Lloyds squeeze this market further by refusing to lend on more than three buy to lets across all of their brands. Latest Articles

Peter Curran, Head of Intermediary Distribution at Lloyds Banking Group recently announced, “From 25 September, buy to let property portfolios will be limited to a maximum of three properties, or £2m worth of lending (whichever is exceeded first), across Lloyds Banking Group. At the same time, buy to let products will no longer be available via intermediary channels through either the Cheltenham and Gloucester or LTSB Scotland brands. Pipeline applications will be honoured but any subsequent changes will be assessed under our new policy. The changes will be effective from close of business on 24 September.” Continue reading Birmingham Midshires to restrict lending to three buy to let mortgages per landlord. Lloyds squeeze this market further by refusing to lend on more than three buy to lets across all of their brands.


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