Tag: Buy to let mortgages

Case Study: How One Landlord Restructured Mortgages to Save Thousands

Author: Mark Alexander

20th October 2025, 8 months ago | 0

Behind every mortgage application is a story. For some landlords, rising interest costs and tighter stress tests have made refinancing...

Lenders boost BTL market with new landlord deals

Author: Property118.com Landlord News Team

17th October 2025, 8 months ago | 0

Three leading lenders have unveiled new and improved buy to let products this week, aiming to ease affordability pressures for...

How Limited Company Buy-To-Let Mortgages Work

Author: Mark Alexander

13th October 2025, 8 months ago | 0

More landlords than ever are holding property through limited companies in 2025. This shift is driven partly by the impact...

Why Specialist Lending Matters: HMO, Holiday Lets, and Semi-Commercial

Author: Mark Alexander

6th October 2025, 9 months ago | 0

Not all buy-to-let properties fit neatly into the category of a single-family rental on a standard assured shorthold tenancy. Many...

Remortgaging in 2025: How Landlords Can Cut Costs

Author: Mark Alexander

29th September 2025, 9 months ago | 0

Thousands of landlords are rolling off fixed-rate deals in 2025. For many, this means facing significantly higher payments, tighter affordability...

How Much Equity Do You Really Need? Buy-To-Let Loan-to-Value Ratios Explained

Author: Mark Alexander

15th September 2025, 9 months ago | 0

One of the first questions landlords face when financing or refinancing a buy-to-let property is how much equity they will...

YBS and MFS improve semi-commercial and BTL mortgage deals

Author: Property118.com Landlord News Team

11th September 2025, 9 months ago | 0

Two specialist landlord finance providers have revealed enhancements to their mortgage ranges to offer landlords more choice and flexibility. YBS...

BTL lenders boost landlord options as remortgage activity grows

Author: Property118.com Landlord News Team

10th September 2025, 9 months ago | 0

Buy to let landlords have new deals to consider from two leading lenders as research shows more investors are looking...

What Landlords Need to Know About Buy-To-Let Affordability Tests in 2025

Author: Mark Alexander

1st September 2025, 10 months ago | 0

Buy-to-let landlords are facing a very different mortgage market in 2025 compared to even a few years ago. While demand...

Lenders update buy-to-let mortgages to help landlords

Author: Property118.com Landlord News Team

14th August 2025, 10 months ago | 0

Accord and Landbay have announced updates to their buy-to-let mortgage products to help landlords. The lenders say the new offerings...

Lenders launch new BTL mortgage products and rate cuts

Author: Property118.com Landlord News Team

11th August 2025, 10 months ago | 0

Three major UK lenders have rolled out updates to their buy to let and specialist mortgage offerings, providing landlords with...

NatWest and Landbay launch BTL mortgage partnership for professional landlords

Author: Property118.com Landlord News Team

1st August 2025, 11 months ago | 0

NatWest Group has announced a tie-up with Landbay to launch its first buy to let mortgage offerings aimed at professional...

What Happens to Buy-to-Let Mortgages on Death?

Author: Mark Alexander

24th July 2025, 11 months ago | 0

Part 1: The Legal and Financial Consequences That Most Landlords Overlook When a landlord passes away, it is not just...

Lenders cut BTL rates for businesses and landlords

Author: Property118.com Landlord News Team

22nd July 2025, 11 months ago | 0

Two leading lenders, Atom Bank and ModaMortgages, have announced rate reductions to support businesses and landlords seeking cheaper financing. Atom...

Darlington and HTB launch new landlord mortgage products

Author: Property118.com Landlord News Team

9th July 2025, 12 months ago | 0

Darlington Building Society has unveiled an improved buy to let mortgage range, raising the loan-to-value (LTV) limit from 75% to...

Landlords shift to limited company BTL amid tax changes

Author: Property118.com Landlord News Team

3rd July 2025, 12 months ago | 0

There has been a surge in landlords adopting limited company structures for buy to let investments, research reveals. The findings...

BTL lenders boost options for landlords

Author: Property118.com Landlord News Team

30th June 2025, 12 months ago | 0

Specialist lenders Together and Fleet Mortgages have unveiled updates to their buy to let (BTL) offerings, providing landlords with more...

New BTL and commercial mortgage products launched

Author: Property118.com Landlord News Team

18th June 2025, 1 year ago | 0

Foundation Home Loans has introduced five new limited edition buy to let mortgage products tailored for landlords seeking larger loans....

We need more landlords for immigration and students – Bank chief

Author: Property118.com Landlord News Team

6th June 2025, 1 year ago | 12

The UK’s increasing population and immigration levels are piling pressure on the private rented sector, the boss of Paragon Bank...

More BTL lenders cut rates and raise LTV limits

Author: Property118.com Landlord News Team

5th June 2025, 1 year ago | 0

Another batch of buy to let lenders have made changes to their landlord offerings with Market Financial Solutions reducing rates...