Tag: Buy to let mortgages

What happens when a buy to let mortgage application is declined?

Author: Mark Alexander

24th November 2025, 10 months ago | 0

Few things are more frustrating for landlords than having a mortgage application declined. You may have spent weeks preparing documents,...

BTL lenders unleash a fresh wave of rate cuts and flexible options

Author: Property118.com Landlord News Team

17th November 2025, 10 months ago | 0

The buy to let mortgage market is still seeing major specialist lenders unveiling rate cuts, revamping criteria and fresh lending...

Stress Testing at 145% vs 125% Rental Coverage Rules

Author: Mark Alexander

17th November 2025, 10 months ago | 0

One of the biggest hurdles landlords face in 2025 is passing lender stress tests. Even if your property generates a...

Green Buy-To-Let Mortgages: What EPC Rules Mean for Your Financing

Author: Mark Alexander

10th November 2025, 10 months ago | 0

Energy efficiency has moved from being a “nice to have” to a core requirement in the buy-to-let sector. With government...

How Bank of England Base Rate Changes Affect Buy-To-Let Mortgages

Author: Mark Alexander

3rd November 2025, 10 months ago | 0

Every time the Bank of England announces a change to the base rate, landlords sit up and take notice. The...

Buy-To-Let Rates: Where Are They Heading?

Author: Mark Alexander

27th October 2025, 11 months ago | 0

Every landlord knows that mortgage rates make or break portfolio cashflow. With thousands of fixed-rate deals coming to an end...

Lenders boost buy to let choice with new fixed fee and green deals

Author: Property118.com Landlord News Team

24th October 2025, 11 months ago | 0

Foundation Home Loans and Accord Mortgages have both announced enhancements to their buy to let offerings, widening options for landlords...

Case Study: How One Landlord Restructured Mortgages to Save Thousands

Author: Mark Alexander

20th October 2025, 11 months ago | 0

Behind every mortgage application is a story. For some landlords, rising interest costs and tighter stress tests have made refinancing...

Lenders boost BTL market with new landlord deals

Author: Property118.com Landlord News Team

17th October 2025, 11 months ago | 0

Three leading lenders have unveiled new and improved buy to let products this week, aiming to ease affordability pressures for...

How Limited Company Buy-To-Let Mortgages Work

Author: Mark Alexander

13th October 2025, 11 months ago | 0

More landlords than ever are holding property through limited companies in 2025. This shift is driven partly by the impact...

Why Specialist Lending Matters: HMO, Holiday Lets, and Semi-Commercial

Author: Mark Alexander

6th October 2025, 11 months ago | 0

Not all buy-to-let properties fit neatly into the category of a single-family rental on a standard assured shorthold tenancy. Many...

Remortgaging in 2025: How Landlords Can Cut Costs

Author: Mark Alexander

29th September 2025, 12 months ago | 0

Thousands of landlords are rolling off fixed-rate deals in 2025. For many, this means facing significantly higher payments, tighter affordability...

How Much Equity Do You Really Need? Buy-To-Let Loan-to-Value Ratios Explained

Author: Mark Alexander

15th September 2025, 12 months ago | 0

One of the first questions landlords face when financing or refinancing a buy-to-let property is how much equity they will...

YBS and MFS improve semi-commercial and BTL mortgage deals

Author: Property118.com Landlord News Team

11th September 2025, 12 months ago | 0

Two specialist landlord finance providers have revealed enhancements to their mortgage ranges to offer landlords more choice and flexibility. YBS...

BTL lenders boost landlord options as remortgage activity grows

Author: Property118.com Landlord News Team

10th September 2025, 12 months ago | 0

Buy to let landlords have new deals to consider from two leading lenders as research shows more investors are looking...

Fixed vs Tracker: Which Buy-To-Let Mortgage is Best in 2025?

Author: Mark Alexander

8th September 2025, 1 year ago | 0

With mortgage pricing shifting and lender criteria evolving, many landlords are weighing up whether to fix for certainty or track...

What Landlords Need to Know About Buy-To-Let Affordability Tests in 2025

Author: Mark Alexander

1st September 2025, 1 year ago | 0

Buy-to-let landlords are facing a very different mortgage market in 2025 compared to even a few years ago. While demand...

Lenders update buy-to-let mortgages to help landlords

Author: Property118.com Landlord News Team

14th August 2025, 1 year ago | 0

Accord and Landbay have announced updates to their buy-to-let mortgage products to help landlords. The lenders say the new offerings...

Lenders launch new BTL mortgage products and rate cuts

Author: Property118.com Landlord News Team

11th August 2025, 1 year ago | 0

Three major UK lenders have rolled out updates to their buy to let and specialist mortgage offerings, providing landlords with...

NatWest and Landbay launch BTL mortgage partnership for professional landlords

Author: Property118.com Landlord News Team

1st August 2025, 1 year ago | 0

NatWest Group has announced a tie-up with Landbay to launch its first buy to let mortgage offerings aimed at professional...

What Happens to Buy-to-Let Mortgages on Death?

Author: Mark Alexander

24th July 2025, 1 year ago | 0

Part 1: The Legal and Financial Consequences That Most Landlords Overlook When a landlord passes away, it is not just...