Tag: Buy to let mortgages

Four in 10 landlords plan to refinance buy to let mortgages

Author: Property118.com Landlord News Team

5th February 2026, 6 months ago | 0

Four in 10 landlords are planning to refinance their buy to let property over the next year, research from Paragon...

Buy to let lenders extend offers and cut rates across new products

Author: Property118.com Landlord News Team

2nd February 2026, 6 months ago | 0

Paragon Bank has moved to bolster its new build buy to let proposition, extending the validity of mortgage offers and...

Buy to let lenders boost remortgage deals and cut rates

Author: Property118.com Landlord News Team

27th January 2026, 6 months ago | 0

Landbay has rolled out a new set of five-year fixed Premier remortgage products, pairing assisted legals with a free valuation...

How Mortgage Valuations Work for Buy-To-Let Properties

Author: Mark Alexander

26th January 2026, 6 months ago | 0

When applying for a buy-to-let mortgage, one of the most important steps is the valuation. Lenders need to know both...

Landbay lowers rates while YBS Commercial removes buy to let tiering

Author: Property118.com Landlord News Team

20th January 2026, 6 months ago | 0

Landbay has rolled out new buy to let products and reduced pricing across its Premier range, targeting landlords approaching the...

Coventry launches EPC buy to let deals as TMW cuts rates

Author: Property118.com Landlord News Team

19th January 2026, 6 months ago | 0

Coventry for Intermediaries has rolled out a new range of buy to let products aimed at landlords investing in energy-efficient...

Product Transfers vs Remortgages – Which Is Better for Landlords?

Author: Mark Alexander

19th January 2026, 6 months ago | 1

When a buy-to-let mortgage deal comes to an end, landlords face a key decision: should they do a product transfer...

Buy to let lenders cut rates, rebrand and refresh landlord deals

Author: Property118.com Landlord News Team

13th January 2026, 7 months ago | 0

Specialist lender Together has trimmed its headline pricing by up to 25 basis points across a wide range of buy...

HSBC cuts BTL stress rates as LendInvest launches 2026 deals

Author: Property118.com Landlord News Team

7th January 2026, 7 months ago | 0

HSBC UK has lowered its buy to let affordability stress rates for domestic borrowers; a move it says will widen...

Paragon launches base rate tracker BTL deals as Aldermore cuts rates

Author: Property118.com Landlord News Team

6th January 2026, 7 months ago | 0

Paragon has rolled out a new range of bank base rate tracker buy to let mortgages, pitching them as a...

The Role of Mortgage Brokers in Securing Buy-To-Let Finance

Author: Mark Alexander

5th January 2026, 7 months ago | 0

In 2026, mortgage brokers play a more important role than ever in helping landlords navigate the complex buy-to-let market. With...

Exit Strategies: What Happens When a Buy-To-Let Mortgage Term Ends

Author: Mark Alexander

22nd December 2025, 7 months ago | 1

Every mortgage has an end date. For landlords, what happens when a buy-to-let deal expires is one of the most...

Buy-To-Let Mortgages and Personal Guarantees – What You Need to Know

Author: Mark Alexander

22nd December 2025, 7 months ago | 0

Most landlords using limited companies to borrow in 2025 will encounter the requirement to sign a personal guarantee (PG). Even...

Buy-To-Let Mortgages for First-Time Landlords

Author: Mark Alexander

15th December 2025, 8 months ago | 0

Getting started in property investment can feel daunting, particularly in today’s mortgage market. First-time landlords face stricter criteria, larger deposit...

Buy to let and commercial lenders offer new rates and products as one exits

Author: Property118.com Landlord News Team

11th December 2025, 8 months ago | 0

Lenders are reshaping the buy to let and commercial finance landscape as new products, pricing moves and a strategic exit...

Case study: The landlord who expanded using buy to let gearing

Author: Mark Alexander

8th December 2025, 8 months ago | 0

For landlords, growth often depends on using gearing – borrowing against equity in existing properties to fund further acquisitions. In...

Incorporation and Mortgages: Financing When You Move to a Company

Author: Mark Alexander

1st December 2025, 8 months ago | 0

Many landlords in 2025 are considering moving their portfolios from personal ownership into limited companies. The drivers are varied: restructuring...

What happens when a buy to let mortgage application is declined?

Author: Mark Alexander

24th November 2025, 8 months ago | 0

Few things are more frustrating for landlords than having a mortgage application declined. You may have spent weeks preparing documents,...

BTL lenders unleash a fresh wave of rate cuts and flexible options

Author: Property118.com Landlord News Team

17th November 2025, 9 months ago | 0

The buy to let mortgage market is still seeing major specialist lenders unveiling rate cuts, revamping criteria and fresh lending...

Stress Testing at 145% vs 125% Rental Coverage Rules

Author: Mark Alexander

17th November 2025, 9 months ago | 0

One of the biggest hurdles landlords face in 2025 is passing lender stress tests. Even if your property generates a...