Tag: Buildings insurance

Buildings vs Contents vs Combined Landlord Insurance

Author: Mark Alexander

9th September 2025, 8 months ago | 2

One of the most common questions we hear from landlords is whether they need buildings insurance, contents insurance, or a...

What Landlord Insurance Actually Covers (and What It Doesn’t)

Author: Mark Alexander

2nd September 2025, 8 months ago | 0

Landlord insurance is essential, yet many property investors are unsure what it really covers. Some assume a standard home policy...

Government leasehold reforms spark concerns over complexity

Author: Property118.com Landlord News Team

9th July 2025, 10 months ago | 0

The government’s consultation to boost leaseholder protections is creating unease among members of ALEP (the Association of Leasehold Enfranchisement Practitioners)....

Insurance payouts after a water leak in a Freehold flat?

Author: Readers Question

31st March 2025, 1 year ago | 16

My partner owns the freehold of a flat. He lived in the flat himself for about 2 years and has...

The critical role of accurate rebuild values for landlords

Author: Property118.com Landlord News Team

12th March 2024, 2 years ago | 3

 If your rented property is damaged beyond repair in a fire or flood, then it’s important to look at rebuild...

Buildings insurance increases 70% since last year?

Author: Property118.com Landlord News Team

31st July 2023, 3 years ago | 4

Hi all, I have a 2 bed maisonette in blocks of 4, there are 5 blocks in total. The Managing...

Am I being robbed on building insurance?

Author: Readers Question

4th July 2023, 3 years ago | 3

Hello, We are in a block of 15 flats some rented, some of us live here. We own the freehold....

Gove is ‘outraged’ over buildings insurance scandal

Author: Property118.com Landlord News Team

24th April 2023, 3 years ago | 11

The housing secretary, Michael Gove, says he is ‘outraged’ over a Financial Conduct Authority (FCA) investigation into broker commissions on...

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Landlord hopes sink over buy to let flood insurance

Author: Property118.com Landlord News Team

2nd May 2012, 14 years ago | 0

The likely results of losing flood insurance are sinking-in to landlords with at risk property as much of the country...

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Get the Right Landlord Property Insurance

Author: Angus Ryan

8th February 2012, 14 years ago | 11

Buildings insurance for a property is generally the responsibility of the owner or landlord. Tenants must still take out contents...

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Buy to Let Insurance Basics

Author: Neil Patterson

5th September 2011, 15 years ago | 0

Inexperienced landlords can quickly find themselves out of pocket if they fail to protect their property with specialist buy to...

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Insurers Will Pay Out Landlords after Riots

Author: Property118.com Landlord News Team

9th August 2011, 15 years ago | 0

Insurers have reassured landlords with rental properties in riot-hit cities that their homes and businesses are protected. Shocking images of...

Landlords Insurance Tips – reduce costs, minimise risk

Author: Mark Alexander

19th January 2011, 15 years ago | 2

By Neil Patterson, Partner of The Money Centre. Remember; insurance companies have to make money too, but as a landlord...