Tag: BTL

Growing my small BTL business

Author: Readers Question

27th August 2013, 13 years ago | 7

Great site! I’m a “small-time” landlord that owns a total of 3 properties – 2 rental flats and my own...

The practicalities of a deeds of trust and using a Ltd company in England

Author: Readers Question

27th August 2013, 13 years ago | 13

I am a higher rate tax payer and I want to expand my property portfolio further. I want to shelter...

I’m a mortgage tart!

Author: Readers Question

23rd August 2013, 13 years ago | 11

The government wants the banks to clamp down on interest only mortgages. Obviously there are tax advantages for these mortgages...

Tenant Referencing Using Common Sense

Author: Mark Alexander

22nd August 2013, 13 years ago | 23

Common sense tenant referencing was pretty much the only option available when I first became a landlord and started letting property...

Buy to Let mortgage products and criteria – market update

Author: Neil Patterson

20th August 2013, 13 years ago | 0

After updating and writing the article on our Buy to Let mortgage sourcing system and calculator I thought I would...

Our own Buy to Let Mortgage sourcing system and calculator

Author: Neil Patterson

19th August 2013, 13 years ago | 0

I have just finished updating all the products on our own in house Buy to Let Mortgage sourcing system and...

First time buy to let – North West

Author: Readers Question

14th August 2013, 13 years ago | 15

Okay readers. I’m a buy to let newcomer looking to spend approx £25k, hopefully on two BTL properties priced up...

Where to buy our first BTL property & seeking an accountant locally

Author: SHARON MOXON

8th August 2013, 13 years ago | 15

Firstly, my partner and I are looking to purchase our first BTL property and I wondered what criteria to use...

Age discrimination from buy to let mortgage lenders?

Author: Readers Question

26th July 2013, 13 years ago | 11

Last year I was in the process of identifying a good interest only re-mortgage – nothing out of the ordinary...

Buy to Let Mortgages on Low Value Properties

Author: Howard

26th July 2013, 13 years ago | 20

I have always found one particular lender on our panel hard to consider as they’ve always represented (in my mind)...

BuytoLet Remortgage rates best since the credit crunch

Author: Property118.com Landlord News Team

19th July 2013, 13 years ago | 2

The prevailing mood in the BuytoLet remortgage world over the past three or four years has been “Rates are high;...

Help please – Lost NHBC certificate and lender won’t remortgage

Author: Readers Question

16th July 2013, 13 years ago | 9

I need an urgent help please. I purchased a property off auction last November. I am at the stage of...

Latest PRS advice concerning ASTs, Voids, Referencing and Rent2Rent (e-news compilation)

Author: Property118.com Landlord News Team

11th July 2013, 13 years ago | 0

Rent2Rent contracts – if you’re going to to it do it right Rent2Rent companies are using the wrong letting contracts...

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Best practice for LANDLORDS (e-news compilation)

Author: Property118.com Landlord News Team

9th July 2013, 13 years ago | 0

If in doubt ASK Learning from other peoples experiences is often far more cost effective than making mistakes of your...

Lowest ever BTL interest rates released!

Author: Howard

21st June 2013, 13 years ago | 5

“Lowest ever BTL interest rates released!” It’s a great headline grabber isn’t it? Well I actually saw this on another...

Precise Mortgages launch Bridge to Let product

Author: Neil Patterson

17th June 2013, 13 years ago | 0

The intermediary only lender Precise Mortgages has today launched the Uk’s only true Bridge to Let Product for development and...

BM Solutions scraps minimum income rules on buy to let mortgages

Author: Property118.com Landlord News Team

7th June 2013, 13 years ago | 23

BM Solutions, the leading BTL lender from the Lloyds Banking Group, has removed its minimum income requirements for all buy-to-let...

My Property Strategy – Opinions Please

Author: Readers Question

31st May 2013, 13 years ago | 20

My property strategy is to purchase 2 bed terraced properties around £130-150K value but try to buy from motivated sellers...

The latest on the BOI Tracker rate scandal

Author: Property118.com Landlord News Team

21st May 2013, 13 years ago | 0

Bank of Ireland issued the following press release and wrote to 1,200 borrowers today:- “In February this year Bank of...

Will I have to pay tax on rental income or not?

Author: Readers Question

6th April 2013, 13 years ago | 4

I am currently looking to buy a (probably) new property for the sole purposes of letting it out. I currently...