Renters’ Rights Act could shut students out of university education
Author: Property118.com Landlord News Team
11th December 2025, 9 months ago | 3
Search Results
Found 2005 articles for ""HMO""
Buy to let and commercial lenders offer new rates and products as one exits
Author: Property118.com Landlord News Team
11th December 2025, 9 months ago | 0
The inventory handover failure that lost a landlord’s deposit claim
Author: Mark Alexander
11th December 2025, 9 months ago | 0
Loan Covenants Explained – Avoiding Traps in Your Commercial Mortgage Agreement
Author: Mark Alexander
10th December 2025, 9 months ago | 0
The tenancy agreement template trap that cost a landlord dearly
Author: Mark Alexander
10th December 2025, 9 months ago | 3
The safety certificate oversight that put a landlord at risk
Author: Mark Alexander
9th December 2025, 9 months ago | 2
The insurance disclosure failure that voided a claim
Author: Mark Alexander
8th December 2025, 9 months ago | 1
The mortgage consent mistake that put a landlord at risk
Author: Mark Alexander
5th December 2025, 9 months ago | 3
Tenants will pay the price for council’s entry threats warns landlord
Author: Property118.com Landlord News Team
4th December 2025, 9 months ago | 32
The unserved notice oversight that derailed a possession claim
Author: Mark Alexander
4th December 2025, 9 months ago | 2
Understanding Personal Guarantees – Risks and Alternatives
Author: Mark Alexander
3rd December 2025, 9 months ago | 0
![Paragon Bank has moved to loosen its lending criteria as its buy to let rivals cut rates, signalling a renewed push for landlord business ahead of 2026. The lender has lifted maximum loan sizes across its BTL range and scrapped minimum income rules for portfolio landlords in an attempt to widen access. Paragon's new limits now stretch to £800,000 at 80% LTV, £1.2 million at 75% LTV and £1.7 million at 70% LTV. The largest shift comes at 65% LTV, where landlords with three or fewer mortgaged homes can borrow up to £2 million. Larger operators, limited companies and applicants for HMOs or blocks continue to access a £4 million ceiling. Limits offer flexibility Alongside the higher caps, the bank has dropped its £25,000 income requirement for those holding four or more mortgaged properties. The policy change aligns with its new origination platform which includes faster case handling for landlords with up to 15 units and a multi-property application route covering as many as 99 assets. The lender's commercial director, Russell Anderson, said: "These new maximum loan limits deliver more flexibility to our customers, enabling them to target a wider range of buy-to-let propositions." Cumberland's holiday let deals The Cumberland has cut its holiday let fixed rates by 0.20% for both two and five-year products. Prices have dropped from 4.98% to 4.78%, with the aim of helping brokers secure improved deals for clients. All products carry a £999 fee and are open to both purchasers and remortgage applicants. Grant Seaton, the head of intermediary lending, said: "Broker feedback has prompted us to cut rates to support affordability for holiday let landlords looking for a better deal in 2026." Dudley BS revamps BTL range Dudley Building Society has revamped its expat, buy to let and holiday let products, widening choice at a time when advisers are juggling more complex borrower needs. Rates begin at 5.45%, with the refreshed line-up spanning two- and five-year fixed deals plus discount options. For expats, the range includes a two-year fixed at 5.85% and a five-year at 5.65%, both at 65% LTV. Landlords can access an 80% LTV two-year fixed at 5.70% or a 70% LTV discount at 2.99% below the standard variable rate. Holiday let borrowers have two-year and five-year fixed options at 5.90% and 5.80% respectively, both up to 80% LTV. BTL deals Fees start at £999 for expat cases and £750 for buy to let and holiday let deals, rising to £1,999 and £1,499 depending on term and LTV. All products allow borrowers to repay up to 10% of the balance each year without charge, giving advisers scope to build overpayment plans into suitability assessments. Dudley's distribution director, Rob Oliver, said: "We have looked at the data across our book, listened to what brokers told us in meetings, and have shaped this new range around the areas where we knew we could make a real difference." Accord lowers rates Accord Mortgages has announced a rate reduction on its buy to let remortgage products. Two-year fixes up to 75% LTV fall by up to 0.10%, while pricing up to 65% LTV dips by 0.03%. Key offers now include a 4.08% two-year fix at 75% LTV with a £995 fee, free valuation and remortgage legal service. A second option, also at 75% LTV, is priced at 3.93% with a £1,995 fee and the same incentives. The lender's mortgage product manager, Cheryl Bleasdale, said: "We're so pleased to take this opportunity, driven by a recent decrease in market interest rates, to further improve the competitiveness of our buy to let range, ensuring we continue to deliver exceptional value wherever possible to our brokers and their landlord clients." For assistance with any type of buy to let (BTL), property or commercial finance please complete the contact form below: [gravityform id="483" title="true"]](https://www.property118.com/wp-content/uploads/2025/12/New-deals-768x768.jpeg "New landlord deals across the buy to let and holiday let markets")
New landlord deals across the buy to let and holiday let markets
Author: Property118.com Landlord News Team
3rd December 2025, 9 months ago | 0
The rent collection chaos that left a landlord unpaid
Author: Mark Alexander
3rd December 2025, 9 months ago | 3
The DIY eviction disaster that cost a landlord dearly
Author: Mark Alexander
2nd December 2025, 9 months ago | 0
The asbestos surprise that left a landlord liable
Author: Mark Alexander
1st December 2025, 9 months ago | 0
London council signs off on borough-wide landlord licensing
Author: Property118.com Landlord News Team
28th November 2025, 9 months ago | 0
The legionella neglect that put a landlord under HSE spotlight
Author: Mark Alexander
28th November 2025, 9 months ago | 5
Do head lease terms override tenant pet requests?
Author: Readers Question
27th November 2025, 9 months ago | 5
The fire safety lapse that exposed a landlord to huge risk
Author: Mark Alexander
27th November 2025, 9 months ago | 0
Common Mistakes Landlords Make When Applying for Commercial Finance
Author: Mark Alexander
26th November 2025, 9 months ago | 0
BTL lenders unveil new products, criteria and processing upgrades
Author: Property118.com Landlord News Team
26th November 2025, 9 months ago | 0
The pet clause oversight that left a landlord powerless
Author: Mark Alexander
26th November 2025, 9 months ago | 1
The referencing shortcut that backfired on a landlord
Author: Mark Alexander
25th November 2025, 9 months ago | 3
Will Rachel’s Autumn Budget break private rented sector landlords?
Author: Landlord Crusader
24th November 2025, 9 months ago | 3