I recently picked up on an interesting debate on this subject between two investors, to protect their identities I will refer to them as The Bull and The Bear. The Bear was arguing “Younger peoples desire to spend money on consumption, travel and lifestyle and rent rather than home purchase should theoretically lead to lower […]

Lenders and commentators – including the influential Paul Fisher, the Bank of England’s director of markets – are warning that the natural interest rate in a well-functioning economy is around the 5% mark. With the Bank of England base rate stuck firmly at 0.5% since March 2009, many are worried that buy to let landlords […]

Grant Shapps recently revealed the government is looking at ways to take the heat out of the property market by stabilising the boom-or-bust trends that have crippled the sector since the 1970s. Speaking on BBC Radio’s Today program, he said ministers wanted to see the removal of the ‘imbalance’ between wages and house prices and […]

For married couples and civil partnerships. EXAMPLE You sell shares in your family company to your spouse for an amount equivalent to your personal mortgage, or more if additional capital raising is required.

PERSONAL MESSAGE FROM MARK ALEXANDER If you have a good property story to tell we may want to share it.

From the heart, not a chart. I’m not really into fancy graphs, I don’t have a private school or university education and I don’t have a posh accent so if that’s what you were hoping for this post might dissapoint you.

It’s coming up to that time of year when I have to pay my taxes again. That means I have made a profit so I should be happy right? WRONG!

This question was recently asked on a property forum and inspired me to write this post. A spreadsheet could be written to crunch the numbers and I will explain how I do this further into this post.

  1)  Create or update property schedule 2) Consider impact of higher interest rates 3) Look at ways to reduce cost (e.g. insurance, accounting, advertising costs) 4) Make/update Will

I ask this question purely out of interest.  I am NOT looking for JV partners. 

Click here to download the report As many of you wll know, I report to BoE voluntarily and regularly meet their economists and MPC members.

Picked up in a conversation at the Property Tribes forum.  It was just too good not to share.

“I measure my business related success by how much I improve my cashflow and my bank balance every year.” The beginning of my career was spent working in financial rescue and the underwriting of risk.  It was the late 1980’s, property values had plummeted and interest rates had soared to 15%. Property investors who faced […]

In January 2008 I refinanced my entire portfolio in line with my ongoing strategy.  There was an opportunity to release equity and I took it.

Two more councils have joined the queue to crackdown on property investors letting shared houses.

As a stand alone question, the logical answer would be ‘of course not!”.  However, some landlords are doing this and for very good reasons.

The number of property related queries on Google is believed to have grown by 35 per cent in the last year and more people are using the internet to search for properties to rent or buy than ever before. Marketing your own property is now rapidly growing in popularity – which is one of the […]

By Mark Alexander. The next generation of property investors will: Have good jobs and surplus income Have plenty of equity in their homes Be unhappy with returns on other forms of investment Be internet and social media savvy Have access to far more information than the last generation

Buy to let may be booming now – but many full time property investors are still feeling the pinch from the credit crisis. Cash flow is the key to a successful business – not the value of a property portfolio. Many businesses go to the wall because they are poorly managed and run out of […]

I’ve raised this question is that it’s important to me. Am I in the minority though? I’ve insured my life and written the policy into trust to pay IHT without attracting further IHT.  However, this is going to get more and more expensive as I get older and my wealth grows.  I’ve also investigated various other […]