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28th January 2011

Whenever you read an article on Property118.com you like, please share it on Facebook and/or Twitter. To do this just click on the Facebook or Twitter icons at the bottom of the article.  You can also press the Share button to share articles via Linkedin, email and a variety of other electronic media platforms.

Paragon lines up £85 million of landlord loans

27th January 2011

Buy to let specialist Paragon has advanced £8.8 million of loans and has a further £75 million of property investment deals in the pipeline, according to the lender’s interim management statement.

Mark Alexander

Are you witnessing increasing rent defaults?

27th January 2011

I’ve read a number of press releases and quoted many of them here in my Blog articles stating that circa 12% of tenants are in arrears.  However, my own experience is less than 5% of my rents were late in any month last year and I had no write offs. 

What’s rental demand like in your town?

26th January 2011

One of my employees is very worried at the moment as her landlord has severed notice to move back into the property and my employee can’t find another to rent in the part of the city she wants to live.

Mark Alexander’s interview with Paul Spriggins – UK Holiday Lets investor/developer

24th January 2011

Paul Spriggins In this interview Paul explains how he develops brick and tile UK holiday park homes, sells them for £71,000, returns investors 10% + per annum and provides 10 year, fixed rate, non-status, non-recourse financing subject to a minimum £20,000 cash deposit.  This is a long interview so make yourself a coffee before reading it!

Why you have to pay more than you owe to the taxman

24th January 2011

Taxpayers often ask why they have to pay more income tax than the amount they owe for the year when filing their self assessment returns. The answer comes down to many taxpayers failing to realise what you owe is strangely not what you pay.

Mortgage lending slumps to lowest level for a decade

21st January 2011

Mortgage lending has slumped to the lowest level for a decade as banks and building societies tighten their grip on the housing market. Mortgages and remortgage advances added up to £136 billion in 2010 – the lowest total since 2000 and almost a fifth (18%) lower than 2009.

House broken up into levels

Landlords take HMO protest online

20th January 2011

Landlords have  launched an online campaign against a council’s proposals to micromanage shared houses by introducing planning controls and extra licensing.

Bank of England

How changing interest rates affects inflation

20th January 2011

Prices are rising and the Bank of England is under pressure to raise interest rates to support the economy – but how does changing the interest rate affect what a family has to pay for food, fuel and mortgages? Inflation is the result of the amount of money spent in the economy increasing at a […]

Neil Patterson Managing Partner

Landlords Insurance Tips – reduce costs, minimise risk

19th January 2011

By Neil Patterson, Partner of The Money Centre. Remember; insurance companies have to make money too, but as a landlord if you understand how they price schemes and view risk you can maximise savings on your portfolio.

Landlord faces jail for £60,000 benefits fiddle

18th January 2011

Landlord Lynne Hampson faces jail for cheating the benefits system out of thousands of pounds and even spent some of the cash on extending her luxury home with a swimming pool to take in more paying tenants.