It is not easy to arrange a BuyToLet mortgage for a trading company, the few lenders that do offer loans to limited companies usually insist that the company is a Single Purpose Vehicle, often referred to as an SPV. This is an issue which our readers often ask us about, particularly how to structure financing […]

According to the NAEA (National Association of Estate Agents) the recession is increasingly leaving desperate sellers vulnerable to quick-sell property companies that offer poor valuations. The National Association of Estate Agents (NAEA) has reported a sharp rise in the number of property companies offering sellers a quick sale service. The organisation is urging sellers to […]

Hello Mark, I am a partner in a 4 person deal owning 8 properties as a Ltd Co, and I thought its worth mentioning how it came about… I decided after a small windfall some years ago that property was an option, to minimize risk I opted for a partnership with a couple we know. A […]

It is quite rare for me to share taxation strategies here in full on my blog, especially taxation strategies for capital raising purposes which I’ve not used personally yet (but intend to). However, following an email from a reader called Mike today I will make an exception on this occasion. I love to share my […]

I’ve received an email from Sophie today who wants to cancel her letting agents contract but keep her good tenant. As we have so many professional letting agents reading this forum I’m hoping that we can give Sophie and several other landlords who find this article in an internet search some sound advice. Sophie’s email […]

This weekend we are celebrating the launch our Discussions Forum. You will find it on the main Navigation Bar of our website. We introduced this new feature based on feedback from readers who would like to be able to see at a quick glance the articles which are the most recently published or commented upon. […]

Many high street banks are still refusing to offer new or extended terms to development finance facilities and those that are still in the market are offering increasingly stricter terms with the introduction of exit fees, increased rates and an insistence that the loan is serviced on at least a quarterly basis. In extreme cases, […]

I received the email below from one of my readers yesterday morning requesting advice on buy to let property portfolio building. I’m happy to share my thoughts and will do so in due course in the comment section below this article. However, I thought my reader may appreciate a variety of opinions so I emailed […]

I advised Norwich City Council Tax Department as soon as one of my properties became vacant for a few weeks between tenancies. I was undertaking refurbishment works. I fully expected to be granted exemption from Council Tax but they sent me a bill. It wasn’t a lot of money but I challenged them as a […]

  As we are only too aware, the lettings industry is currently unregulated. It means that we have to regulate and try and raise standards from within. That is why Property 118 is happy to support SAFEagent.

Despite the economic uncertainty surrounding Europe BuytoLet products have remained very stable in terms of pricing to the consumer. It will be interesting to see if the Bank of England’s offer of £80 billion in cheap long term loans to the UK banking system specifically for the purpose of increasing lending will have a positive […]

Following an email I received from a reader yesterday I feel compelled to write an article warning landlords of the tax implications of selling their assets due to there being no capital gains tax roll-over on BuyToLet properties.

Chances are that when you reach your 70’s your BuyToLet lender will expect your mortgage to be repaid but is this ageism in BuyToLet mortgages justified and are there any BuyToLet mortgage lenders taking an alternative view? This is a question that’s been filling my business partners email inbox this morning. Well if you are […]

Following my article regarding Landlord Tax Strategies, I’ve woken up this morning to a very full inbox. I will do my very best to respond to everybody but please bear with me.

Bed Bug problems are increasing day by day and due to the Olympics hotels and houses in London and the surrounding areas are at more risk than ever. During the Olympics in Sydney, pest controllers announced a very concerning 8000% increase in Bed Bugs. Further to this Pest Controllers are ready for the attack of […]

I recently wrote an article about one of my tenants who recently reported that whilst she was away there was spillage in the bathroom which caused over £500 worth of decorative damage to downstairs ceilings and walls. The article was read by literally thousands of landlords and received a whopping 51 comments.

Is it possible for landlords to have a partial exit strategy without selling the goose that lays the golden eggs, i.e. their buy to let property. I have spoken to a very wide cross section of landlords over my time who have reached the point where they are saying “enough is enough”. They are fed […]

Priced from just £35,500 these Sunderland buy to let investments an ideal for property investors seeking immediate income generating student accommodation. Be quick though, the marketing of these properties commenced just two weeks ago and 50% are sold already.

Tenants are staying longer and their rental requirements are changing, according to new research from the Association of Residential Letting Agents (ARLA). The average length of tenancy in the UK has now increased to a record high of 20 months*. The increase has been attributed to the strong competition for new properties – 58% of […]

Mentoring courses and property networking – have I been a Plonker Rodney? Are landlord mentoring courses value for money and are many of the property networking meetings we get invited to simply a sales pitch? When I started investing in property, back in the late 1990’s, there was no such thing as buying below market […]

At National Property Group we are working with a FTSE 100 company which has engaged us to source landlords wanting to let their properties for a mimimum period of five years on a Corporate Lets basis. To make life easier for you we have produced a video below and text below that to tell you […]